7 Proven Ways to Get Free Money

If there’s one thing we can all agree on, it’s that money isn’t easy to come by. And we can also agree there are ways of bringing in the bucks that are easier than others. In fact, there are ways to make money that require no effort at all.

That’s right: free money.

Check out the following list of ways to make money right now with virtually no effort. Not all these ideas will work for you, but some will, so be sure and read them all.

1. Get cash back on every debit card swipe

It’s hard to keep track of all the cash-back offers out there. Let’s see, some credit cards offer cash back on certain purchases — as long as you qualify for the card in the first place. And that card might come with fees, too.

What if you just automatically got cash back every time you used your plain old debit card? That would be super easy, wouldn’t it?

That’s how it is with the Discover® Cashback Debit Checking. You earn 1% cash back on up to $3,000 in debit card purchases every single month. Also, there are no overdraft fees, no monthly account fees, no minimum opening deposit and no minimum balance required.

Another bonus: When you set up direct deposit, you’ll get paid up to two days early.

You can use more than 60,000 ATMs for free. And Discover is just as secure as any brick-and-mortar bank: Your deposits are FDIC-insured up to $250,000.

It’s time to leave your old bank behind and check out a smarter option.

2. Don’t put all your eggs in one basket

If a large part of your savings is in the stock market — as it should be — you’re well aware that what goes up can also go down. You can’t control the market, but you can hedge against uncertainty by having other forms of wealth.

One of the best ways to protect your savings is diversification. Keep money in different types of investments, ideally ones that go up when others are going down. For example, stocks tend to do poorly when inflation and interest rates are rising and there’s political turmoil brewing.

But there’s one investment that thrives in this scenario: gold.

Be careful who you deal with, though. Lots of companies in the gold business are pretty shady and won’t hesitate to sell you gold and silver at vastly inflated prices.

Goldco, on the other hand, has an A+ rating from the Better Business Bureau, an AAA rating from Business Consumer Alliance, and 4.8 to 5 stars on Trustpilot, TrustLink, Google reviews and ConsumerAffairs. They offer just about everything, from precious-metal IRAs to gold coins and gold bars.

You’ll even receive up to $10,000 in free silver on qualified purchases. If you’ve ever thought about investing in gold, why not take a look?

3. Have this company pay off your credit card debt

Worrying about debt is probably the worst way you can spend your time, and paying interest and late fees is the worst way you can spend your money.

If you’ve got a problem, the sooner you deal with it, the better.

National Debt Relief is one of the most respected providers of debt relief in the U.S.

They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also are top-rated by Top Consumer Reviews, Top Ten Reviews, ConsumersAdvocate.org and ConsumerAffairs.

You simply fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free. There’s no upfront fee and no obligation to get started.

National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt. Ready to start a new, happier chapter of your life?

4. Get $200 cash back when shopping

Sites like Rakuten actually pay you to shop. Once you sign up, you get up to 15% cash back on things you buy online. You also can get a bonus — sometimes as high as $40 — just for signing up.

You can also use tools like Capital One Shopping to automatically search the internet for better prices and coupon codes every time you shop online.

Both these tools are free, and while neither will make you rich, they’ll both make you richer.

5. Get a second set of eyes

To properly manage your money, work with a professional — it’s totally worth it. If you’re not doing this, you could be missing out on some serious financial gains.

A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s twice as much!

If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and instantly get matched with up to three vetted financial advisors in your area, all legally bound to work in your best interests.

Even if you don’t want help picking investments, an advisor can help lower your tax burden, create a comprehensive financial plan for you, maximize your Social Security, and serve as a second pair of eyes to make sure you’re on the right track.

Using SmartAsset only takes a few minutes, and in many cases you’ll be offered a free consultation.

Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”

6. Get up to $50,000 with this company

Feeling lost in a tangled mess of credit card bills? You’re not alone. Balancing multiple high-interest payments can feel like navigating a dense jungle, with every statement another vine threatening to pull you down. But fear not, there’s a clear path to financial freedom!

Imagine this: One streamlined monthly payment instead of a chaotic web of due dates. No more late fees, no more juggling deadlines, just smooth sailing towards a debt-free horizon. With a personal loan, you can simplify your finances and potentially slash your current interest rate by 17% (or even more!).

Think that’s just a mirage? It’s not! With a credit score of 620 or higher, you could be eligible for up to $50,000 in debt-taming power. And the best part? Checking your eligibility takes just two minutes. It’s like discovering a hidden oasis of savings in your financial landscape.

Stop feeding the credit card jungle! Take back control, consolidate your debt, and watch your financial future blossom. This isn't just about paying less interest, it’s about breathing easier and building a brighter, more manageable tomorrow.

Two minutes. That’s all it takes to see if you can reduce your credit card debt by a significant amount and finally step out of the jungle into financial sunshine. Don’t wait, reclaim your financial freedom today!

Reduce your credit card debt and step into financial freedom.

7. Cut your insurance costs by $1,000

One of the best ways to find extra cash is by paying less for car and home insurance.

Insurance companies know you hate shopping for your home and car insurance. That’s why they’re free to raise your rates every year. And that’s exactly what they do, right?

Don’t let them get away with it. Fight back, especially since it’s so quick and easy, you can do it while watching TV. You could easily become $1,000 richer this year simply by finding similar policies at lower prices.

Shop your car insurance costs by clicking here.

Shop your home insurance by clicking here.