Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it!
Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet.
That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocket every year, protect against the unexpected, and let you grow your financial future.
The best part: Some of these smart money moves only take seconds, but can save tons!
1. Cancel your car insurance
The sad fact is, you could be losing up to $440 a year on car insurance. While you may think that all the prices out there are about the same, they’re not. A website called The Zebra will tell you if you’re overpaying, in less time than it takes to toast an English muffin.
The Zebra is one of the largest online marketplaces for insurance in the United States. Take a few minutes to answer some questions about yourself and your driving record, and The Zebra will compare the top options from more than 200 insurance providers, getting you the best deal possible.
In just a few minutes, you could save up to $440 a year. It’s free to check online. No credit card, no phone calls, no hassle.
Are you losing up to $440 a year? To find out, enter your ZIP code here.
2. Invest in gold before a market crash
There’s a reason we say “as good as gold.” Gold has quite literally been the standard for wealth measurement for thousands of years. This precious metal is more than just a pretty bauble, though: It’s crucial to modern electronics manufacturing. Gold is also a physical commodity, as opposed to paper “wealth” that can be endlessly printed and is also subject to banking and governmental regulations.
Stock market volatility makes people nervous. Gold makes them feel safe. Get yourself a measure of this security with help from the folks at Goldco, the only precious metals company that Fox News host Sean Hannity recommends.
Gold isn’t just a hedge against current market downturns. Use it to plan future needs as well: Goldco offers the option of a gold IRA (and tax-advantaged retirement accounts) that will follow Internal Revenue Service rules to the letter.
Should you want to divest, Goldco’s buy-back program guarantees the highest price. What’s more likely is that you’ll hold on to your precious metals for the long haul — especially since Goldco offers $10,000 or more in free silver to all clients with qualified accounts. Plus, shipping is always free.
Goldco has an A+ rating with the Better Business Bureau, an AAA rating from the Business Consumers Alliance and 5-star ratings with Trustpilot, Trustlink, Google Reviews and ConsumerAffairs.com.
Protect and secure your wealth. Request your free investors guide now.
3. Protect your most valuable asset
Owning a home is awesome. But when Murphy’s Law kicks in, it can also be stupid expensive, because there are lots of things that can, and sooner or later will, stop working.
Maybe the water heater gives out and turns your garage into a wading pool. Maybe your home’s heating/cooling system breaks down. Or you wake up to a non-functioning fridge full of rapidly spoiling food. All sorts of things can go wrong with a home — and when the mortgage and other home-related expenses already have you feeling a bit cash-poor, you can find yourself slipping into debt to cover essential repairs.
Fortunately, with a home warranty from America's 1st Choice Home Club, you can cover your home’s components for as little as $390 a year. Coverage options vary, but a home warranty can protect plenty of problem areas: appliances, electrical, plumbing, heating and air conditioning systems and lots more.
Plus, their in-house service team is available 24/7 to help and ensure a hassle-free repair process if anything goes wrong. You can even choose your own technician, or they can send you one from their nationwide network if you don’t have someone in mind.
All over America, homeowners are choosing AFC Home Club for the savings, service and peace of mind that they deliver.
Stop worrying about household breakdowns and get a quote in 30 seconds.
4. Shield yourself against costly car repairs
Remember what we said earlier about how expensive cars have become? Car repairs have gone into the stratosphere, too. One shop told Consumer Reports that a decade ago their average repair was $1,600. These days the average bill is $4,000.
Typically, a vehicle manufacturer warranty lasts three years. Yet the average driver will hang on to a car for about a dozen years. If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with Endurance.
The company provides extended warranty plans of up to 36 months. These aren’t auto warranties, but they’re auto-warranty adjacent. Choose from among six different plans, to get only the coverage you actually need, for cars up to 20 years old
All their warranties include 24/7 roadside assistance plus rental car benefits while your vehicle is being repaired. For the first year, you’ll get the Elite Benefits program for free; this includes complete tire coverage, key fob replacement, a collision discount and a $1,000 payment if your car is determined to be a total loss.
Endurance Warranty has a network of more than 350,000 ASE-certified repair shops. More important: Endurance Warranty pays the repair bill upfront. All you need to cover is the deductible.
The company has a 4.4-star rating with Trustpilot. ConsumerAffairs.com calls it “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Stop worrying about expensive auto repairs. Get your fast, free quote today.