Way to Save #54: Don't Buy Whole Life Insurance

Whole life, or permanent life insurance, combines a life insurance policy with an investment account. Unless you’re rich and need a permanent policy to help pay estate taxes, it’s generally a better idea to buy cheaper term coverage and do your own investing separately.

Life or Debt • September 11, 2009

953 Active Deals

Gillette.com offers its Gillette Men's SkinGuard Razor Sample for free with free shipping after you fill out this form. This newly launched men's razor is specifically designed for men with sensitive skin and razor bumps. You'd pay about $7 for one of these razors in your local drugstore. Note that it's unclear how many samples are available.

Gillette Men's SkinGuard Razor Sample for free

Gillette.com offers its Gillette Men's SkinGuard Razor Sample for free with free shipping after you fill out this form. This ... Read more.

Updated: December 30, 2018

Van Gogh High-Res Digital Prints for free

Wish you could afford a Van Gogh piece? Well, you're in luck. Kind of. The Van Gogh Museum again offers a selection of Van Gogh High-Resolution Digital Print downloads for free. This is pretty much the same as owning an original, right? Well, those are valued at $100 million and aren't for sale. However, you could always print these out and hang them on the wall to achieve the illusion of grandeur. And isn't that what life's all about? The illusion of grandeur.

Van Gogh High-Res Digital Prints for free

Wish you could afford a Van Gogh piece? Well, you're in luck. Kind of. The Van Gogh Museum again offers ... Read more.

Updated: December 20, 2018

Sperry Boots Sale: Up to 60% off + 20% off + free shipping

Sperry takes up to 60% off a selection of men's and women's boots. Even better, take an extra 20% off via coupon code "OUTLET20", dropping prices to as low as $25.59. Plus, all orders receive free shipping. Combined, that yields some of the lowest prices we've seen on Sperry boots. Deal ends January 27.

Sperry Boots Sale: Up to 60% off + 20% off + free shipping

Sperry takes up to 60% off a selection of men's and women's boots. Even better, take an extra 20% off ... Read more.

Updated: 9 hr 53 min ago

All-Clad Factory Seconds Sale: 40% to 85% off + $6 s&h

Home & Cook takes 40% to 85% off a selection of All-Clad factory-second cookware during its VIP Factory Seconds Sale. (Enter your email address to view the sale.) Plus, all orders receive free shipping. (It's advertised as $5.95 flat-rate shipping, but it's not currently charging for it.) That yields huge savings on this cookware, with many items costing only a fraction of the price most major retailers charge. Note: These factory-second items may show minor cosmetic blemishes or dents, but there will be no defects that affect performance. All items are final sale. Update: Shipping is now $5.95.

All-Clad Factory Seconds Sale: 40% to 85% off + $6 s&h

Home & Cook takes 40% to 85% off a selection of All-Clad factory-second cookware during its VIP Factory Seconds Sale. ... Read more.

Updated: 2 days 11 hr ago

Today only, T.J.Maxx offers no-minimum free shipping sitewide. That's tied with our mention from two weeks ago and yields a savings of at least $9 on all orders.

T.J.Maxx Free shipping sitewide

Today only, T.J.Maxx offers no-minimum free shipping sitewide. That's tied with our mention from two weeks ago and yields a ... Read more.

Updated: 11 hr 7 min ago

Leather Tote Bag for $12 + free shipping

Dr. Hot Deal via eBay offers this Leather Tote Bag in several colors for $11.99 with free shipping. That's the lowest price we could find by $38. It features a large main compartment, interior open pocket, and magnetic snap closure.

Leather Tote Bag for $12 + free shipping

Dr. Hot Deal via eBay offers this Leather Tote Bag in several colors for $11.99 with free shipping. That's the ... Read more.

Updated: 6 hr 44 min ago

Holiday Ornaments at Barnes & Noble: 75% off + free shipping w/ $35

Barnes & Noble takes 75% off holiday ornaments with prices starting at $1.23. Choose in-store pickup to avoid the $4.99 shipping, or grab free shipping with orders of $35 or more.

Holiday Ornaments at Barnes & Noble: 75% off + free shipping w/ $35

Barnes & Noble takes 75% off holiday ornaments with prices starting at $1.23. Choose in-store pickup to avoid the $4.99 ... Read more.

Updated: 2 hr 44 min ago

Citizen Men's Watches at Jomashop for $50 + free shipping

Jomashop offers a selection of Citizen men's watches for $69.99. Coupon code "CZ20" cuts that to $49.99. With free shipping, that makes each a savings of $50 off list price. Deal ends January 30.

Citizen Men's Watches at Jomashop for $50 + free shipping

Jomashop offers a selection of Citizen men's watches for $69.99. Coupon code "CZ20" cuts that to $49.99. With free shipping, ... Read more.

Updated: 7 hr 59 min ago

Lucky Brand takes up to 75% off select men's and women's clearance styles as part of its Ultimate Weekend Sale. (Prices are as marked.) Shipping adds $5, although orders of $75 or more get free shipping. Deal ends January 23.

Lucky Brand Clearance Sale: Up to 75% off + free shipping w/ $75

Lucky Brand takes up to 75% off select men's and women's clearance styles as part of its Ultimate Weekend Sale. ... Read more.

Updated: 6 days 6 hr ago

Oakley Men's Sale: 70% off + free shipping

Oakley takes 70% off its men's sale apparel and accessories, with prices starting at $12. (Prices are as marked.) Plus, all orders receive free shipping. Some exclusions may apply. A couple of best bets: Oakley Men's 5 Pocket Golf Pants for $24 (low by $16) Oakley Men's Enhance Insulation Quilting Jacket for $54 (pictured, low by $71)

Oakley Men's Sale: 70% off + free shipping

Oakley takes 70% off its men's sale apparel and accessories, with prices starting at $12. (Prices are as marked.) Plus, ... Read more.

Updated: 5 days 11 hr ago

YouTube continues to offer a selection of HD movies to stream for free (with ads). That's tied with our mention from a month ago and around $3 to $5 less than you'd pay for a rental of these movies elsewhere. Movies include The Terminator (pictured), Europa Report, All Dogs Go to Heaven, and Zookeeper.

HD Movie Streams at YouTube for free

YouTube continues to offer a selection of HD movies to stream for free (with ads). That's tied with our mention ... Read more.

Updated: December 31, 2018

Duluth Trading Doggone Good Clearance Sale: Up to 40% off + free shipping w/ $50

Duluth Trading Co. takes up to 40% off a selection of clearance styles and items, with prices starting from $3.99 $1.99. Shipping adds $6.99, or get free shipping on orders of $50 or more. (In-store pickup may also be available.) It's the first major clearance sale we've seen in over a year.

Duluth Trading Doggone Good Clearance Sale: Up to 40% off + free shipping w/ $50

Duluth Trading Co. takes up to 40% off a selection of clearance styles and items, with prices starting from $3.99 ... Read more.

Updated: 1 week 10 hr ago

32 Degrees New Year Blowout Sale: Up to 75% off + free shipping

32 Degrees takes up to 75% off sitewide during its New Year Blowout Sale. (Prices are as marked.) Plus, bag free shipping on all orders via coupon code "FREE". (Free shipping usually requires a $32 purchase.)

32 Degrees New Year Blowout Sale: Up to 75% off + free shipping

32 Degrees takes up to 75% off sitewide during its New Year Blowout Sale. (Prices are as marked.) Plus, bag ... Read more.

Updated: 1 day 14 hr ago

Remo+ Smart Door Camera for $99 + free shipping

Remo Plus Home via eBay offers the Remo+ Smart Door Camera for $99 with free shipping. That's the lowest price we could find by $30. (This ties our Black Friday price, although we saw it for $10 less last month.) It fits over your door and features a 160° field of vision.

Remo+ Smart Door Camera for $99 + free shipping

Remo Plus Home via eBay offers the Remo+ Smart Door Camera for $99 with free shipping. That's the lowest price ... Read more.

Updated: 16 hr 46 min ago

Walmart End of Year Home Clearance: Up to 40% off + free shipping w/ $35

Walmart takes up to 40% off a selection of items via its End of Year Home Clearance. (Prices are as marked.) Choose in-store pickup to avoid the $5.99 shipping fee, or get free shipping with orders of $35 or more. A couple of best bets: Coghlan's Telescoping Fork for $3.77 (low by $1) George Foreman Indoor / Outdoor Electric Grill for $69.99 (pictured, low by $6)

Walmart End of Year Home Clearance: Up to 40% off + free shipping w/ $35

Walmart takes up to 40% off a selection of items via its End of Year Home Clearance. (Prices are as ... Read more.

Updated: December 28, 2018

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Furniture Closeouts at Macy's: 25% to 70% off + free shipping w/ $48

Macy's takes 25% to 70% off a selection of furniture closeouts. Opt for in-store pickup, where possible, to avoid the $10.95 shipping charge. (Orders of $99 or more bag free shipping, except in cases requiring oversized shipping/white glove delivery, as below) A couple of best bets, each with $99 $48 for shipping: Cipolia 85" Fabric Sofa with Metal Inlays for $629 ($800 off) Ventroso 2-Piece Leather Chaise Sectional Sofa for $1,348 (pictured, $1,141 off)

Furniture Closeouts at Macy's: 25% to 70% off + free shipping w/ $48

Macy's takes 25% to 70% off a selection of furniture closeouts. Opt for in-store pickup, where possible, to avoid the ... Read more.

Updated: 5 days 14 hr ago

Olay offers a sample of its Olay REgenerist Whip Cream for free when you fill out this form. That ties our September mention. Deal is available while supplies last.

Olay Whip Cream Sample for free

Olay offers a sample of its Olay REgenerist Whip Cream for free when you fill out this form. That ties ... Read more.

Updated: November 30, 2018

Christmas Decorations at Macy's from $4 + free shipping w/ $99

Macy's discounts a selection of Christmas decorations, with prices starting at $1.99 $3.99. (Prices are as marked.) Opt for in-store pickup where available to avoid the $10.95 shipping fee, or spend $99 or more to bag free shipping. A couple of best bets: Department 56 Peanuts Christmas Village My Sweet Babboo! Figure for $9 (low by $13) Martha Stewart Collection Cardinal Embroidered Cotton Towels from $12.97 $6.49 (pictured, at least $13 off)

Christmas Decorations at Macy's from $4 + free shipping w/ $99

Macy's discounts a selection of Christmas decorations, with prices starting at $1.99 $3.99. (Prices are as marked.) Opt for in-store ... Read more.

Updated: 11 hr 1 min ago

Walmart discounts a selection of Hanes apparel, socks, and underwear, with prices starting at $5 $5.50. Choose in-store pickup on most items to dodge the shipping fees, which start at $5.99. A couple of best bets: Hanes Women's Sport Performance Fleece Jogger Pants w/ Pockets for $14 (low by $3) Hanes Men's Crew Top & Jogger Pant Lounge Set for $14.40 (pictured, $3 off)

Hanes Sale at Walmart: Deals from $6

Walmart discounts a selection of Hanes apparel, socks, and underwear, with prices starting at $5 $5.50. Choose in-store pickup on ... Read more.

Updated: December 26, 2018

The North Face Men's Apex Risor Jacket for $54 + free shipping

Proozy Outlet via eBay offers The North Face Men's Apex Risor Jacket in several colors (Urban Navy/Shady Blue pictured) for $59.99 $53.99 with free shipping. Although we saw it for $9 less last July, that's still the lowest price we could find today by $40, with most retailers charging around $150. It's available in select sizes from S to 3XL. Note: This item is new but may not include a tag.

The North Face Men's Apex Risor Jacket for $54 + free shipping

Proozy Outlet via eBay offers The North Face Men's Apex Risor Jacket in several colors (Urban Navy/Shady Blue pictured) for ... Read more.

Updated: 2 days 11 hr ago

Southwest Nationwide Fares from $49 1-way

Southwest Airlines via DealBase discounts select Southwest Airlines 1-Way Fares Nationwide, with prices starting at $48.98. (On the DealBase landing page, click on "Southwest Airlines" in the top line to see this sale; we found lower fares within.) That's the lowest price we could find for select routes by at least $23. This price is valid for flights departing on February 5 from Burbank, CA, (BUR) with arrival in San Jose, CA, (SJC). Note that blackout dates and other conditions may apply. Book this travel deal by January 24 for travel from January 29 through May 22. All prices, dates, and booking details were valid at the time of publication.

Southwest Nationwide Fares from $49 1-way

Southwest Airlines via DealBase discounts select Southwest Airlines 1-Way Fares Nationwide, with prices starting at $48.98. (On the DealBase landing ... Read more.

Updated: 1 week 1 day ago

Udemy offers the Learn to Code with Ruby Course for $11.99. Coupon code "RUBYONE" makes it free. That's tied with our September mention as a savings of $200 off list price. It features over 30 hours of coding lectures.

Learn to Code with Ruby for free

Udemy offers the Learn to Code with Ruby Course for $11.99. Coupon code "RUBYONE" makes it free. That's tied with ... Read more.

Updated: December 20, 2018

Cruises.com Carnival Cruises Sale from $189 per person

Cruises.com via ShermansTravel continues to discount select Carnival Cruises Bahamas Cruises throughout 2019 and 2020 with prices starting from $189 per person. Plus, bag free deposits, or free gratuities on select sailings. Additional fees may apply. Book this travel deal by January 24 for cruises through 2020.

Cruises.com Carnival Cruises Sale from $189 per person

Cruises.com via ShermansTravel continues to discount select Carnival Cruises Bahamas Cruises throughout 2019 and 2020 with prices starting from $189 ... Read more.

Updated: 12 hr 48 min ago

All-Inclusive Excellence Playa Mujeres: Up to 48% off

Excellence Resorts via ShermansTravel takes up to 48% off stays at Excellence Playa Mujeres All-Inclusive Resort. This 5-star resort has an Expedia rating of 96% based on 5,940 reviews. Book this travel deal by January 31 for stays through December 23.

All-Inclusive Excellence Playa Mujeres: Up to 48% off

Excellence Resorts via ShermansTravel takes up to 48% off stays at Excellence Playa Mujeres All-Inclusive Resort. This 5-star resort has ... Read more.

Updated: 1 day 10 hr ago

Participating IHOP locations offer All-You-Can Eat-Pancakes for $4.99. That's the best deal we've seen on large quantities of pancakes. Click here to find a restaurant near you.

IHOP All-You-Can Eat-Pancakes for $5

Participating IHOP locations offer All-You-Can Eat-Pancakes for $4.99. That's the best deal we've seen on large quantities of pancakes. Click ... Read more.

Updated: 2 weeks 3 days ago

Whether you're looking to shop some deep discounts at Amazon or Walmart, or looking for a great bargain to boost your new year's fitness goals, the last week has seen some extremely popular sales. In fact, let's look at five of the week's hottest deals: Dell Vostro Kaby Lake 16" Laptop w/ 256GB SSD for $499 + free s&h Walmart End of Year Clearance Exercise Equipment at Dick's Sporting Goods: Up to 50% off + free s&h w/ $49 Overstock Items at Amazon: Up to 50% off + free s&h Vineyard Vines Whale of a Sale: Extra 50% off + free s&h w/ $125

5 Hot Deals You Might Have Missed

Whether you're looking to shop some deep discounts at Amazon or Walmart, or looking for a great bargain to boost ... Read more.

Updated: 1 week 3 days ago

It's the first weekend of 2019, and you know what that means: time to buy a cool wall clock! Maybe you didn't actually know that, but now you do. Here's that clock, and four other super-hot deals from the last week: Digital LED Wall Clock for $16.99 + free s&h Dell Laptops and Desktop PCs: Extra $50 to $100 off + free s&h Amazon Post-Holiday / Year-End Sale: Up to 75% off + free s&h Exercise Equipment at Dick's Sporting Goods: Up to 50% off + free s&h w/ $49 Geoffrey Beene Men's Wrinkle-Free Dress Shirt for $9.96 + free s&h w/ beauty item

5 of 2019's Hottest Deals (So Far)

It's the first weekend of 2019, and you know what that means: time to buy a cool wall clock! Maybe ... Read more.

Updated: 2 weeks 4 days ago

Montblanc at Jomashop: Up to 75% off + free shipping

Jomashop takes up to 75% off a selection of Montblanc watches, belts, wallets, pens, and more. Plus, coupon code "DNEWSFS" bags free shipping for all orders.

Montblanc at Jomashop: Up to 75% off + free shipping

Jomashop takes up to 75% off a selection of Montblanc watches, belts, wallets, pens, and more. Plus, coupon code "DNEWSFS" ... Read more.

Updated: 6 days 15 hr ago

The North Face at Backcountry: Up to 60% off + free 2-day s&h w/ $50

Backcountry takes up to 60% off a selection of The North Face apparel, shoes, accessories, and gear. (Prices are as marked.) Shipping starts at $5.95, but orders of $50 or more qualify for free 2-day shipping. Some exclusions may apply.

The North Face at Backcountry: Up to 60% off + free 2-day s&h w/ $50

Backcountry takes up to 60% off a selection of The North Face apparel, shoes, accessories, and gear. (Prices are as ... Read more.

Updated: 6 days 15 hr ago

Columbia Women's Mt. Emma EXS Jacket for $40 + free shipping

Columbia offers its Columbia Women's Mt. Emma EXS Jacket in Black for $49.99. Coupon code "STAYWARM" cuts the price to $39.99. Plus, Greater Rewards members receive free shipping. (Not a member? It's free to sign up.) That's tied with last week's mention, $60 off list, and a low price for a Columbia waterproof jacket. It's available in sizes XS to M. Deal ends January 29.

Columbia Women's Mt. Emma EXS Jacket for $40 + free shipping

Columbia offers its Columbia Women's Mt. Emma EXS Jacket in Black for $49.99. Coupon code "STAYWARM" cuts the price to ... Read more.

Updated: 2 days 16 hr ago

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