Nearly every worker has dreamed of retiring and leaving the rat race behind. For some, it’s an occasional daydream. For others, it’s something they obsess over for much of their working lives.
But just like everything else in life, retirement has its shadow side: It’s not all mornings on the golf course or day trips to undiscovered romantic hideaways.
Once you retire, you will give up some important — even irreplaceable — things. With that in mind, here are five reasons you should retire later than you planned.