
Dating looks nothing like it did even a decade ago. Apps, influencers, and endless social sharing have blurred the line between romance and reputation.
According to USA Today, new terms like “throning” reveal how social status and money now play starring roles in love. Understanding these trends can help you protect both your heart and your bank account.
1. Throning

Throning means dating someone to raise your own social status. It’s not about affection; it’s about association. The “throner” seeks a partner whose influence makes them look better online or in real life.
Amy Chan, author of “Unsingle: How to Date Smarter and Create Love That Lasts,” told USA Today that “people are curating relationships the same way they curate content.” If your partner’s affection depends on how public you are, you might be on the throne for all the wrong reasons.
2. Gold digging

Gold digging has been around forever, but social media has given it new life. Instead of searching for love, gold diggers seek financial security or luxury through relationships.
You may find yourself covering bills, upgrades, and vacations while your partner enjoys the perks. Watch for patterns where your generosity is assumed or rewarded only when you spend.
Be sure to slash expenses on dining, travel, eyeglasses, prescriptions and more with AARP — Just $15/year with auto-renewal. Join now and save hundreds. If it’s true love, your date will delight in the discount.
3. Clout chasing

Clout chasing is the online version of gold-digging. The goal is attention, not affection. These partners collect selfies, tags, and invitations that boost their image while your connection gets sidelined.
USA Today notes that throning often overlaps with clout chasing, but the focus is social power rather than cash. If every date becomes content, consider who the relationship is really for.
4. Shrekking

The opposite of throning, Shrekking involves “dating down” in the hope that a less attractive or successful partner will treat you better.
On paper, it looks cost-effective, but relationships built on imbalance rarely last. Trying to manage someone’s admiration or gratitude can have negative emotional and financial consequences.
5. Hypergamy

Hypergamy means seeking a partner of higher socioeconomic status — what many call “marrying up.” Chasing wealth can lead to overspending or missing out on partners who offer real compatibility.
While that idea still circulates online, real-world data tells a different story. According to a 2023 Pew Research Center report, marriages where both partners contribute roughly equal income are becoming more common.
6. Love bombing

Love bombing looks romantic at first: lavish gifts, expensive trips, and overwhelming attention. But it can create financial dependency and emotional confusion. When the intensity fades, the bills remain.
Real intimacy builds slowly, not through high-cost surprises designed to impress.
7. Cushioning

Cushioning means keeping backup romantic options while in a relationship. The financial impact adds up: more dinners, more gifts, and more time diverted.
It also signals low commitment, which can cost you emotionally long before the money runs out.
If you’ve got more than $100,000 in savings, make a date with a pro who won’t ghost you. AdvisorMatch's free service matches you with a vetted fiduciary advisor in under five minutes — no strings attached.
8. Breadcrumbing

Breadcrumbing is when someone keeps you hooked with occasional messages or attention but never commits. It’s not just emotionally frustrating — it can get expensive.
Whether you are buying tickets, meals, or tokens of affection, you’re ultimately investing in a fantasy that never moves forward.
Protecting your heart and your finances

Love and money mix more than most people admit. Financial stability makes relationships easier, but it should never be the reason for them. The healthiest relationships balance emotional honesty with financial responsibility.
- Know your limits. Decide what you’re comfortable spending on dating before emotions cloud judgment.
- Pay attention to reciprocity. A partner who consistently fails to offer or avoid fairness may view you as a resource rather than an equal.
- Separate generosity from obligation. Gifts should come from affection, not pressure or guilt.
- Question performative behavior. If someone’s interest fades when there is no audience, it may not be genuine connection.
- Stay financially independent. Keep control of your accounts, goals, and major decisions, no matter how serious things get.
Choose connection over calculation, and you protect both your wallet and your well-being. Real love doesn’t need an audience or a price tag.
However, financial stability does make life easier — and it starts with making your money work harder for you. Currently, SoFi Checking pays a competitive APY on savings, plus a cash bonus for new members who set up direct deposit. (May change without notice.)
Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10/20/26) for up to 6 months. Open your first SoFi Checking and Savings account between 10/20/26 and 12/31/27, then within 60 days of account opening receive an eligible direct deposit OR $5,000 or more in qualifying deposits. You must maintain eligible direct deposit or $5,000 in qualifying deposits every 31 days to keep the Boost, for up to 6 months. Rates variable, subject to change.
Terms apply at sofi.com/banking. SoFi Bank, N.A. Member FDIC.
Add a Comment