It Just Got Easier to Fight Credit Report Errors Online

Photo (cc) by GotCredit

Challenging credit-report errors just got easier, thanks to technology.

The credit reporting bureaus that maintain credit reports now offer consumers the ability to upload documents to support their case when challenging inaccuracies online, the New York Times reports.

The main credit reporting bureaus are Equifax, Experian and TransUnion.

While the ability to challenge inaccuracies online is not new, some advocates previously advised consumers against taking the online route with credit reporting bureaus that did not allow consumers to include supporting documents online.

The National Consumer Law Center was one of those advocates, but NCLC lawyer Chi Chi Wu tells the New York Times that the nonprofit now considers the online route a viable option:

“Now that you can upload documents, it allows for a more robust dispute online.”

If you need help with credit — from scores to cards to debt — you’re in the right place.

For help with credit card debt, credit restoration, credit harassment or finding a new or better credit card, be sure to visit the Money Talks News Solutions Center.

To learn more about credit scores, check out:

Have you ever had to challenge an error on your credit reports? How did you do so and what was your experience? Let us know in our Forums. It’s a place where you can swap questions and answers on money-related matters, life hacks and ingenious ways to save.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

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