I hate debt. Don’t you?
Debt’s like a cancer, eating away at your goals. It’s taking money out of your pocket and handing it to a lender.
They’re getting ahead. You’re not.
So, let’s destroy your debts this year! And while we’re at it, let’s fix up your credit, too.
If your debts are small and manageable, take some simple steps to destroy them. Create a budget, find extra money within that budget, and use it to target your debts, one at a time.
Need a little help? Get it! The worst mistake you can make is stressing out and freezing like a deer in the headlights. There’s plenty of help out there, and a lot of it is free or cheap.
So stop losing sleep and start fixing the problem right now by checking out a few resources.
1. Talk to a free debt coach
National Debt Relief is one of the most respected providers of debt relief in the country. They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also top-rated by TopConsumerReviews, TopTenReviews, ConsumersAdvocate and ConsumerAffairs.
How it works: You fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free! There’s also no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt.
Ready to start a new, happier chapter of your life? Click here and see what they can do for you!
2. Save money by improving your credit score
Money mistakes you made when just starting out can haunt your credit profile for years. Wild cards like illness or unemployment may also harm your credit score. Even responsible behaviors, such as paying your bills on time and avoiding consumer debt could ultimately hurt you if they make you “credit invisible.”
CreditStrong can help you improve a poor score or can help you go from being credit invisible to having a healthy credit report. Doing this can greatly improve your overall financial wellness and put you on the road to a more secure financial future.
3. Save serious bucks with NerdWallet
NerdWallet’s personal loans marketplace is the ultimate tool to make your life easier. Only takes a few minutes to apply — without affecting your credit score — and if approved by a lender, you’ll have money in your account in no time.
Whether you’re consolidating high-interest debt, financing your next home renovation project, or covering unexpected expenses, NerdWallet‘s platform makes finding the right loan quick and easy.
They’ve rated and reviewed loans from more than 35 financial institutions, with loan amounts ranging from $2,000 to $50,000 and APRs as low as 5.40%.
The marketplace also offers a range of helpful resources and tools, so you’ll feel confident and informed throughout the process. It’s never been this easy to find and compare personal loans.
Try out the NerdWallet loan marketplace right now. You’ll be glad you did!
The bottom line
Make this the year you stop worrying about debt and do something about it. Check out these services and make it happen. Will it be easy? Maybe not. But the longest journey begins with a single step. Take one today.
Bonus: Get free, expert advice on everything money-related
What’s free and gives you tips to spend less, make more and destroy debt? The Money Talks Newsletter. Every day we provide free tips and tricks that will make you richer. And it doesn’t cost a dime.
Our readers report saving an average of $941 with our simple, direct advice.
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Check it out. You’ll be glad you did!