Way to Save #144: Use Hand Towels

Save a tree or two. Use a clean hand towel in the kitchen instead of always reaching for paper towels.

Way to Save #143: Freeze Scouring Pads

Freeze your scouring pads. They last longer that way.

Three Reasons Pets Make Bad Gifts

Thinking of giving a pet as a gift? Here are three reasons why you might want to think again.

Way to Save #142: Inexpensive Decorating

Sometimes you just need to change the look of a room. A new tablecloth can transform a dining room, and you’ll probably find one at the Salvation Army for $5. Plants are great decorations that you can get free by exchanging clippings with your friends. A plywood circle sitting on a round trash can look … Continued

Way to Save #141: Stop Being So Clean

Americans can be obsessive when it comes to cleaning our clothes. Result? High dry-cleaning bills, high utility bills and high clothing bills. Nobody’s suggesting you should use body odor to cull your circle of friends, but the fact is that many items, especially the expensive-to-dry-clean-kind can often be worn more before we have them cleaned. … Continued

Way to Save #140: Buy Yesterday's Technology

One of the fundamental ways to save money is to buy yesterday’s technology. An older computer may not play Solitaire at the speed of light, but it will probably be perfectly adequate for the tasks normal people use computers for. And it will cost a fraction of the price of the newest, fastest models. Buying … Continued

Way to Save #139: Use Reusable Batteries

Charge it! Batteries that is. Reusable batteries cost more to buy, but can pay for themselves easily.

Hate Your Bank? 3 Steps to Ditch ‘Em

There are still places you can get free checking with lower fees. And switching doesn’t have to be a hassle.

Way to Save #138: Do-It-Yourself

If you own a home, buy how-to books and stop calling repairmen for everything!

Why You Should Give Stocks As Gifts

Don’t even think about Zhu Zhu hunting until you’ve considered giving stocks this year.

Way to Save #137: Clean Your Own Carpets

A carpet-cleaning machine is a great neighborhood co-op tool. Share the cost (maybe you can find one at a yard sale) with your neighbors and everybody on the block saves $100 a year or more in carpet cleaning costs.

Way to Save #136: Repaint In White

Painting is one of the few home improvements you can make that normally add more value to a home than it costs, assuming you do it yourself. White paint is usually cheaper, doesn’t fade, makes rooms look bigger and goes with more stuff.

Five Things to Know About Gift Cards

We all love gift cards, they’re easy to give and even easier to get. But, there’s a cost to the convenience… fine print. Here’s what you need to know to make your gift card buying experience a good one.

Way to Save #135: Don’t Buy Softener Sheets

Don’t buy drier softening sheets. Instead, mix up a spray bottle with half water and half fabric softener. Spray a washcloth with the mixture and toss it in the dryer.

Way to Save #134: Buy Textbooks Online

Buy textbooks online, used or both. Used to be you were trapped paying outrageous prices to the monopoly known as the campus bookstore. Nowadays, thanks to the Internet, you can buy new and used textbooks online and save serious bucks. Do a search for “used text books.”

Way to Save #133: Local Scholarships

You can look at all the scholarship search websites and library books in the world and still miss college cash. Why? Because the $300 scholarship offered by your local Rotary Club isn’t in there. Neither is the local Elks club $250 essay contest or any number of other awards local civic, cultural and religious groups … Continued

Saving on Holiday Shopping

The average couple will spend $1500 on gifts this holiday season, but a smart shopper can lower that number.

Way to Save #132: FAFSA First

FAFSA stands for “free application for federal student aid,” and it’s basically a standardized form that will help you find out what kind and how much aid will be available to your student. Colleges and universities use it as a basis for the tuition packages they offer, and nearly every scholarship, work-study and other dispenser … Continued

Way to Save #131: Get Money For Nothing

Billions of dollars of grants, scholarships, work-study programs and low cost loans are available every year. Don’t pay a company to find them for you, because there are places you can search for free. The Internet is a great resource for this. Websites to check out include www.fastweb.com and www.finaid.org, but there are many others. … Continued

Way to Save #130: Free Cell Phones Aren't Free

Normally you’re better off getting a cheaper plan and buying your own cellular phone. Plans that include “free” phones often also come with long contracts and higher monthly costs.

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