“IRA” stands for Individual Retirement Account: a special savings account set up by Uncle Sam to encourage you to save for retirement. The government only allows you to have one, but what you put in it is up to you. If you want to put insured savings in your IRA, this is the place to find the best deal.
You can now see the same credit information that lenders, insurers and landlords use to evaluate you. But you must know where to look if you want it for free.