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This week: where consumer laws are lacking, lessons from Grandma, Trump's child care proposal, millennials' money and stupid places to leave cash.

1. 6 Things Consumer Laws Don’t Protect You From

[Credit.com] “Consumer protection laws are essential in the U.S. marketplace, but their presence is relatively new. The Consumer Bill of Rights was enacted in 1962 to regulate business practices and uphold protections that shape modern-day commerce. Although several laws produced drastic change in the decades following, there are still things consumer laws don’t protect you from.”

A couple of months ago we published a consumer pop quiz to test your knowledge of consumer laws: This article will further expand your education. Things laws don’t protect you from include rising credit card rates, identity theft, credit reporting errors, fraud liability, investment risk and payday loans. Read the article for details.

2. 7 Simple Living Lessons From Grandma

[The Dollar Stretcher] “My grandmother, Esther, who lived through the Great Depression, passed away recently. In the past few weeks, I have been thinking about the lessons of frugality that she taught me.”

We’ve also published stories like this one, (here’s one and here’s another) but you can never learn too much from those who came before. My mother, also a child of the Depression, taught me some of the things in this article. They include things like making do with the minimum, taking care of the things you have, appreciating the little things and lots more.

Check it out and see if it reminds you of any of your relatives … or yourself.

3. The Big Problem With Donald Trump’s Child Care Proposal

[Money] “Trump’s proposed policy would extend six weeks of paid leave to birth and adoptive mothers. That’s all well and good, and certainly more generous than what the U.S. offers now (which is nada). But men are not included in Trump’s proposal at all.”

If you’re not reading about the proposed positions of our presidential candidates, it’s time to start. This article highlights one glaring omission with Donald Trump’s child care plan, and it also contrasts his plan and Hillary Clinton’s. Check it out, then make it a rule to read at least one article every day that will make you an informed voted on Nov. 8.

4. Millennials Care More About Happiness Than Money

[Debt.com] “When it comes to success, it’s not about the Benjamins for young people. A study from U.S. Bank says that only 23 percent of students believe a high income is an important measure of success, while 72 percent of the same group believe personal happiness is important.”

Seems to me like every generation goes through the same circular thought process. When we’re young, we’re not all that worried about money. As we age a bit, we become concerned to the extent it borders on obsession. Then as we grow old, we once again realize it isn’t everything.

Check out this story about how today’s younger generation feels about money and see if it rings a bell.

5. 6 Dumb Places You’re Leaving Your Money

[Wise Bread] “Do you hate compound interest? Don’t you know that compound interest is magic? Don’t you want to be rich? Are you afraid to retire with zero savings? You should maybe relocate your cash, ASAP. Because, oh, the places you store your money are so completely dumb.”

This article calls out those who essentially leave money in various accounts and instruments that pay nothing. Examples include retail cards (specifically, Starbucks cards), gift cards, PayPal, cash sitting at home, jewelry and gold.

Point taken, but since bank interest is nearly nil, seems our only choices are earning nothing or next to nothing.

Don’t forget to share your thoughts and reactions in comments below or on our Facebook page!

Stacy Johnson

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