5 Kinds of Memberships That Can Save You Big Money on Car Insurance

5 Kinds of Memberships That Can Save You Big Money on Car Insurance
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Savvy shoppers know that membership in an organization such as AAA or AARP comes with a wider variety of benefits. But even the shrewdest consumers overlook some perks that can save them a bundle.

For example, if you are a member of some nonprofits or clubs, you are probably eligible for discounts on car insurance that could put a nice dent in your driving expenses.

In fact, a bunch of organizations offer this membership perk. They include:

1. AAA

This nonprofit service organization, formerly known as the American Automobile Association, offers car insurance discounts to members, though the details may vary from one regional AAA club to another.

For example, AAA says members in my area can save up to 7 percent on car insurance by switching to AAA Insurance.

2. AARP

This nonprofit interest group for folks ages 50 and older offers its members savings through the AARP Auto Insurance Program from The Hartford.

3. Alumni associations

If you belong to an alumni association — or if you have the option to join one — ask either the association or your current car insurance company whether discounts are available to alumni association members.

For example, the benefits of membership in the alumni association of Pennsylvania State University include savings of up to 10 percent on auto insurance with Liberty Mutual.

Geico also offers savings to members of alumni associations, all of which are listed on Geico’s “Alumni Associations, Colleges, And Universities” webpage.

4. Wholesale clubs

If you belong to a wholesale club, ask about car insurance discounts for members.

Costco, for example, partners with Ameriprise to offer auto insurance discounts. Not all members save money, the fine print states. But among those who do, the average savings is $575 the first year they switch, according to Costco’s website.

Additionally, BJ’s Wholesale Club partners with Geico.

5. All kinds of other organizations

If you belong to something — seemingly anything — there very well may be an insurer out there with a car insurance discount for you.

The insurance information website EverQuote reports that other types of organizations possibly offering car insurance discounts for members include:

  • Business groups
  • Military organizations
  • Recreational organizations
  • Fraternities and sororities
  • Honor societies

For more ways to save on auto insurance, check out:

Have you ever taken advantage of car insurance discounts that come with a membership? Tell us what you thought of the perk by commenting below or on Facebook.

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