“IRA” stands for Individual Retirement Account: a special savings account set up by Uncle Sam to encourage you to save for retirement. The government only allows you to have one, but what you put in it is up to you. If you want to put insured savings in your IRA, this is the place to find the best deal.
Get pulled over for reckless driving? Texting while driving? Failure to stop? Traffic violations can significantly bump up the cost of your coverage, but it's not entirely out of your hands.