15 Counties Most at Risk for Natural Disasters

Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.

Woman outside her ruined home after a natural disaster or fire
Vlad Teodor / Shutterstock.com

Editor's Note: This story originally appeared on Forbes Advisor.

Natural disasters are occurring more frequently and with more intensity. Over the past five years, the U.S. has experienced an average of 17.8 natural disasters each year.

That included 18 climate disaster events in 2022, which caused a total of $169.8 billion in damage, according to the National Centers for Environmental Information.

Some areas are more vulnerable to these disasters than other areas. For example, states with natural disasters tend to be coastal states.

To determine which counties are most at risk for natural disasters, Forbes Advisor uncovered the number of Federal Emergency Management Agency (FEMA) disaster declarations over the past decade for the 200 most populated counties.

Here are the top counties most at risk for natural disasters, with tied rankings marked as “(Tie).”

1. Los Angeles County, California

Los Angeles smoky skyline
J Dennis / Shutterstock.com
  • Total Disaster Declarations: 22
  • Disaster Type: Fire
  • Disaster Declarations: 20

2. East Baton Rouge Parish (Tie), Louisiana

Baton Rouge, Louisiana
travelview / Shutterstock.com
  • Total Disaster Declarations: 17
  • Disaster Type: Hurricane
  • Disaster Declarations: 10

2. Orleans Parish (Tie), Louisiana

stormy sky in New Orleans, Louisiana
GJGK Photography / Shutterstock.com
  • Total Disaster Declarations: 17
  • Disaster Type: Hurricane
  • Disaster Declarations: 11

4. Riverside County (Tie), California

Riverside, California
MattGush / Shutterstock.com
  • Total Disaster Declarations: 16
  • Disaster Type: Fire
  • Disaster Declarations: 13

4. Jefferson Parish (Tie), Louisiana

New Orleans Louisiana
Tim Roberts Photography / Shutterstock.com
  • Total Disaster Declarations: 16
  • Disaster Type: Hurricane
  • Disaster Declarations: 11

6. Washoe County (Tie), Nevada

Reno, Nevada
Andrew Zarivny / Shutterstock.com
  • Total Disaster Declarations: 14
  • Disaster Type: Fire
  • Disaster Declarations: 12

6. Sonoma County (Tie), California

Roadtrip in Sonoma County wine country, California
Rolf_52 / Shutterstock.com
  • Total Disaster Declarations: 14
  • Disaster Type: Fire
  • Disaster Declarations: 10

8. Charleston County, South Carolina

Charleston, South Carolina
Sean Pavone / Shutterstock.com
  • Total Disaster Declarations: 13
  • Disaster Type: Hurricane
  • Disaster Declarations: 10

9. Duval County (Tie), Florida

Storm in Jacksonville, Florida
Dmitriy_A / Shutterstock.com
  • Total Disaster Declarations: 12
  • Disaster Type: Hurricane
  • Disaster Declarations: 10

9. Ventura County (Tie), California

Ventura, California
Michael Domingo / Shutterstock.com
  • Total Disaster Declarations: 12
  • Disaster Type: Fire
  • Disaster Declarations: 11

9. Greenville County (Tie), South Carolina

Greenville, South Carolina
Sean Pavone / Shutterstock.com
  • Total Disaster Declarations: 12
  • Disaster Type: Hurricane
  • Disaster Declarations: 7

9. Manatee County (Tie), Florida

Bradenton, Florida
Sean Pavone / Shutterstock.com
  • Total Disaster Declarations: 12
  • Disaster Type: Hurricane
  • Disaster Declarations: 10

Methodology

Business analyst woman working in an office on a computer and analyzing data
Undrey / Shutterstock.com

To determine which counties are most at risk for natural disasters, Forbes Advisor analyzed FEMA disaster declarations between January 2013 and January 2023 for the 200 most populated counties and equivalent entities (including parishes, boroughs, census areas and independent cities).

  • Total Disaster Declarations: This is the total number of FEMA emergency declarations issued between January 2013 and January 2023 (excluding biological disasters).
  • Disaster Declarations: This is the number of emergency declarations issued between January 2013 and January 2023 for the disaster type that most commonly occurs in the county.

County population estimates come from the U.S. Census Bureau, 2021.

Get smarter with your money!

Want the best money-news and tips to help you make more and spend less? Then sign up for the free Money Talks Newsletter to receive daily updates of personal finance news and advice, delivered straight to your inbox. Sign up for our free newsletter today.