Home Equity vs Line of Credit

While the credit crunch has made borrowing for or against your home more difficult, home equity loans and lines of credit remain popular for those with equity. Stacy Johnson explains what these loans do and if you should consider them.

Home Equity vs Line of Credit Photo (cc) by Mark Strozier

1,343 Active Deals

Clearance Items at Pier 1 Imports: Up to 90% off + free shipping w/ $49

Pier 1 Imports takes up to 90% off its selection of clearance items. (Prices are as marked.) Shipping starts at $5, but orders of $49 or more qualify for free shipping via coupon code "FREESHIP49". (In-store pickup my also be available for a number of items.)

Clearance Items at Pier 1 Imports: Up to 90% off + free shipping w/ $49

Pier 1 Imports takes up to 90% off its selection of clearance items. (Prices are as marked.) Shipping starts at ... Read more.

Updated: March 10, 2018

You've finished up your taxes and now you're scrambling to figure out ways to trim you budget. No worries! We've got your back with five hot deals you can score for just $5:

Men's Wearhouse Men's Leather Dress Belt for $5 + free shipping

Rear View Blind Spot Mirror 2-Pack for $5 + free shipping

Great Value 60W Equivalent LED Bulbs 4-Pack for $5 + pickup at Walmart

Adam Levine Men's Apparel at Kmart for $5 + free shipping w/ $25

Eucerin Q10 1.7-oz. Sensitive Skin Creme for $5 + free shipping

Five Deals for Five Bucks $5

You've finished up your taxes and now you're scrambling to figure out ways to trim you budget. No worries! We've ... Read more.

Updated: 9 hr 34 min ago

Levi's Men's Clearance at Macy's: Deals from $8 + free s&h w/beauty item

Macy's discounts a selection of Levi's men's clearance jeans, shirts, coats, shorts, and more, with prices starting at $8.33. Pad your order with a beauty item (eligible items start at $3) to bag free shipping; otherwise, shipping adds $10.95. (Orders of $48 or more ship free automatically.) A couple of best bets:

Levi's Men's 502 Regular Tapered Fit Jeans for $29.99 ($30 off)

Levi's Men's Zip-Up Motorcross Racer Jacket for $59.99 (pictured, $90 off)

Levi's Men's Clearance at Macy's: Deals from $8 + free s&h w/beauty item

Macy's discounts a selection of Levi's men's clearance jeans, shirts, coats, shorts, and more, with prices starting at $8.33. Pad ... Read more.

Updated: 14 hr 13 min ago

Lowe's Clearance Sale: Up to 75% off + free shipping

Lowe's takes up to 75% off clearance items, with prices starting from 74 cents 59 cents. (Most prices are as marked, but some items receive discounts in cart.) Plus, MyLowe's members bag free shipping on most orders. (Not a member? It's free to join. Larger items may incur oversized shipping fees.) A couple of best bets:

allen + roth 3-Light 23.87" Brushed Nickel Fixed Track Light Kit for $32.45 ($27 off)

Sylvania 15" W Brushed Nickel LED Flush Mount Light for $48.73 (pictured, low by $16)

Lowe's Clearance Sale: Up to 75% off + free shipping

Lowe's takes up to 75% off clearance items, with prices starting from 74 cents 59 cents. (Most prices are as ... Read more.

Updated: 2 days 10 hr ago

Macy's 48-Hour Sale: + free shipping w/ $48

Macy's discounts a wide selection of apparel, shoes, home items, luggage, and more during its 48-Hour Sale. Plus, coupon code "HOUR48" cuts $20 off orders of $48 or more. Pad your order with a beauty item (eligible items start at $3) to bag free shipping; otherwise, shipping adds $10.95. (Orders of $48 or more ship free automatically.) Some exclusions may apply. Deal ends April 21.

Macy's 48-Hour Sale: + free shipping w/ $48

Macy's discounts a wide selection of apparel, shoes, home items, luggage, and more during its 48-Hour Sale. Plus, coupon code ... Read more.

Updated: 12 hr 54 min ago

Furniture Closeouts at Macy's: 20% to 70% off + free s&h w/beauty item

Macy's takes 20% to 70% off a selection of furniture closeouts. (Prices are as marked.) Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95. (Note that some items may incur a shipping surcharge.) Some exclusions apply. A couple of best bets:

Gwen Accent Chair for $159 + $15 s&h (pictured, low by $46)

Marsilla 88" Leather Sofa for $979 + $99 s&h ($600 off)

Furniture Closeouts at Macy's: 20% to 70% off + free s&h w/beauty item

Macy's takes 20% to 70% off a selection of furniture closeouts. (Prices are as marked.) Pad your order with a ... Read more.

Updated: 1 week 13 hr ago

The North Face Jackets at Nordstrom Rack: Up to 65% off + free shipping w/ $100

Nordstrom Rack takes up to 65% off a selection of The North Face men's, women's, and kids' Jackets. Shipping adds $7.95, or get free shipping on orders of $100 or more. A couple of best bets:

The North Face Men's Insulation Alpine Fit Quilted Jacket for $69.99 + $8 s&h ($129 off)

The North Face Women's Fuse Progressor Fleece Hoodie for $89.50 + $8 s&h (low by $8)

The North Face Jackets at Nordstrom Rack: Up to 65% off + free shipping w/ $100

Nordstrom Rack takes up to 65% off a selection of The North Face men's, women's, and kids' Jackets. Shipping adds ... Read more.

Updated: March 27, 2018

Walmart discounts a selection of rollback and clearance electronics, toys, home items, apparel, and more. Choose in-store pickup to dodge the $5.99 shipping fee, or spend $35 or more to qualify for free shipping. A couple of best bets:

Farberware 3.2-Quart Air Fryer for $74.99 (low by $17)

Samsung 32" 720p LED-Backlit LCD HD Television for $128 $138 ($119 off)

Rollbacks and Clearance at Walmart

Walmart discounts a selection of rollback and clearance electronics, toys, home items, apparel, and more. Choose in-store pickup to dodge ... Read more.

Updated: March 21, 2018

Udemy continues to offer a selection of online courses for free. Each course includes hours of content, and most are by far the best deals we could find for such classes. Here are a few interesting ones:

Dropshipping + Facebook + Shopify Master Class for free

Beginners Guide to Microsoft Excel Pivot Tables for free

TypeScript Design Patterns for free

How to Build Confidence in Your Abilities for free

Udemy Online Courses for free

Udemy continues to offer a selection of online courses for free. Each course includes hours of content, and most are ... Read more.

Updated: 2 weeks 1 day ago

Lids Clearance Sale: Up to 85% off + free shipping w/ $50

Lids continues to take up to 85% off items in its Clearance Sale. (Note that the largest discounts can be found in the "Under $5" section.) Shipping adds $4.99, although orders over $50 bag free shipping.

Lids Clearance Sale: Up to 85% off + free shipping w/ $50

Lids continues to take up to 85% off items in its Clearance Sale. (Note that the largest discounts can be ... Read more.

Updated: 5 hr 22 min ago

Through an abundance of caution, The FDA is ordering the recall of over 200 million eggs due to potential contamination by Salmonella Braenderup. Affected eggs fall within the Julian date range of 011 through 102 (January 11 to April 12) and are sold under brand names Coburn Farms, Country Daybreak, Food Lion, Glenview, Great Value, Nelms, and Sunshine Farms. Those who purchased the product can return them to the place of purchase for a full refund. Click here to read more about this recall notice.

FDA Recalls Over 200 Million Eggs

Through an abundance of caution, The FDA is ordering the recall of over 200 million eggs due to potential contamination ... Read more.

Updated: 4 days 13 hr ago

Walmart offers its Walmart Baby Welcome Box for free when you fill out this short form. It includes stage-relevant product samples. Allow up to five weeks for delivery.

Walmart Baby Welcome Box for free

Walmart offers its Walmart Baby Welcome Box for free when you fill out this short form. It includes stage-relevant product ... Read more.

Updated: 2 days 7 hr ago

2 Pairs of Crocs for $35 + free shipping

Crocs offers two select pairs of men's, women's, or kids' shoes for $35. (Add two pairs to cart to see this price; you can mix and match.) Plus, these orders qualify for free shipping. Choose from over 50 styles. Deal ends April 23. A couple of eligible best bets, with prices before discount:

Crocs Women's Kadee II Graphic Flips for $24.99

Crocs Men's Bogota Flips for $39.99 (pictured)

2 Pairs of Crocs for $35 + free shipping

Crocs offers two select pairs of men's, women's, or kids' shoes for $35. (Add two pairs to cart to see ... Read more.

Updated: 10 hr 7 min ago

Rear View Blind Spot Mirror 2-Pack for $5 + free shipping

Newchic offers this Rear View Blind Spot Mirror 2-Pack for $6.50. Coupon code "SPOT30" cuts it to $4.55. With free shipping, that's around a buck under what third-party sellers charge for similar via Amazon and eBay. They're 3mm thick and feature adhesive backs. Deal ends May 14.

Note: This item ships from China and may take two to six weeks to arrive.

Rear View Blind Spot Mirror 2-Pack for $5 + free shipping

Newchic offers this Rear View Blind Spot Mirror 2-Pack for $6.50. Coupon code "SPOT30" cuts it to $4.55. With free ... Read more.

Updated: 1 week 10 hr ago

Olay offers a sample of its Olay Whip Cream for free when you fill out this form. Deal is available while supplies last.

Olay Whip Cream Sample for free

Olay offers a sample of its Olay Whip Cream for free when you fill out this form. Deal is available ... Read more.

Updated: 2 days 7 hr ago

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Walmart Spring Forward Sale: + free shipping w/ $35

Walmart discounts a selection of patio furniture, grills, tools, storage, and more during its Spring Forward Sale. Opt for in-store pickup to avoid the $5.99 shipping charge, or get free shipping with orders of $35 or more. (Oversize items may incur additional fees.) Deal ends April 20. A couple of best bets, both with free shipping:

Stanley 1 Gallon Portable Poly Wet/ Dry Vac for $19.97 (low by $6)

Wagner 915 Power Steamer and Cleaner for $91 (low by $20)

Walmart Spring Forward Sale: + free shipping w/ $35

Walmart discounts a selection of patio furniture, grills, tools, storage, and more during its Spring Forward Sale. Opt for in-store ... Read more.

Updated: 6 days 13 hr ago

Under Armour at Macy's: Up to 70% off + free s&h w/beauty item

Macy's cuts up to 70% off a selection of Under Armour apparel and accessories, with prices starting at $6.99. Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95, or get free shipping with orders of $99 or more. Sizes are limited for many styles. A couple of best bets:

Under Armour Girls' Highlight Hoodie for $17.93 (low by $17)

Under Armour Men's Rival Crew Neck Sweatshirt for $29.99 (low by $3)

Under Armour at Macy's: Up to 70% off + free s&h w/beauty item

Macy's cuts up to 70% off a selection of Under Armour apparel and accessories, with prices starting at $6.99. Pad ... Read more.

Updated: 1 day 11 hr ago

Tory Burch Sale: Up to 70% off + coupon + free shipping

Tory Burch takes up to 70% off its sale styles. Plus, cut an extra 20% off orders of $200 or more, 25% off $350 or more, or 30% off $500 or more via coupon code "SPRING". Plus, all orders bag free shipping. Deal ends April 23.

Tory Burch Sale: Up to 70% off + coupon + free shipping

Tory Burch takes up to 70% off its sale styles. Plus, cut an extra 20% off orders of $200 or ... Read more.

Updated: 13 hr 9 min ago

Put Your Name on NASA's Parker Solar Probe for free

This summer, NASA will launch the Parker Solar Probe. Sign up here for free to put your name in a memory card that will fly aboard the craft. A meaningless gesture, but no less cool for that (so-to-speak).

The probe is designed to get closer to the sun than any spacecraft in history and collect new data on solar activity and its effects on Earth; it will orbit the sun at around 450,000 miles per hour (which would take you from Philadelphia to Washington, D.C. in one second). The launch window for the probe is between July 31 and August 19, and it should make its first close approach in December 2024. The deadline for submitting your name is April 27.

Put Your Name on NASA's Parker Solar Probe for free

This summer, NASA will launch the Parker Solar Probe. Sign up here for free to put your name in a ... Read more.

Updated: March 17, 2018

adidas Men's Climalite Game Time Polo Shirt for $10 + free shipping

Shively Sporting Goods via eBay offers the adidas Men's Climalite Game Time Polo Shirt in White for $9.99 with free shipping. That's $3 under our September mention and is the lowest price we could find by $17. It's available in size S only.

adidas Men's Climalite Game Time Polo Shirt for $10 + free shipping

Shively Sporting Goods via eBay offers the adidas Men's Climalite Game Time Polo Shirt in White for $9.99 with free ... Read more.

Updated: March 3, 2018

Columbia Clearance Styles at JCPenney: Up to 70% off + free shipping w/ $99

JCPenney takes up to 70% off a selection of Columbia men's and women's clearance styles. Shipping adds $8.95, although orders of $99 or more bag free shipping. (Ship-to-store pickup is also available for $3.95 and free for most orders over $25; free same-day pickup may also be available for select items.) A couple of best bets:

Columbia Women's Lightweight Fleece Jacket for $29.99 + $8.95 s&h ($45 off)

Columbia Men's Midweight Puffer Jacket for $44.99 + pickup (pictured, $105 off)

Columbia Clearance Styles at JCPenney: Up to 70% off + free shipping w/ $99

JCPenney takes up to 70% off a selection of Columbia men's and women's clearance styles. Shipping adds $8.95, although orders ... Read more.

Updated: 2 weeks 1 day ago

Effetool 110-lb. Neodymium Recovery Magnet for $6 + free s&h from China

Newchic offers the Effetool 110.2-lb. Neodymium Recovery Magnet for $9. Coupon code "Magnet30" knocks that to $6.30. With free shipping, that's the lowest price we could find by $2, excluding the below mention. It measures 1.4" x 1.6" and features a removable hook. Deal ends May 19.

Note: This item ships from China and may take two to six weeks to arrive.

A close price: Mhestore2009 via eBay offers it for $6.39 with free shipping. (It ships from Hong Kong and may require two to eight weeks for delivery.

Effetool 110-lb. Neodymium Recovery Magnet for $6 + free s&h from China

Newchic offers the Effetool 110.2-lb. Neodymium Recovery Magnet for $9. Coupon code "Magnet30" knocks that to $6.30. With free shipping, ... Read more.

Updated: 14 hr 13 min ago

The North Face at Backcountry: Up to 65% off + free 2-day s&h w/ $50

Backcountry takes up to 65% off a selection of The North Face apparel, shoes, and accessories. (Prices are as marked.) Shipping starts at $5.95, but orders of $50 or more qualify for free 2-day shipping. Some exclusions may apply.

The North Face at Backcountry: Up to 65% off + free 2-day s&h w/ $50

Backcountry takes up to 65% off a selection of The North Face apparel, shoes, and accessories. (Prices are as marked.) ... Read more.

Updated: 1 week 10 hr ago

The North Face Past-Season Gear Sale: Up to 40% off + free shipping

The North Face takes up to 40% off a selection of men's, women's, and kids' clothing and accessories and shoes during its Past-Season Gear Sale. Plus all orders receive free shipping. A couple of best bets:

The North Face Men's Thermoball Traction Mules IV Loafers for $30 (pictured, low by $8)

The North Face Women's Pink Ribbon Glacier 1/4-Zip Fleece for $33 ($22 off)

The North Face Past-Season Gear Sale: Up to 40% off + free shipping

The North Face takes up to 40% off a selection of men's, women's, and kids' clothing and accessories and shoes ... Read more.

Updated: March 14, 2018

Oakridge 8x12-Foot Wood Storage Shed for $1,200 + free shipping

Costco offers the Oakridge 8x12-Foot Wood Storage Shed for $1,199.99 with free shipping. That's the lowest price we could find by $289. It provides 728 cubic-feet of storage and comes with a floor kit.

Oakridge 8x12-Foot Wood Storage Shed for $1,200 + free shipping

Costco offers the Oakridge 8x12-Foot Wood Storage Shed for $1,199.99 with free shipping. That's the lowest price we could find ... Read more.

Updated: 12 hr 7 min ago

Tools of the Trade Cookware at Macy's for $10 after rebate + free s&h w/beauty item

Macy's discounts a selection of Tools of the Trade cookware to $9.99 via this $10 mail-in rebate. Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95. (In-store pickup may be available as well.) Deal ends April 21. The deals, with prices after rebate:

Tools of the Trade Hard Anodized Nonstick 5 Qt. Covered Chili Pot for $9.99 (pictured, $40 off)

Tools of the Trade Hard Anodized 4-Qt. Soup Pot with Steamer Insert for $9.99 ($40 off)

Tools of the Trade Stainless Steel 4 Qt. Soup Pot with Steamer Insert for $9.99 ($40 off)

Tools of the Trade 8" / 9" / 11" Fry Pan Set for $9.99 ($35 off)

Tools of the Trade 7.5 Qt. Covered Wok for $9.99 ($50 off)

Tools of the Trade Cookware at Macy's for $10 after rebate + free s&h w/beauty item

Macy's discounts a selection of Tools of the Trade cookware to $9.99 via this $10 mail-in rebate. Pad your order ... Read more.

Updated: 10 hr 50 min ago

Minimum $125 Best Buy Gift Card: w/ iPad trade-in + at Best Buy stores

At participating Best Buy retail stores, trade in any working iPad Mini 2, Mini 3, Mini 4, Air, Air 2, or Pro Tablet to receive a Best Buy Gift Card with a value of at least $125. That's about $25 more than the best offer we could find from other trade-in programs. Trade-in value will vary depending on the condition of your item. Some exclusions apply, including items that are cracked, water-damaged or that lack power.

Minimum $125 Best Buy Gift Card: w/ iPad trade-in + at Best Buy stores

At participating Best Buy retail stores, trade in any working iPad Mini 2, Mini 3, Mini 4, Air, Air 2, ... Read more.

Updated: 1 week 2 days ago

Columbia Web Specials: Up to 60% off + free shipping

Columbia takes up to 60% off a selection of its men's, women's, and kids' apparel and shoes via coupon code "COL2APR18" during its Web Specials Sale. (The discount is taken from the item's original price; it doesn't stack with the sale price.) Plus, Greater Rewards members receive free shipping. (Not a member? It's free to sign up.) Deal ends May 1.

Columbia Web Specials: Up to 60% off + free shipping

Columbia takes up to 60% off a selection of its men's, women's, and kids' apparel and shoes via coupon code ... Read more.

Updated: 1 week 1 day ago

Sears Spring Fling Black Friday Sale: Up to 60% off + free shipping w/ $25

Sears takes up to 60% off a wide range of items sitewide during its Spring Fling Black Friday Sale. Plus, take an extra $5 off orders of $50 or more via code "SEARS5OFF50", an extra $35 off select orders of $300 or more via code "SEARS35OFF300", or an extra $50 off Kenmore orders of $499 or more via coupon code "KENMORE50".

While we've seen some of these category discounts individually recently, this is the best collection of discounts we've seen from Sears this year. Choose in-store pickup to dodge shipping fees, which start at around $4, or bag free shipping on orders of $25 or more. (Surcharges may apply.) Deal ends April 21. Some notable discounts:

up to 50% off patio furniture + extra 10% off via "SHOWERS"

up to 50% off tools

50% to 60% off mattresses

up to 30% off appliances

Sears Spring Fling Black Friday Sale: Up to 60% off + free shipping w/ $25

Sears takes up to 60% off a wide range of items sitewide during its Spring Fling Black Friday Sale. Plus, ... Read more.

Updated: 11 hr 40 min ago

Lauxjack Unisex 21-Speed 26" Road Bike for $190 + free shipping

LightInTheBox offers the Lauxjack Unisex 21-Speed 26" Road Bike in several colors (Red/Black pictured) for $189.99 with free shipping. That's $610 off and the lowest price we could find. Features include:

carbon steel hard-tail frame

Shimano TX30 shifters

BB8 double disc brakes

26"/700cc wheels

Note: Uncheck "Add shipping insurance to your order" during checkout to remove the $3.99 fee.

Lauxjack Unisex 21-Speed 26" Road Bike for $190 + free shipping

LightInTheBox offers the Lauxjack Unisex 21-Speed 26" Road Bike in several colors (Red/Black pictured) for $189.99 with free shipping. That's ... Read more.

Updated: 1 week 4 days ago

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