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In a few moments, you’ll receive a confirmation email with a link to download a free PDF with 205 ways to save. In the meantime, we’ve put together this collection of our favorite resources to help you make, save, borrow, and grow your money that you can bookmark and revisit whenever you’d like.
Ebates – If you haven’t heard of Ebates, stop what you’re doing and sign up now. Ebates can save you tons of money on almost every popular store online including Amazon, Nordstrom, Target, Ebay, Priceline, Lowe’s, Groupon, Macy’s, Kohl’s, Old Navy, Toys R Us, Drugstore.com, Overstock… the list goes on and on. And the savings from Ebates is in addition to any cash back or rewards you’d normally get from your credit card. It’s one of the single greatest ways we’ve found to save on almost everything you buy. Click here to sign up or check out the savings they offer.
Raise.com – Ever gotten a gift card you didn’t want? So have lots of people. And many of them sell their unwanted gift cards (at a discount) on sites like Raise.com. Make their loss your gain and purchase gift cards for almost every major retailer for less than they’re worth — sometimes much less. Use coupon code “SAVE5” if you’re a new customer for an additional $5 off a gift card worth $25 or more. Click here for more information and to see what they’ve got available.
Google Project Fi – Did you know that Google has their own cell phone service? For $20 a month, they’ll give you unlimited talk and text. Data is only an additional $10 per GB, and they’ll refund you for any unused data at the end of the month. Bills around $25 a month are not uncommon. Their network is a combination of the T-Mobile and Sprint networks, and phones running on Project Fi automatically switch between the two depending on whichever has the strongest signal at the time, and route calls over WiFi when connected, so you’ll have great service almost anywhere. The only catch is you have to buy one of their supported Android phones, so iPhone users are out of luck. Click here to learn more about Google Project Fi.
Billcutterz – You’ve got bills: tv, internet, phone, electricity, etc. These guys and gals will call up every one of your supported billers and try to negotiate a lower rate. If they can’t, then you pay nothing. If they save you money each month, then you split the savings. And they wont make changes to your service without asking you first. All you have to do is sit back and wait to see how much you’ll save. Click here to sign up with Billcutterz.
Dining Miles Rewards Network – We love earning miles when we eat out, that’s why we love the Rewards Network. After signing up, every time you eat at one of their restaurants you’ll automatically earn 3 to 5 miles on either American, Delta, JetBlue, Southwest, Alaska, Spirit, or United for every dollar spent. And that’s in addition to any miles you’d normally get from your credit card. You can also choose to earn points from Hilton or IHG, have the rewards converted into cash back or contributed to a college fund, or make automatic donations to the school group or nonprofit of your choice. Click here to sign up or learn more.
Discover Bank – We tell everyone to have an emergency fund, at least 3-6 months of living expenses saved in an FDIC insured savings account for a rainy day. But which savings account? Discover Bank is a great choice. They’re currently paying 0.95% interest, which is about as high as you’ll find anywhere for a savings account, with no monthly balance requirement and no monthly maintenance fees. Plus they have an excellent free checking account that pays you 10 cents, up to $120 a year, every time you use your debit card, write a check, or pay a bill online. Also no monthly fees or balance requirements. Click here to learn more about Discover Bank or open an account online.
ReceiptHog – Every time you buy something, snap a pic of your receipt with this app and they’ll pay you through PayPal. Simple as that. The information on your receipts is anonymized and used for market research purposes, which is where the money comes from. Click here for their iOS app or click here for their Android app.
Foap – Start working as a stock photographer with nothing more than your phone and this app. Foap lets you upload photos you take with your phone and list them for sale on their website. You’ll earn $5 each time one of your photos is sold. Click here for their iOS app or click here for their Android app.
Swagbucks – In addition to earning cash back when you shop online, Swagbucks will pay you to watch videos, play games, answer surveys, and use their search engine. You won’t put your kids through college with what you’ll earn, but it may be enough to put a dent in your holiday gift budget! Check them out here.
Healthy Wage – This one is going to require some effort, but will pay off in more ways than one. Healthy Wage pays you to workout. However, they do it with money from people who aren’t working out, so as long as you commit to losing weight, why not get paid for it? Click here to learn more.
Drive for Uber – If you’ve never thought about driving for Uber, it’s worth taking a look. Here in Seattle, the traffic has gotten so bad that we know several people who’ve started driving for Uber for a couple of hours after they get off work, essentially being paid to sit in traffic before heading home after the roads clear up. Depending on where you live, it can be a great on-demand part time job (and the miles you drive are deductible). Click here to sign up or for more information.
Use Bing – That’s pretty much it: Microsoft will pay you to use Bing. Or rather, they’ll give you rewards credits that can be redeemed for gift cards. Still, if you’re going to search the web anyway, you might as well get something for it. Click here to learn more or sign up.
Take Surveys – There are plenty of sites on the web offering to pay you to complete surveys, but we’ve found a reliable one that could help bring in a little extra money. Click here to register with PointClub.
Fidelity Visa Rewards Credit Card – Get unlimited 2% cash back on everything you buy with no annual fee. You need only open a free brokerage, cash management (checking), college savings, or retirement account with Fidelity in which to deposit your cash back. Other cards may have great signup bonuses or exclusive travel perks, but when it comes to simple savings on everything you buy day after day, Fidelity’s 2% cash back Visa has them all beat. Click here to learn more or apply.
Lending Club – Looking to consolidate credit card debt at a lower interest rate, improve your home, start a small business, or refinance an auto loan? Peer to peer lending through companies like Lending Club can often provide loans at rates lower than banks. Instead of borrowing from a bank and paying them back with interest, you’re borrowing from other people and paying the interest to them. Click here to check out Lending Club.
Vanguard and Fidelity – If you’re investing right, then you’ll want to pay as little in fees as possible. That’s why we recommend low-cost, passively managed index funds like those from Vanguard and Fidelity. With an account at either, you’ll be able to trade many of their respective funds for $0 per trade, only paying the fund’s net fees. Click here to visit Vanguard or click here to visit Fidelity and stop wasting money on fees. Otherwise, the fees you pay on investment accounts may add up to be the largest fees you’ll ever pay.
Note: We’ll get a referral fee from some of these companies if you sign up or open an account, but we’d never suggest anything we didn’t like, and we put 100% of the money back into publishing more content.
There are many ways for seniors to get cheap -- and even free -- entertainment and services.