Top 10 Debit and Credit Card Stories of 2011

It wasn’t the best of times, and it also wasn’t the worst. But it may have been the busiest for your credit and debit cards.

Eating Lunch Out For Less Than $2 a Day

The challenge: eat lunch out every day for a full work week and spend less than $10 total. Can it be done? Sure. Added bonus: you’ll discover you don’t need to eat as much as you thought you did.

How Misplaced Priorities Lead to Lame Excuses

We can complain and make excuses, but our spending habits reveal our priorities in life. When we’re in a tight spot, it’s usually because we’ve misplaced our priorities.

Using Social Networking to Land a Job? 4 Things Not to Do

Social networking can lead to bigger and better jobs, but it can also cost you the one you have (or the one you want). Make sure you don’t have any of these social networking bad habits.

6 Easy Ways to Save Energy

There are dozens of ways to lower your energy costs, and most require little in the way of effort or expense.

Beware the New Google Gimmick

Google’s latest search feature is new but not improved. Here’s why “Search plus Your World” helps Google instead of Google users – and how to disable the feature.

Resolutions 2012 – Budgeting Your Way to Happiness

Some people see budgets like diets, but starving yourself to meet your goals will never work. Here’s how to look at budgets and make them work for you.

Your Paycheck Bounced: What Now?

Didn’t realize a paycheck could bounce? Me either. But at least you can get what’s coming to you – if you follow these 8 steps.

Ask Stacy: How Bad Are Old Unpaid Bills?

Those old delinquent debts have long faded from your memory. But now that it’s time to buy a house, will potential mortgage lenders forget about them too?

Bad Couponing: 9 Tips to Avoid It

If you photocopy a coupon or snatch one from a recycling bin, you’re risking arrest. If you cut off a coupon expiration date or take more than your fair share, you risk being a jerk.

Why I Never Shop at Dollar Stores

Are you a dollar store detester or devotee? You won’t catch me in one. Here’s why.

How to Unload Unwanted Gift Cards

Gift cards can make great gifts, but they’re also the best bad gift you can get someone – because they’re easy to convert into cold, hard cash.

Money Hacks 2012 – 8 Shortcuts to Getting Richer

They’re called “hacks”: clever solutions to tricky problems. Here are some of my favorites to help you save more or spend less.

5 Smartphone Freebies for College Students – and Anyone Else Who’s Cool

The new year means a new semester for college students. Since they already have their textbooks, here are some crucial apps to keep up their lifestyle.

Frugal Interior Lighting Choices

Is an LED light bulb better than a CFL bulb? What’s a mini-pendant light? If lighting options leave you in the dark, here’s the short course.

Inflation Forecast 2012 – and How to Lower Your Personal Rate

If you’ve ever paid attention to the inflation rate, you probably noticed it doesn’t match your experience, and it won’t in 2012, either. Here’s why, and a few ways to fight rising costs.

Avoiding 5 Common Issues With Travel Sites

Online travel portals offer convenience and low prices, but you need to be aware of some drawbacks.

Gift Cards: Use Them Before You Lose Them

Some gifts keep on giving. Others – like gift cards – can actually cost you if you don’t use them within a year. If you were given a gift card over the holidays, better read on.

How Being Absent-Minded Resulted in a $2,750 Year-End Windfall

Can you really pay for your vacations by taking care of your health? I do!

What’s Your Dream Job? For Young People, Not Banking

Not sure what you want to be when you grow up? A new survey takes a look at what young people consider the ideal employer. Up high: tech. Down low: banks.

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