Photo (cc) by GotCredit
Challenging credit-report errors just got easier, thanks to technology.
The credit reporting bureaus that maintain credit reports now offer consumers the ability to upload documents to support their case when challenging inaccuracies online, the New York Times reports.
The main credit reporting bureaus are Equifax, Experian and TransUnion.
While the ability to challenge inaccuracies online is not new, some advocates previously advised consumers against taking the online route with credit reporting bureaus that did not allow consumers to include supporting documents online.
The National Consumer Law Center was one of those advocates, but NCLC lawyer Chi Chi Wu tells the New York Times that the nonprofit now considers the online route a viable option:
“Now that you can upload documents, it allows for a more robust dispute online.”
If you need help with credit — from scores to cards to debt — you’re in the right place.
For help with credit card debt, credit restoration, credit harassment or finding a new or better credit card, be sure to visit the Money Talks News Solutions Center.
To learn more about credit scores, check out:
- “8 Credit Score Myths: Fact vs. Fiction“
- “3 Steps to Repairing Your Own Credit“
- “7 Fast Ways to Raise Your Credit Score“
- “Ask Stacy: Can You Help Me Clean Up My Credit History?“
- “Ask Stacy: Will Paying Old Debts Improve My Credit Score?“
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