3 Smart Moves Every Homeowner Should Make

Young family in home
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Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it!

Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet.

That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocket every year, protect against the unexpected, and let you grow your financial future.

The best part: Some of these smart money moves only take seconds, but can save tons!

1. Protect your most valuable asset

Owning a home is awesome. But when Murphy’s Law kicks in, it can also be stupid expensive, because there are lots of things that can, and sooner or later will, stop working.

Maybe the water heater gives out and turns your garage into a wading pool. Maybe your home’s heating/cooling system breaks down. Or you wake up to a non-functioning fridge full of rapidly spoiling food. All sorts of things can go wrong with a home — and when the mortgage and other home-related expenses already have you feeling a bit cash-poor, you can find yourself slipping into debt to cover essential repairs.

Fortunately, with a home warranty from America's 1st Choice Home Club, you can cover your home’s components for as little as $390 a year. Coverage options vary, but a home warranty can protect plenty of problem areas: appliances, electrical, plumbing, heating and air conditioning systems and lots more.

Plus, their in-house service team is available 24/7 to help and ensure a hassle-free repair process if anything goes wrong. You can even choose your own technician, or they can send you one from their nationwide network if you don’t have someone in mind.

All over America, homeowners are choosing AFC Home Club for the savings, service and peace of mind that they deliver.

Stop worrying about household breakdowns and get a quote in 30 seconds.

2. Invest in real estate with as little as $10

You invested in real estate when you bought your home. Maybe you think that’s all you can afford right now, or maybe ever. Not so! With an investing platform called Fundrise, you can invest in real estate for as little as $10.

In other words, for the price of a fast-food meal you can get in on the ground floor of real estate investing.

Growing your net worth is essential if you want to achieve financial security. Real estate investments can make you money and help diversify your savings.

And the returns? According to Fundrise, the average investor in their projects was up 26% over three years and more than 50% over five years.

You should never pin your hopes on past performance because it’s never a reliable indication of future results. Nonetheless, that’s a nice track record. And investing with Fundrise takes almost no effort and comes without the ups and downs of the stock market.

See why more than 150,000 investors have invested more than $1 billion with Fundrise. Get started now.

3. Switch and save $700+ on car insurance

Your home isn’t the only thing that needs protection. Next to our houses, a vehicle is typically our biggest expense. According to Kelley Blue Book, the average price for a new car is now $45,031.

Double that expense if you’re a two-car household. Ouch.

The point: Don’t ever skimp on car insurance. Protect your investment. But don’t overpay, either! With Progressive, you can save an average of $700 every year while still getting the coverage you need. From customized auto insurance to superior claims service, Progressive will support you every step of the way.

They provide 24/7/365 customer service for all your questions and concerns. That’s one reason more than 18 million people trust Progressive to insure what’s important to them.

Buckle up, switch and start saving today.

Bonus: Get smarter with your money in just five minutes

You get it. This is the time to sock away money, to save more, to get your finances in order.

But you also get that it’s not always easy. If there were just one easy thing you could do, every day, to move the needle, to get ahead of the game, you’d do it, right?

Well, here it is: Take five minutes every day and check out the totally free Money Talks Newsletter. More than a million Americans have, and they’ve reported saving an average of $991.20 each by checking our news and advice.

If you want the best tips and strategies to help you make more and spend less, delivered straight to your inbox, sign up for our free newsletter today.

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