Everybody has one: A friend who’s always finding screaming deals on everything they buy.
What do they know that we don’t? As it turns out, plenty.
Read on…in about three minutes, you’re going to become a shopping pro, able to save from 15-30% on everything you buy.
1. Instantly apply the very best savings
You’re about to buy a pair of shoes online. Suddenly, a tap on your shoulder. “Hey, you’re about to pay too much! Here’s how you can find those shoes for less!”
Wouldn’t that be nice? Well, in less than a minute, you can make it happen.
Well, not a tap on the shoulder exactly, but something just as good: Capital One's free shopping app. With just a couple of clicks, you can install their browser extension. Then, next time you buy anything online, it automatically checks up to 30,000 stores for better prices. It even automatically finds secret coupon codes!
In just the last year, Capital One Shopping saved people like you nearly $200 million. No wonder it has thousands of five-star reviews in the app store.
Stop wasting money. Take a second right now and install it your browser.
2. Use the right plastic
Savvy shoppers get money back with every purchase simply by selecting the right cash-back credit card. Some cash-back cards offer up to 5% cash back on specific purchases.
Fail to max your cash back and you could be losing $1,000 every year on every $20,000 you spend. Pick up that cash. Use it for a weekend getaway: you deserve it.
The problem? Finding the right one. There’s a bunch out there. So here’s where you go: to this cash-back card marketplace. You’ll see the best cards available and be able to apply in seconds. Easy peasy.
Bottom line? Whenever you’re spending, always make sure you’re earning.
3. Score free money with cashback sites
Cash-back and coupon sites help you save on everything from groceries and gas, to flights and fashion. One of the best: Rakuten.
When you shop online through the Rakuten website, app or browser extension, you get up to 20% cash back on purchases from thousands of retailers. It’s totally free, and they’ll even pay you $10-40 just to sign up. And it only takes 30 seconds.
Don’t ever buy anything online without using a cash-back site. And don’t stop there. Take your savings to the next level with coupon stacking, and you could save up to 50%.
4. Get $100 or more for trying fun, free apps
It sounds too good to be true, but it’s a fact. You can earn cash for trying new apps, new products and new offers.
KashKick is a fun, simple way to earn money online. This free loyalty and rewards platform empowers users to make extra money and ease stress. They connect you with free apps, free games, and free deals that can make and save you money.
Here’s how it works. Try a featured offer, like signing up for an e-newsletter or registering for freebies in the mail. KashKick will get a commission from the advertiser, and then share a portion with you: your kickback. Featured offers can pay anywhere from $1 to $100 — or even more.
You already try new products and services, so make sure to take advantage of these kickbacks.
5. Get $225 of free Amazon gift cards
What’s better than watching cool videos? Getting paid to do it!
A company called InboxDollars will pay you to watch all manner of short video clips. All you have to do is decide what you want to watch, then answer a few questions when you’re done.
It only takes a minute to sign up and they’ll even give you $5 to get started. You’re not going to replace your day job, but you could pick up a couple of hundred bucks in Amazon gift certificates.
Since 2006, they’ve handed out more than $80 million in cash and free gift cards.
6. Instead of 20%, try paying zero
A 0% interest rate credit card is a great way to stop the interest clock from ticking, often for a year or more, while you focus on paying down your balances.
There are lots of 0% interest credit cards available, so compare the features and benefits of each to find the best fit for you.
Factors to consider include the length of the zero-percent period, the regular APR after the intro period ends, the balance transfer fee and the annual fee.
This is not a free pass to spend beyond your means. You still need to make at least the minimum payment every month and if possible, to pay off your balance before the intro period expires. And you’ll likely need a good credit score to qualify.
Still, 0% credit cards are powerful tools you can harness to crush high rates and radically reduce your balances. Just use them responsibly and plan ahead for when the intro period ends.
Bonus: The perfect newsletter for the savvy shopper
What if we told you there’s a way to earn an extra $1,000 every year without having to work for it?
There is: It’s called the Money Talks Newsletter, and it’s free. Our more than one million subscribers report saving an average of $991.20 annually thanks to our news and advice, including lots of articles and information to spend less, save more and invest like a pro.
The Money Talks Newsletter takes less than five minutes of your day and is designed specifically to make you smarter and wealthier, and without boring you to tears in the process.
Sign up for the FREE Money Talks Newsletter. It takes 10 seconds to subscribe, and if you don’t like it, 10 seconds to unsubscribe. And we never, ever sell your info. What’s not to like?
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