1. Buy used
Ekaterina Pokrovsky / Shutterstock.com
Let someone else take depreciation on the chin. Buying used cars, secondhand appliances in good working order, and gently used clothes and books is one of the best money-saving moves.
Don’t wait until you need an item to buy it; instead plan ahead. Think about what your family will need three months or six months down the road.
Then, look for bargains. During the dog days of summer, scour thrift stores for great winter clothes. In autumn, pick up a used patio set from the classifieds.