Take 5: A Roundup of Reads From Around the Web

This week: Saving on group vacations, moving for less, dealing with debt collectors, how men and women view money differently and how to get a human to say yes to a credit card when a computer says no.


1. Our 15 Frugal Moving Tips

[Frugal Woods] “… moving doesn’t have to be a stressful, time-consuming nightmare of money-draining madness. Indeed, it’s totally possible to approach relocating yourself with frugality, grace, aplomb and, above all, organization…

We’ve done similar stories many times, most recently last month with Ask Stacy: 10 Ways to Save Money on Moving. But there’s always something new to learn. This article offers ideas like negotiating to have moving expenses paid by new employers, using ZipCar or Home Depot trucks for local moves and creating a spreadsheet to keep track of where everything is. Check out the post for more.

2. What To Do When Debt Collectors Start Calling

[LifeHacker] “If you’re in debt, chances are debt collectors will find you. That’s their job, after all. And when your financial past comes back to haunt you, it can be anywhere between a headache and a nightmare, depending on your financial situation. Here’s what you should do when debt collectors start calling.”

Another topic we’ve done a lot. (We even have a section of our Solutions Center dedicated to it.) But this article is a good one, offering advice from filtering out scams and learning your rights to defeating your debt with credit counseling. Next time debt collectors come calling, pick up this article before you pick up the phone.

3. Money Is Different for Men and Women

[KrantCents] “Women spend money on things that enhance day-to-day living. Men invest in things that hold value. The difference is in orientation, women spend now versus men who spend for the future.”

While this post paints both sexes with a broad brush, it does highlight some interesting potential conflicts between men and women when it comes to money. One observation that particularly caught my eye: “When an older man marries a younger, beautiful woman, we call him rich!” My wife is 23 years younger than I am and while I don’t consider myself rich, I can testify that others have definitely made that assumption. See what you think of this controversial article.

4. What You Can Do If Your Credit Card Application Is Rejected

[Debt.com] “Once you receive notice that an application has been rejected, you can proceed to what I think of as step two of the application process. Step two requires that you call the credit card issuers and speak to their new applications department.”

This post offers suggestions that will help you be approved for a credit card through a human after a computer says no. And if the person-to-person approach doesn’t work, it also gives advice on improving your credit so you’ll suffer less rejection.

5. How to Save Money on Travel With an Awesome Group Vacation

[Wise Bread] “Lodging, transportation, food and entertainment can all be cheaper when purchased for a group. Vacationers with children can share child care duties while traveling together, so no one is stuck sitting in a hotel room bored every night after the little ones go to bed.”

This post offers advice and sites that can help you plan group travel, as well as ideas for equitably splitting the cost. Traveling with friends and family is more than just a good time. It’s also a good way to enhance both the experience and the savings. For example, you might be able to rent a nice, big house for less than you’d pay for a small, cramped hotel room. Get your friends together and check this one out.

Who do you like?

We’re always on the hunt for talented personal-finance writers and interesting sites and authors. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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Read Next: 10 Ways to Save Up to 60 Percent on a Hotel Stay

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