20 Painless Ways for Nearly Anyone to Cut Costs in 2018

Follow these easy tips to save so you'll have more money for things that really matter.

1. Raise your auto insurance deductible

driving vehicleGoran Bogicevic / Shutterstock.com

Auto insurance pricing is all about risk. Having a higher deductible means you assume more risk up front, so you’ll likely pay less in premiums. If you have an accident after raising your deductible, you will need to pay a greater share of your auto repair costs. However, if you make it through the year accident free, it is pure savings.

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