Everything’s bigger in Texas except the cost of living.
Texas has no personal state income tax and offers property tax breaks for seniors. Sales tax rates run from 6.25% to 8.25%, depending on local levies.
The nearly 32 million residents of Texas make the state second only to California in terms of population. However, just 14.9% of Texans are age 65 and up.
Second only to Alaska in land area as a U.S. state, Texas is famous for oil, ranching, space travel, warm climate, country music and plenty to do, often at a senior discount. You could retire to vibrant metropolitan areas, charming seaside communities, forested rolling hills or stunning desert landscapes.
Here’s a peek at some of the best places to retire in Texas, roughly from east to west.
Beaumont
Estimated population: 113,000 as of 2025
Share of the population age 65 and older: 16.3%
Set along the Neches River near the state’s border with Louisiana, Beaumont is a gateway to outdoor activities.
Nearby Sabine Lake, an ideal spot for saltwater fishing, connects to the Gulf of Mexico. Hike and paddle your way through longleaf pine forests and cypress-lined bayous at the naturally diverse Big Thicket National Preserve 30 miles away.
In and around Beaumont, you can tee up at 10 golf courses; see reenactments of the 1901 oil gusher that forever changed Texas at the Spindletop Boomtown Museum; and go birdwatching for free at Cattail Marsh’s scenic wetlands. Texas beef, crawfish (in season) and Gulf shrimp are highlights in the city’s diverse restaurant scene.
The city offers seniors benefits and discounts from free garbage pickup to exercise classes. Three hospitals and numerous medical offices are available.
Galveston
Estimated population: 54,000 as of 2025
Share of the population age 65 and older: 20.9%
Dive into a beach lifestyle in Galveston.
Relax along miles of beaches, stroll the midway or ride a roller coaster near the water at Galveston Island Historic Pleasure Pier. Explore pyramids housing a rainforest, aquarium and discovery museum at Moody Gardens, a nonprofit educational destination. You also can golf there, and three other courses are nearby.
Explore historic districts, mansions and Victorian homes, and museums in the port city where Juneteenth celebrations were born.
Health care includes the University of Texas Medical Branch hospital.
If you’re hankering for a metropolis, Houston’s about an hour away.
Houston
Estimated population: 2.4 million as of 2025
Share of the population age 65 and older: 12.3%
You don’t need to be a rocket scientist to blast off into a vibrant retirement in Space City.
Tour Houston’s No. 1 attraction, Space Center Houston, the official visitor center for the NASA Johnson Space Center, which is used for astronaut training, research and flight control and can be visited on a tram tour.
Take a swing at more than 50 area golf courses. Cheer on the Astros, Rockets, Texans and other pro and college teams. Find community or get crafting at dozens of rec centers, pools and other city rec facilities with senior programs.
Houston is renowned for health care and home to the prestigious Texas Medical Center as well as other medical institutes.
Take care of your mind at the University of Houston, where seniors can audit classes for free. Rice University, near the heart of the city’s Museum District, offers lifelong learning courses.
Frisco
Estimated population: 237,000 as of 2025
Share of the population age 65 and older: 9.6%
If you want to be near Dallas but not in it, this home of the Keurig Dr Pepper corporation should keep your retirement buzzing.
Swing your clubs at eight golf courses in Frisco or over 60 more nearby. Stay active at city parks. Hike or bike across city trails. Catch a minor league RoughRiders baseball game from a lazy river, explore the public art collection, and enjoy events and festivals year-round.
PGA of America headquarters moved to Frisco, and PGA Frisco is slated to host several major championships over the next several years.
Frisco Lakes is a 3,000-home 55-plus community with clubhouses and a golf course.
Hospital and outpatient medical centers are available in the city.
Dallas
Estimated population: 1.3 million as of 2025
Share of the population age 65 and older: 11.8%
There’s always big doings for you in the Big D.
Tee off at over 70 golf courses in and around Dallas. Cheer your Cowboys, Rangers, Mavs, Stars, Wings and FC Dallas favorites.
Say howdy to Big Tex at the annual State Fair of Texas that includes a rodeo, rides, an auto show, food creations, farm features and more. Explore museums and see opera, ballet folklorico, symphony, Black dance theater, regional theater, Broadway shows, local live theater, ballet, or rock, country and hip hop shows.
Remember President John F. Kennedy’s assassination at the Sixth Floor Museum in the former Texas School Book Depository building at Dealey Plaza and the JFK Memorial a block away.
Take in the 360-degree panoramic view at the Reunion Tower GeO-Deck. Wander through lush floral blooms at the Dallas Arboretum or explore the zoo and aquarium, Dallas neighborhoods and trails. Ride a roller coaster at Six Flags Over Texas, a short ride away.
Dallas also has top-rated hospitals and medical centers.
Corpus Christi
Estimated population: 317,000 as of 2025
Share of the population age 65 and older: 15.6%
Wade into the Texas coast’s largest city for metropolitan amenities alongside miles of pristine beaches and nearby Padre Island National Seashore.
Watch dolphin shows and learn about sea life at the Texas State Aquarium. Golf at five area courses.
Tour the USS Lexington, a World War II aircraft carrier serving as a floating naval aviation museum, which is across the shipping channel from the Navy’s aviation training center. You can also explore museums about Queen of Tejano music Selena, art, science and history, Asian cultures and even surfing.
The area hospitals include Christus Spohn Hospital.
Brownsville
Estimated population: 193,000 as of 2025
Share of the population age 65 and older: 13%
View history and history-in-the-making in Brownsville, along the Rio Grande and near Gulf of Mexico shores.
The former military post along the U.S. border can keep you active in town, or you can visit South Padre Island beaches minutes away. There is also a larger sister city, Matamoros, on Mexico’s side of the river.
Watch SpaceX rockets blast off from the South Texas launch site 20 miles east near Boca Chica Beach.
Find a tee time at nearly a dozen area golf courses. Enjoy the outdoors on the numerous trails and paths at 46 city parks or swim at two city pools. Check out the birds and other animals at the Gladys Porter Zoo and botanical gardens. Go birding at the Sabal Palm Sanctuary.
Medical care includes Valley Regional Medical Center hospital.
Austin
Estimated population: 1 million as of 2025
Share of the population age 65 and older: 10.4%
Retire to the Texas capital and help “Keep Austin Weird.” The city slogan refers to a way of life that includes quirky bookstores and other creative small businesses preserving the city’s character. You can even visit the oddities-packed Museum of the Weird.
You’ll hear musicians playing everywhere from the airport to grocery stores and concert halls in the Live Music Capital of the World.
Attend annual SXSW (South by Southwest) conferences and festivals that attract hundreds of thousands of people celebrating the city’s convergence of tech, film, music, education and culture.
Tour the State Capitol after taking an early morning swim in Barton Springs Pool in Zilker Park, home of the annual Austin City Limits Music Festival featuring more than 100 performances. You can also take a peaceful respite at the Zilker Botanical Garden.
Hike, bike or jog at the Barton Creek Greenbelt. Admire gorgeous views of Austin while paddling across Lady Bird Lake.
Golf at more than 40 courses in and around the city. Lasso tradition at the annual Austin Rodeo livestock show and fair.
The city’s health care options include top-notch hospitals like Ascension Seton Medical Center and St. David’s Medical Center.
Fredericksburg
Estimated population: 12,000 as of 2025
Share of the population age 65 and older: 32%
Historic buildings and downtown restaurants keep authentic German heritage thriving in this scenic Texas Hill Country town where President Lyndon B. Johnson and his family sometimes attended church.
Main Street features an array of shops, restaurants and wine tasting rooms.
The town has only one golf course, Lady Bird Golf Course, named after the former first lady. You can picnic at the adjacent Lady Bird Johnson Municipal Park. Hike a pink granite dome and study nature at nearby Enchanted Rock State Natural Area.
Learn about Admiral Chester Nimitz, a Fredericksburg native, and World War II at the National Museum of the Pacific War. Tour the LBJ ranch, a national historical park, in the nearby community of Stonewall.
There’s a small hospital in the town.
San Antonio
Estimated population: 1.5 million as of 2025
Share of the population age 65 and older: 13.4%
Metropolitan energy blends with small-town charm in this Hill Country city reflecting its Spanish founding, Mexican-American roots and German-settler influence.
Start your retirement adventure exploring the San Antonio River Walk featuring entertainment, diverse cuisines, art and artisan markets, cultural experiences and outdoor recreation. Embark on a scenic boat tour gliding under centuries-old bridges and past lush greenery, La Villita artisan village, and the Spanish Governor’s Palace. See sweeping views of the city from the majestic Tower of the Americas.
Remember the Alamo‘s rich history and heritage. Round up tickets to the San Antonio Stock Show & Rodeo that also features concerts and carnival fun. Visit the largest concentration of Spanish colonial missions in North America. Check out theaters, museums, festivals and cultural events.
Golf at more than 35 courses in and around San Antonio. Root for the Spurs at home games.
San Antonio is popular with military retirees as Joint Base San Antonio is part of the scene.
Amarillo
Estimated population: 205,000 as of 2025
Share of the population age 65 and older: 15.1%
The Old West blends seamlessly with modern comforts in this Texas Panhandle city surrounded by working Western ranches.
Art, history and American road trip memories collide at Cadillac Ranch, featuring 10 graffiti-covered cars nose down in the desert dirt. Listen to Amarillo Symphony concerts and be amazed by arabesque at Lone Star Ballet and arias at Amarillo Opera performances.
Saddle up for adventures and chuckwagon meals. Celebrate the world’s most versatile horse at the American Quarter Horse Hall of Fame & Museum. Admire the Amarillo Botanical Gardens that prove flowers can bloom in Texas’ high desert plains.
Golf at 12 area courses. Explore nearby rugged Palo Duro Canyon State Park by hoof, foot, bike or car.
Amarillo is also known as the Panhandle’s medical hub.
El Paso
Estimated population: 683,000 as of 2025
Share of the population age 65 and older: 14.3%
Out in the West Texas town of El Paso, you can get a Marty Robbins burger or burrito at Rosa’s Cantina, immortalized in the cowboy singer’s most famous song. But with the Chihuahuan Desert city’s hot summers and mild winters, you’ll want to spend lots of time outdoors too.
Golf at 13 courses in and around the city. Explore high desert mountains at Franklin Mountains State Park where you can glimpse mule deer, coyotes and even mountain lions. Stroll Sun City’s vibrant downtown. Swim and work out at city pools and rec centers or water parks. You could also visit the zoo.
Keep your intellect stimulated with the University of Texas at El Paso’s lifelong learning programs and activities. Learn about archeology, art and history at local museums. You might even see Blue Origin rockets launch from near Van Horn, about 120 miles to the east.
Nearby health care facilities include the University Medical Center of El Paso.
The El Paso and nearby Hudspeth counties are in the Mountain Standard Time Zone instead of Central like the rest of Texas.
Go sightseeing across the Rio Grande in Mexico’s Ciudad Juarez (also called Juarez), known for its mystical charm, archaeological sites and powdery-white sand dunes.
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