A good credit card can be a boon to your financial life. Not only are credit cards a convenient way to pay for things, but they also offer protection when you have a dispute with a merchant. Use them responsibly, and they can simplify how you shop and spend.
Unfortunately, millions of Americans struggle to avoid the potentially catastrophic side of credit card use: runaway debt. If you’re in trouble with debt, stop what you’re doing right now, visit our Solutions Center and get some free help.
If you’re not in trouble yet but worry that you’re heading in the wrong direction, maybe it’s time to find some alternatives to credit cards.
Ready to break your plastic habit? Here are some key ways to quit credit cards.