2. Staying home can fatten your wallet
Do your caring parents despair at the thought of you growing up and going into that nasty world all alone? Congratulations! You may be eligible to take the “stay at home until your mid-20s” package.
Many millennials have done this — either out of choice or circumstance. I am among them.
Had I moved out on my own, I might have been doomed to a paycheck-to-paycheck dead-end of an existence, with nary a penny to spare for college or an emergency fund. It is fortunate that my parents let me live with them rent-free until I can gain independence. If your situation permits, I encourage you to do the same.
While you’re at it, stay on your parents’ cellphone and insurance plans. Do these things and be shameless about it. It’s a great way to save money.