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A good credit card can be a boon to your financial life. Not only are credit cards a convenient way to pay for things, but they offer protections when you have a dispute with a merchant. Use them responsibly, and they can simplify how you shop and spend.
Unfortunately, millions of Americans struggle to avoid the potentially catastrophic side of credit card use: runaway debt. If you are in this category, finding alternatives to credit cards should be a top priority.
Ready to break your plastic habit? Here are seven ways to quit credit cards.