6 Easy Investing Resolutions You Can Actually Keep

New Year, new you—right? But let’s be real, how many of those resolutions actually stick? This year, why not focus on your financial health with some super simple investing resolutions that you can actually keep?

Whether you’re just starting out or looking to sharpen your skills, these six easy-to-follow tips will help you grow your wealth without the stress. Imagine feeling confident about your investments and watching your money work for you!

Ready to make 2025 your best financial year yet? Let’s jump in and get started!

1. Double your retirement savings

Obviously, you’re no fool when it comes to making money. If you were, you wouldn’t be reading this.

But there comes a time in life when it makes sense to get a second opinion. Sure, you’ve been successful at growing and managing your savings. But the more you have, the more attention your savings require and the greater the ramifications of screwing up.

A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a professional.

Obviously, there are no guarantees a professional will do better than you. But getting a second opinion from a pro certainly can’t hurt. Even if you don’t need help picking investments, they can help you create a plan, maximize your Social Security, protect your assets and offer you peace of mind by ensuring you’re on the right track.

They can also be there in case one day you’re not.

These days, there are no-cost online services that make it easier than ever to find vetted financial advisers in your area. For example, SmartAsset. You fill out a short questionnaire and are instantly matched with up to three local fiduciary financial advisers, all legally bound to work in your best interests.

The process only takes a few minutes, and in many cases you’ll be offered a free consultation.

Nothing to lose, lots to potentially gain.

Please carefully review the methodologies employed in the Vanguard white paper, “Putting a Value on your Value: Quantifying Vanguard Advisor’s Alpha.”

2. Don’t put all your eggs in one basket

One of the best ways to protect your savings is having money in different types of investments: ideally, ones that can go up when others are going down. For example, stocks tend to do poorly when inflation and interest rates are rising and there’s political turmoil brewing.

One investment that thrives in this scenario: gold.

Keep in mind, though, that not everyone in the gold business is on the up-and-up. Be careful who you deal with.

Preserve Gold is a family-owned company committed to helping investors protect their wealth and retirement with physical precious metals. They offer gold, silver, platinum and palladium coins and bars delivered directly to your home. Plus, enjoy up to $25,000 in complimentary gold and silver, along with waived IRA storage fees for up to 5 years!

They also lead the industry in retirement account rollovers and will help to facilitate a transfer from your current custodian into a precious metals IRA.

Preserve Gold will beat any competitor’s price on gold and silver, and offers fast, free, insured shipping. And once you’re a client, they’ll buy back your metals and charge no fees.

Gold has been hitting record highs. Why not take a look right now?

3. Invest in your future self

Here’s hoping your retirement years are active, healthy and vibrant, and that you’re able to function as you always have, right up until the time you shuffle off this mortal coil.

But don’t bet on it. According to the U.S. Department of Health and Human Services, 7 in 10 people who turn 65 today will probably need some kind of long-term care.

“But won’t Medicare take care of all that?” Nope. Medicare doesn't cover long-term custodial care — and paying for it out of pocket could take a huge chunk of your retirement savings. That, plus inflation, could mean near or total depletion of your nest egg.

Without long-term care insurance, your options aren’t great: running through savings, borrowing money, burdening your family with your care, and possibly losing independence because you can’t live on your own.

One place to find long-term care insurance is GoldenCare. (Unless you live in the four states where GoldenCare doesn’t operate: Alaska, Florida, Hawaii and Washington.)

At least check it out and see if it’s a fit. Because planning now could mean a more secure tomorrow.

4. Turn bottles into profits

Every successful investor knows how important it is to diversify your savings with different types of assets, like stocks, bonds, gold and real estate.

But don’t stop there. If you’re looking to add something completely different, here’s an idea: check out Vinovest. They make it simple, and rewarding, to invest in fine wine and whiskey. The Vinovest team combines insider knowledge and bulk buying power to acquire high-value bottles and barrels at the best prices. By purchasing large quantities directly from vineyards and distilleries, Vinovest secures deals that individual investors can’t match.

Vinovest handles all the details, from authentication to storage and insurance. You just sit back and watch your returns grow. While past returns are no guarantee of future results, Vinovest clients have enjoyed exits up to 30.7%.

Ready to uncork the potential of alternative investments? Join 150,000+ other Vinovest investors and diversify your savings with wine and whiskey. Get more information right now by clicking here.

5. Invest like a millionaire for just $1

Ever dreamed of owning a piece of fine art or snagging that ultra-rare trading card? With Public, you can turn those dreams into a reality – and all it takes is a single dollar to get started!

Public is revolutionizing the investment game by giving regular folks like us access to exclusive alternative assets that were once reserved for the uber-wealthy. From contemporary masterpieces to vintage comic books, Public unlocks a whole new world of tantalizing investment opportunities.

But here’s the real kicker: you can buy fractional shares in these unique assets for as little as $1. That’s right, no more feeling priced out of the finer things in life. With Public, you can build a wildly diverse portfolio filled with one-of-a-kind treasures.

And the best part? No commissions! That means every penny you invest goes straight towards owning your slice of the action.

Of course, Public also gives you access to stocks, options and other, more traditional investments. So start investing like a multi-millionaire mogul. Check out the Public app and stake your claim on the alternative assets you’ve always coveted – all for just $1!

6. Leave your family $3M richer

Want to know the secret to sleeping better at night? (Hint: It’s not another meditation app).

If you’re between the ages of 20 and 59, and not living in New York, it’s time to consider a term life insurance policy that doesn’t make your wallet cry.

With Ethos, you can get up to $3 million in coverage for less than your monthly streaming subscriptions.*

Why Ethos? Because nobody likes paperwork or doctor’s appointments.

• Skip the medical exam (in most cases) and apply from your couch**
• Get approved faster than your pizza delivery (90% get instant approval)
• Choose coverage that fits your budget like your favorite jeans
• Free will and estate planning tools valued at $898 included*

Get your personalized quote faster than you can say “financial responsibility.” Phone-friendly, website-friendly, and commitment-phobe-friendly with a 30-day money-back guarantee.

Because protecting your family shouldn’t be harder than assembling IKEA furniture.

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