Latest Posts
Recession Sends Illegals Packing
The number of undocumented workers in this country has dropped by millions over the last couple of years. Is because of enforcement, or is it because of debt?
Borrowing Without Bankers
Websites like Prosper.com allow you to skip the bank and get a loan from an individual willing to lend.
Way to Save #52: Raise Your Deductibles
The easiest and fastest way to lower insurance bills is to raise deductibles. Going from a $250 to a $1,000 deductible can reduce your home or car coverage cost by 20%, and only takes about three minutes.
Rip-Off HDMI Cables?
What’s the difference between $50 HDMI cables and $5 ones? … The price.
Mortgage Meltdown: The Risks of Walking Away
Can you simply walk away from an upside down mortgage, when you owe more than your house is worth?
Way to Save #51: Consolidate Your Insurance
Some insurance companies offer substantial discounts for insuring both your home and car. See if yours is one, consolidate both plans under the same company, and enjoy the savings.
Way to Save #50: Make Travel Less Taxing
Keep a little notebook in your car so you can record the mileage you log on deductible trips. Trips to the doctor, job-hunting trips, trips for charity: all deductible, which means you could be on the road to lower taxes.
Way to Save #49: Keep Change In Your Car
How many times have you not fed a parking meter because you couldn’t find any change? Keep some in your car at all times and avoid unnecessary tickets.
Way to Save #48: Don’t Buy Car Rental Insurance
Car rental insurance policies (technically not actually insurance, but a fee you’re paying to offset any damage you cause) rank high among the western world’s great rip-offs. Your regular car insurance or possibly even your gold credit card will often render it unnecessary. If you need it, you may have to buy it – but … Continued
Way to Save #47: Shop Rental Cars
If you’re going to rent a car, comparison-shop heavily. Prices differ a bunch depending on company, current demand and location. Don’t hesitate to pit companies against each other. And ask as many times as possible about special deals, promotions, coupons, and any source of potential savings such as membership in AARP or AAA. Even while … Continued
Way to Save #46: Use Rebuilt Parts In Your Car
If they’ll work as well, try used or rebuilt parts in your car. Your mechanic or body shop will know if OEM (Original Equipment Manufacturer) parts are necessary or desirable. If they are, fine. But if they’re not, you can save a bundle.
Way to Save #45: Upgrade Your Mechanic
The best way to save money on cars is to keep yours as long as possible, and the best way to do that is to have it serviced well and regularly. To find a good mechanic, try calling some classified ads placed by people selling cars similar to yours. They might have a good suggestion. … Continued
5 Words Insurance Companies Hate
Using the wrong words could delay or even have an insurance claim tossed out.
Way to Save #44: Empty Out Your Trunk
Lighten up your car. Roof racks hurt mileage by spoiling your aerodynamics. If you don’t use ‘em, lose ‘em. To increase your mileage even more, take the excess weight out of your car. Things like golf clubs don’t need to be driven around everywhere.
Way to Save #43: Be A Smooth Operator
Make it a habit to be a smooth operator. Scan the road ahead and try to anticipate any slowdowns. Try to maintain as constant a speed as possible. That will save gas and make you a safer driver.
Way to Save #42: Change Your Car's Filters
Keep your air and fuel filters clean. Your car will perform better, your mileage will increase and your engine will last longer. Best of all, these items are inexpensive and can be changed quickly.
Way to Save #41: Carpool
Carpool! Sharing the ride with just one other person will cut your commuting costs in half. You’ll also reduce your stress level by 50% and may shave time off your commute by letting you drive in the High Occupancy Vehicle (HOV) lanes implemented in many cities.
Are You Paying Your Neighbor’s Bills?
Many must pay their neighbor’s bills or risk loosing their homes.
Can’t Sell Your Home? What Should You Do?
What should you do when you can’t sell your home? Make money from it, of course.
Way to Save #40: Check Your Tires
Keep your car tuned and check your tires. These simple things can easily save you $100 a year in gas, not to mention the giant increases in your engine and tire life you’ll see.
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