Are You Overlooking This Valuable Credit Card Perk?

Photo by Stephen Coburn / Shutterstock.com

Perhaps you know about lesser-known credit card perks such as free rental car insurance. But did you know your credit card might come with a concierge service?

Like the cellphone insurance that comes with many credit cards, this benefit might be one you’re overlooking.

The credit card service, similar to the type of concierge service you’ll find at a high-end hotel, is available whenever and wherever you might need it. Most credit card concierges are accessible 24 hours a day by phone or email, says CreditCards.com.

The website explains:

“While a personal concierge sounds expensive and fancy, your credit card’s concierge is a free service … Unlike a hotel’s concierge, a credit card concierge isn’t limited to giving you information for a single location. You can use a credit card concierge while at home, traveling or in advance when planning a trip.”

So, what does a free credit card concierge service do for eligible cardholders? According to CreditCards.com, this perk can help you with the following:

  • Recommend and make reservations at restaurants
  • Book events, such as shows, concerts and sporting events
  • Shop, such as for hard-to-find items
  • Make appointments, such as when you can’t easily book one yourself because you need extra research or local knowledge
  • Research, such as with information about a travel destination

Concierge services are available to cardholders of specific rewards credit cards issued by:

  • American Express
  • MasterCard
  • Visa

Some credit card concierge services — like the service associated with Visa Signature — have dedicated websites. Others are accessible only by phone or email.

If you’re in the market for a new credit card, check out Money Talks News’ credit card search tool. It enables you to search for cards based on their category, rating or network.

Before you use a credit card concierge service, though, note that you will need your card number to confirm that you are eligible to use the service. Also, CreditCards.com advises calling 24 hours in advance of using the service.

Have you ever used a credit card’s concierge service? Tell us about your experience below or on Facebook.

How to find cheaper car insurance in minutes

Getting a better deal on car insurance doesn't have to be hard. You can have The Zebra, an insurance comparison site compare quotes in just a few minutes and find you the best rates. Consumers save an average of $368 per year, according to the site, so if you're ready to secure your new rate, get started now.

7 Secret Perks of Individual Retirement Accounts
7 Secret Perks of Individual Retirement Accounts

IRAs come with bells and whistles that many other savings and investment accounts lack — including some that you may not know exist.

17 Amazon Finds Under $20 That Will Organize Your Life
17 Amazon Finds Under $20 That Will Organize Your Life

We’ve rounded up must-have products to help you get your ducks in a row.

10 Ways Anyone Can Earn More Income
10 Ways Anyone Can Earn More Income

Looking for additional cash? Here are a bunch of options that are accessible to anyone with internet access.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.