Latest Posts

The “Other” Provisions of the Credit CARD Act

Most of the attention from the bill has been given to the restrictions on interest rate increases and over the limit fees. However, there are many other lesser-known regulations in the Act that could have far-reaching ramifications for consumers.

Confessions of a Serial Haggler

Most people negotiate on super-expensive things like cars and houses. But for many, that’s where the haggling stops. It shouldn’t. Negotiating for better deals on everything from cable bills to doctor visits isn’t just rewarding: it can be fun. Check out this story on how to do it right.

Jewelry Tips for Valentine’s Day

If you’re a woman, this post is my Valentine’s Day gift to you: Forward it to your beau with a note like “Came across this article; thought you’d be interested.”

If you’re a guy faced with jewelry shopping this Valentine’s Day, I feel your pain. Jewelry shopping is bad on so many levels: First, you might end up at someplace like a mall. Then you’ll be expected to spend a lot for what looks so little. So let’s see if we can make the process a little less painful by arming you with a few quick tips to make it less stressful and less expensive.

5 Tips to Professing Your Love on a Budget

Roses, are red, violets are blue, but if you really want to be frugal on Valentines Day I’ve got some tips for you!

Here’s how to save on flowers and jewelry, along with some less-exensive ideas that can soften your sweetie without breaking the bank.

Tax Changes 2009: Ready for a Refund?

Before you file your taxes, it pays to check up on the latest changes to the tax code. This comprehensive list will ensure you don’t miss a thing!

Imprisoned by Debt – 5 Escape Plans

This reader has $40,000 of credit card debt and having trouble making payments. If you’re in a similar situation or know someone who is, take a look at the 5 options to deal with debt. Warning: None are painless, and all will result in varying degrees of hassle and heartache.

Let Uncle Sam Help You Pay Off $5,000 of Debt

Most of the money I suggest harnessing for debt destruction comes in dribs and drabs from doing things like smart shopping and avoiding dumb deals.

But sometimes there’s something big you can do. This is one of those times.

Viewer Question: Can I Earn 5% and Stay Safe?

It’s a question I’ve been hearing for 30 years: Can I earn more than risk-free investments are paying… without taking any risk or tying my money up?

Viewer Question: I’m Drowning in Debt. Can You Help?

If you’re drowning in debt with no hope of recovery, it’s time to get help. NOW.

Five (More) Dumb Deals and What to Do Instead

Do you waste cash by spending money on dumb things? There’s one way to find out: take a look at this video and article and see if you’ve ever fallen for any of these dumb deals.

3 Ways to Get a Will

What would your family do if you died tomorrow? Do you have a plan in place to take care of those you love? 3 ways to get a will.

I’ve Got One of the Recalled Toyotas. Now What?

With all the problems surrounding the current Toyota recall, many drivers are confused about what they should do next and what their rights are. What you should do varies from nothing to seeing a lawyer. Here are the first steps you should take.

Viewer Question: Who Do I Turn To For Credit Help?

Need help with your credit? The way to find it isn’t by looking at ads. Because the most trustworthy credit counselors are rarely the most heavily advertised. If you need help, read on.

Viewer Question: How Do I Get A Free Credit Score?

If you can navigate the minefield of misleading ads, you might be able to find a free credit report. But you still won’t be able to get a free credit score. Here’s why.

The 3 Golden Rules of Saving While Shopping

The three golden rules of saving while shopping will help you spend less while shopping more.

Transferring a Credit Card Balance: A Good Idea?

More consumers are now considering a balance transfer due to the rising interest rates on their existing cards. But is this a good idea?

Free Unlimited Calling: Make Google Voice One of Your Five

Thanks to Google Voice, you can now get free unlimited calling on your cell phone without paying for a costly unlimited plan.

What Goes Around Comes Around: Lessons from the Great Depression

Our nation faces huge economic challenges. But they’re not unprecedented. If you’d like to better manage your future, start by looking to the past.

New TV for the Superbowl? Don’t Fumble with Rent to Own.

You may be tempted to buy a new TV for the big game with nothing down at a rent-to-own store. Bad idea.

Viewer Question: Are Credit Card Protection Plans Worth $10 a Month?

Are credit card protection plans worth the money? In a word, no. Here’s why.