Take 5: A Roundup of Reads From Around the Web

A look at five interesting personal finance posts from other bloggers around the Web. This week: online safety, Social Security misconceptions, natural disasters not covered in your homeowners policy, debt consolidation tips, and mistakes to avoid when selling your home.

1. How Safe Is Craigslist?

[Wise Bread] Is Craigslist a safe place to purchase items? Look for an apartment rental? Find love? Wise Bread’s Mikey Rox catches up with experts to learn their take on the overall safety of the site. Find out what they shared, as well as some helpful strategies to protect yourself online.

2. 5 Political Lies About Social Security

[Money Crashers] The question about whether Social Security is going bankrupt is nothing new. But that’s not the only misconception floating around. Michael Lewis debunks popular myths: Are Social Security funds being “stolen” by the government? Is the government program “inferior” to private sector retirement alternatives? Read on to see where these ideas came from and why some are far from the truth.

3. 5 Natural Disasters Not Covered in Your Homeowners Policy

[Bargaineering] Superstorm Sandy taught all of us the importance of knowing your homeowners insurance policy inside and out. But flooding certainly isn’t the only natural disaster left out of many policies. Earthquakes, tornadoes, and hurricanes often aren’t covered either. Click the link to see what extra coverage you should look into before a natural disaster strikes.

4. Will Debt Consolidation Help or Hurt Your Credit Score?

[Credit.com] The answer to this question depends on how you consolidate – and what you do afterwards, explains Gerri Detweiler. Considering peer-to-peer lenders like LendingClub.com and Prosper.com and looking into a debt management plan are two paths worth exploring. Check out the post for more helpful tips.

5. 5 Mistakes to Avoid When Selling Your Home

[Moolanomy] Pricing your house too high, staying emotionally attached to your home, and being inflexible can greatly decrease the chances of a sale, says Emily Guy Birken. Find out interesting ways to increase your odds of selling a home in today’s challenging real estate market.

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