Take 5: A Roundup of Reads From Around the Web

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This week: Asking the pros for travel advice, lending money to friends, understanding forex trading, moving to a vacation town, and deciding whether it's a good idea to commingle money.

1. The Marriage Conundrum: Joint or Separate Accounts?

[Len Penzo dot Com] “Even a hopeless romantic has to admit that sharing money is one of the most challenging aspects of any relationship; it requires equal degrees of communication, trust, commitment and personal responsibility. That’s why, prior to tying the knot, one of the first big decisions any couple will make is how to handle the household finances.

I’ve weighed in on this topic before, most recently in “Ask Stacy: How Do We Deal With Money in a Second Marriage?” My solution is to do whatever works and ignore well-meaning advice from others.

Len agrees, but you should read this post. It does a great job of laying out the pros and cons of each option: joint, separate or both.

2. 10 Best American Vacation Towns to Live In Year-Round

[Money Crashers] “Some tourist towns occupy an apparent sweet spot, boasting ample employment opportunities, reasonable living costs, and family-friendly amenities, not to mention recreational opportunities that aren’t easily accessible for most big-city residents. If you’re thinking seriously about relocating, here are 10 tourist-friendly towns, in no particular order, that should rank high on your relocation list.”

Since I live in a tourist town (Fort Lauderdale, Fla.) and love it, I had to see if it was on this list.

Nope. No cities on this list were anywhere near Florida, but many were places I’ve been and liked. Check it out and decide for yourself, but the cities mentioned included Fort Collins, Colo.; Roanoke, Va.; Concord, N.H.; Traverse City, Mich.; and Logan, Utah.

3. What Is Forex Trading?

[Money Rebound] “If you have seen the phrase ‘forex trading’ at some point, maybe you have wondered whether it is something that might interest you. Understanding what forex trading is all about becomes a bit easier when we realize that forex stands for foreign exchange.”

Trading foreign currencies is something I’ve never written about because I think it’s a very bad idea for anyone other than professional traders and gamblers. But if you want a simple explanation of what it’s about, this post will provide it.

4. So Your Friend Wants to Borrow Money? Here’s What to Do

[MoneyNing] “You love your friends and family, and you’d do absolutely anything to help them. Then one day, your friend is late on rent and asks to borrow $500 from you. He promises to pay you back when he gets his next paycheck, but you’re not so sure.”

This is something we’ve addressed in stories like “The 3 Golden Rules of Loaning to Friends and Family,” and our advice didn’t differ much from the advice you’ll find in this story. This author says don’t do it unless you have to, and if you do, get it all in writing. Check out the post for more.

5. 15 Airport Hacks From Professional Travelers

[Wise Bread] “Do you want to save money on drinks and baggage fees, skip airport lineups, get good prices on flights, keep the kids amused, and stay safe when arriving in airports at unwieldy hours? Then read on.”

Some of these tips I’d read before, but many were new to me. Read the article for a complete list, but some of the more interesting ideas included “hitchhiking” into the first-class lounge, wearing your luggage, applying for Global Entry, using FlightFox, and catching a nap in the airport chapel.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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