Author: LowCards.com

Credit Downgrade of 15 Global Banks Could Cost You
LowCards.com on July 2, 2012
What does it matter if a bank halfway around the world starts having problems? Unfortunately, it could mean higher interest rates for you.

Department Store Credit Cards: Just Say No
LowCards.com on January 20, 2012
Whether you’re trying to build credit or just get a discount on a purchase, we’ve all been tempted to sign up for department store plastic. But maybe this is a temptation you should resist.

Top 10 Debit and Credit Card Stories of 2011
LowCards.com on January 13, 2012
It wasn’t the best of times, and it also wasn’t the worst. But it may have been the busiest for your credit and debit cards.

Gift Cards: Use Them Before You Lose Them
LowCards.com on January 6, 2012
Some gifts keep on giving. Others – like gift cards – can actually cost you if you don’t use them within a year. If you were given a gift card over the holidays, better read on.

5 Tips for Using Credit Cards for Holiday Shopping
LowCards.com on November 25, 2011
Here’s how you can turn your holiday spending into even bigger credit card rewards than usual.

10 Tips to Avoid Holiday Credit Card Debt
LowCards.com on November 18, 2011
Credit cards are Santa’s little helpers at holiday shopping time, but they can turn you into a grinch when the bills come due.

9 Tips For Transferring Your Credit Card Balance
LowCards.com on November 11, 2011
Transferring your balance to a better credit card can save you money. But if you don’t choose your new card wisely, you could end up paying more.

Banks Back Down on Debit Card Fees
LowCards.com on November 4, 2011
Who says big banks don’t listen to the little guy? They sure do – when lots of customers complain at once.

Huge ID Theft Ring Busted: Could It Happen to You?
LowCards.com on October 28, 2011
Identity theft is a growing and complex problem. But there are some simple things you can do to that will foil even the most dastardly thief.

Financial Tips for Recent College Graduates and Their Parents
LowCards.com on October 14, 2011
College seniors who graduate in December are halfway through their final semester. Are they ready for the Real World? Are their parents?

13 Tips to Help Seniors Manage Debt
LowCards.com on October 7, 2011
If you’re a senior facing financial issues, or care for one who is, here are some tips that will help.

Bank of America to Add $5 Monthly Debit Card Fee
LowCards.com on October 1, 2011
New banking regulations mean big changes for debit card users – starting today.

Reduced Interchange Fee Goes Into Effect Tomorrow
LowCards.com on September 30, 2011
This Saturday, merchants will be paying less for processing debit cards. Will consumers get the price break promised by retailers?

2 New Banks Offer Lower Fees and Better Rewards
LowCards.com on September 23, 2011
If you’re fed up with your bank but assume all of them treat their customers poorly, check out one of these two new institutions.

6 Tips to Using Airline Credit Cards
LowCards.com on September 16, 2011
If you have a credit card that earns you frequent flier miles, you got to know about the “gotchas” that can keep you grounded.

5 Credit Card Tips for International Travelers
LowCards.com on September 12, 2011
Credit cards can be a hassle to use in this country, but overseas, you can get socked with fees as high as 25 percent – unless you know these tips.

Retailers Are Losing Money on Returned Items
LowCards.com on September 9, 2011
If you think returning an item is a pain, pity the merchants who not only take it back but might pay extra if you used your debit card.

Will Debit Cards Soon Charge Monthly Fees?
LowCards.com on September 5, 2011
Have a debit card with a rewards program? Probably not for long. In fact, you may soon start paying a monthly fee just for the privilege of using this type of plastic.

Everything You Need to Know About Business Credit Cards
LowCards.com on August 29, 2011
Business credit cards don’t have the same protection that consumer credit cards do. Then why are they so popular? Because in this economy, it’s often the only way small business owners can get credit.

What the Fed’s Actions Mean for Your Credit Card
LowCards.com on August 15, 2011
Not all interest rates are created equal. The rates the Fed froze last week won’t freeze your credit card interest. In fact, your own interest rates may rise.
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