Inflation-Proof Grocery Budget: A $65 2-Week Meal Plan for 2

Editor's Note: This story originally appeared on The Penny Hoarder.

It’s not just the rising cost of housing that is pricing some families out of the market. It’s also the ballooning expenses for daily essentials at the grocery store and beyond.

While some food costs are beginning to ease, staples like meat, eggs and dairy products are expected to continue to tip the scales at historic highs.

Because keeping the pantry full takes a big bite out of the average budget, we wondered if it’s still possible to keep your grocery bill to a few dollars a day.

The answer might surprise you — but this food budget comes packaged with the caveat that you’ll be sacrificing some convenience to bring low-cost meals to the table.

Can You Spend $33 or Less Per Week on Groceries?

If a $33 weekly grocery bill for a couple ($16.50 per person) to afford three square meals a day sounds a little crazy, you’re not wrong. It’s well below what the U.S. Department of Agriculture recommends in its weekly grocery shopping spending guidelines for a household of two adults.

The USDA’s budget recommends spending at least $110.46 per week for two adults to meet daily nutritional needs.

While you could get by eating ramen and peanut butter sandwiches for a while, scrounging like a college student indefinitely doesn’t have much appeal.

Instead, we put together a $65 two-week grocery budget that nets two adults fairly well-rounded meals without skimping too much on the good stuff.

This two-week grocery spending plan can be stretched to accommodate a family of four simply by doubling up on ingredients — and cost. Or expand this plan to a month if you prefer to track your family’s budget and compile a shopping list on a monthly basis.

The 2-Week $65 Grocery Budget Shopping List

Before diving into the grocery budget calculator, it’s worth mentioning that this two-week grocery budget assumes you have basic staples on hand, including salt and pepper, cooking oil and a few common spices and flavorings.

It also requires that you have space and a stove to cook with to reduce food waste and save money.

We’ve focused on whole grains instead of other starches and sugars that provide empty calories and can leave you feeling hungrier later.

Note that prices were current as of mid-March and compiled from online store directories for Walmart and Target.

What to Buy for 2 Weeks of Groceries

• Quick oats (16 oz.): $1.39
• Bananas (4): $1.00
• Corn flakes (18 oz.): $1.98
• Whole wheat bread (20 oz.): $1.88
• Creamy peanut butter (16 oz.): $1.79
• Sliced ham (16 oz.): $4.57
• Orange marmalade (18 oz.): $2.48
• Brown rice (32 oz.): $1.64
• Blueberries, frozen (1 lb.): $2.98
• Carrots (2 lbs.): $1.96
• Light brown sugar (32 oz.): $1.84
• Fresh spinach (10 oz.): $1.98
• Bell peppers (3): $2.34
• Chicken legs (10 lbs.): $6.72
• Black beans, dried (12 oz.): $0.99
• Spaghetti (16 oz.): $0.95
• Yellow onions (2): $1.30
• Pasta sauce with meat (24 oz.): $1.48
• 2% milk (half-gallon): $1.72
• Eggs (2 dozen): $5.04
• Salsa verde (16 oz.): $2.38
• Navy beans, dried (1 lb.): $1.29
• Vanilla yogurt (32 oz.): $2.36
• Mayonnaise (15 oz.): $2.36
• All-purpose flour (2 lb.): $1.16
• Frozen corn (12 oz.): $0.98
• Cheddar cheese (16 oz.): $3.68
• Tuna (4, 5 oz. cans): $3.32
• Head of lettuce: $1.68
• Total: $65.24

How to Stretch Your Grocery Budget

You’ll be amazed to find how much more money you can spend on groceries if you buy store brands.

Shopping sales or finding coupons helps lower costs further and creates room for a little indulgence in this grocery budget. Many items also have cheaper prices per ounce when you buy larger packages of store brands, so pay a little more upfront and total up the savings later.

Another way to add more fresh fruits and veggies for cheap is to skip the grocery stores and hit the local farmers market. Not only will prices for local produce generally be cheaper, but you’ll get to eat healthy while saving money.

For canned goods, one strategy is to hit up discount stores to find dented cans or to compare prices.

The 2-Week $65 Grocery Budget Menu

Wondering how the slim grocery list above can actually serve two people for two weeks? We’ve done the math and laid out a menu so you don’t have to, giving two options for each meal to get you through all 14 days.

Here’s exactly how to get 84 meals for two out of your two-week $65 grocery budget plan. That’s a cost of 77 cents per meal or $2.32 per day per person.

And if you have a little extra money to spend when you’re doing your grocery budgeting, you can work in a few splurges.

Monday

Breakfast

• Oatmeal with sugar and cinnamon, blueberries
• Blueberry and toasted oatmeal yogurt parfait

Lunch

• Grilled ham and cheese with carrots
• Cobb salad with diced ham, cheese and hard-boiled egg

Dinner

• Spaghetti with pasta sauce and spinach
• Corn fritters with salsa

Tuesday

Breakfast

• Banana spinach smoothie
• Peanut butter toast with bananas

Lunch

• Spinach and cheese omelets
• Grilled blueberry and cheese sandwich

Dinner

• Orange chicken thighs with onions and roasted carrots
• Quick fried brown rice

Wednesday

Breakfast

• Corn flakes with milk
• Homemade peanut butter granola and bananas

Lunch

• Ham salad sandwich
• White bean salad

Dinner

• Burrito bowls
• Budget spaghetti carbonara

Thursday

Breakfast

• Peanut butter toast with bananas
• Blueberry banana smoothie

Lunch

• Santa Fe salad (black beans or leftover chicken)
• Tuna fish sandwich

Dinner

• Brown rice stir-fry
• Ham and spinach quiche

Friday

Breakfast

• Yogurt parfait with blueberries and oats
• Blueberry mug coffee cake

Lunch

• Peanut butter and jelly sandwich
• Ham hash (rice, ham, onion, fried egg)

Dinner

• Salsa verde soup
• Cornflake-crusted fried chicken

Saturday

Breakfast

• Fried eggs on toast
• Orange marmalade and granola parfait

Lunch

• Santa Fe salad with salsa dressing
• Tuna melt

Dinner

• Ham casserole
• Budget spaghetti Alfredo

Sunday

Breakfast

• Easy crepes with yogurt and fruit
• Overnight oats with blueberries

Lunch

• Egg sandwiches
• Thai carrot salad with peanut dressing

Dinner

• Stuffed bell peppers
• Peanut butter Thai stir-fried rice

The Pros of This Grocery Budget

While this grocery budget won’t give you the opportunity to eat leftovers, most of these meals are easy to prepare and rely on overlapping ingredients to avoid food waste.

While it requires a little effort in the kitchen, the goal is to spend as little time shopping and cooking as you spend eating.

A 2-Week $65 Grocery Budget Slashes Costs, but Mind Your Nutritional Intake

While eating fortified cereals and bread can supplement some of the nutritional value you’re lacking, medical experts agree it’s best to have a variety of protein sources and fresh fruits and vegetables in your diet.

Using a bare-bones grocery budget plan like the one we’ve outlined should be done to solve a short-term cash flow problem, not long-term food insecurity.

If you or your family consistently face hunger and can’t afford basic supplies and food, don’t hesitate to ask for assistance. You may qualify for food stamps, and most areas have food banks or community pantries to assist those in need. Here are some resources to help:

See if you qualify for food stamps (SNAP program).

Find a food bank or community assistance near you.