Are you stuck in the all-too-common habit of living paycheck to paycheck? You don’t need me to tell you that it’s a self-defeating cycle. You simply can’t get ahead this way.
But escaping isn’t easy, especially if your paycheck is tight. Change involves not just the hard work of making new habits but, at a more-basic level, changing your ways of thinking.
And yet people do make this leap. They pay off huge debts, reach ambitious savings goals and turn their financial lives around.
If you intend to be one of them, read on for an eight-point road map.