14 Frugal Uses for an Income Tax Refund

Getting a tax refund this year? Invest it in something, or several somethings, that will benefit you for the rest of the year. Or even for the rest of your life.

Ask Stacy: Chase Screwed Me. Should I Sue?

This reader took out a low fixed-rate loan from Chase Bank only to see her minimum payments more than double. What can she do?

The Truth About Jobs: Why Both Sides Are Wrong

With the unemployment rate stuck at more than 8 percent, Democrats say we need more time, more training, and more stimulus. Republicans say we need less regulation and a guy in the White House who knows how to create jobs. They’re both wrong.

Is There Lead in Your Lipstick?

A recent study by the FDA found that 400 different lipsticks contain lead. Here’s how to find out whether you’ve been applying a heavy metal to your lips – and what you can do about it.

Zero-Percent, Fee-Free Credit Card Balance Transfers Are Back

Credit cards with zero-percent interest rates and no-fee balance transfers are making a comeback. Here are two examples, complete with a plain-English translation of the fine print.

Tax Hacks 2012: 8 Easy-to-Miss Deductions

There are three ways to lower your taxes: Make less, cheat, or take all the tax breaks you’re eligible for. The first two aren’t good ideas, but we can help with the third. Check out this list of commonly overlooked deductions.

4 Tips for Making More Tips

Despite a still-shaky economy, restaurants are selling more meals – and hiring more servers. If you’re looking for work, here’s how to make money in the hospitality biz.

How to Make Money at a Farmers Market

Selling your goods can be a great way to make some extra income, and creating a farmers market side business is one of the best ways – if you know the tricks of the trade.

Tax Hacks 2012: Should You Hire Help?

Since taxes are complicated, you may think a pro is always the way to go. But if they’re not used properly, you’re wasting your money.

7 Jobs Where You Can Find Love – and What They Pay

One website points out some jobs naturally lend themselves to dating – jobs that are social and involve a captive audience. But what do they make?

Is Your Pet Obese? Here’s How to Tell

Americans have gotten fatter, and now we’re making our pets fat too. A recent survey found that some pet owners can’t even tell whether Fido is overweight, which is hurting pets – and their owners’ wallets.

7 Cheap Ways to Relieve Stress

There’s a lot to get worked up about in our daily lives, and some people wind down in expensive ways, like wining and dining. But cooling off doesn’t mean you have to stress out your budget.

How to Trade a Paper Clip for a House

In less than a year, one man took a 1-cent paper clip and turned it into a house worth tens of thousands of dollars. Here’s how.

Tax Hacks 2012: 6 Scams to Avoid

Continuing our series on tax hacks, we turn to some “tricks” you probably want to avoid – the kind offered by scam artists and the kind that you might be tempted to try yourself.

3 Tips for Negotiating a Higher Salary

Companies are hiring, and willing to offer more money for the right candidates. But you’ll have to convince them you’re worth more, and there are right and wrong ways to do it.

4 Money-Saving Mobile Apps

Mobile apps can cost you a few bucks each, but here are some that can actually save you money.

11 Small Ways to Waste Your Security Deposit

We all know that big damages take a big hit out of your security deposit, but little damages add up too. Look out for these things when you’re moving out.

15 Tips to Prevent Appliance Fires

Data from the federal government shows there are more than 8,000 appliance fires a year, and a new study from Consumer Reports shows that half are caused by human mistakes. Here’s how to keep your home safe without spending much money or time.

Why Scavenging Isn’t Gross to Me

Some folks think it’s gross to pick up lost or “free” items off the street. I think it’s good for the environment and even better for my bottom line.

Tax Hacks 2012: 4 Places for Free Help

Does $100 billion sound like a lot for taxes? It’s not what Americans owe every year – it’s just what we pay to get our returns filed. But 70 percent of Americans shouldn’t be paying anything.

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