Staying Safe Online When You Didn’t Grow up Digital

Senior woman who is victim of a scam
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The pandemic pushed essential services online faster than anyone expected. From telehealth appointments to managing Social Security benefits, digital access has become essential.

Yet, according to Pew Research, adults 65 and older score significantly lower on digital knowledge questions, such as identifying two-factor authentication or understanding HTTPS, compared with younger adults.

The good news? A growing number of free programs can help turn digital frustration into confidence. Whether you’re looking to video chat with family, manage your finances securely, or browse safely, these resources are designed with seniors in mind.

The digital divide feels different with age

Imagine this: Your doctor now only accepts online appointment requests. Your bank encourages mobile deposits. Your grandkids keep asking why you never join their video calls. At the same time, scam warnings fill the headlines.

It can feel like everyone else got a manual you missed. However, according to Pew Research Center, older adults are the fastest-growing group of internet users. With the right tools and support, building digital confidence is possible.

Scams targeting seniors are real, but avoidable

Before diving into resources, it helps to understand the risks. According to the FBI’s Internet Crime Complaint Center (IC3), common scams targeting older adults include:

• Phishing scams impersonating banks or government agencies
• Tech support frauds, with nearly 18,000 victims aged 60+ in 2023 alone
• Romance and confidence scams that cultivate trust before requesting money
• Investment schemes, including crypto frauds, which caused over $1.2 billion in losses last year

Knowing what to watch for is the first step toward protecting yourself.

AARP’s Fraud Watch Network: Stay informed and prepared

AARP’s Fraud Watch Network delivers timely alerts on emerging scams and offers a helpline for personal advice. You can also attend workshops on topics like password security and safe shopping.

This network translates technical warnings into plain English and gives you practical protection tools. It’s like having a tech-savvy friend looking out for you.

Below are five solutions to help older adults improve their technology comfort:

1. Senior Planet: Technology with a human touch

Senior Planet from AARP offers free online classes for older adults. Courses include everything from email basics to online banking, and instructors create a supportive, judgment-free environment.

Beyond the lessons, the platform provides virtual coffee hours and social groups that make tech learning a shared experience.

2. GetSetUp: Peer-led learning at your pace

GetSetUp offers thousands of interactive classes taught by instructors who are also older adults. That shared experience makes learning more relatable and less intimidating.

You’ll find everything from “what does this button do?” tutorials to sessions on launching an online business. It’s all hands-on; you’re encouraged to practice live during class.

3. Cyber Seniors: Personalized help from digital natives

Cyber Seniors pairs older adults with student mentors for one-on-one tech support. You set the pace, and the mentor helps you accomplish your specific goals — whether that’s setting up email or using FaceTime.

These sessions offer a no-pressure space to ask questions and learn through direct, guided practice.

4. GCFGlobal: Tech answers without the jargon

GCFGlobal is a vast library of free tutorials covering everything from turning on a computer to understanding social media. It’s particularly helpful for visual learners, offering screenshots and practice quizzes to reinforce learning.

Topics also include digital safety, job searching, and financial basics, making it a well-rounded support tool.

5. Stay Sharp: Boost brainpower, improve safety

AARP’s Stay Sharp platform provides brain-training games that help you stay mentally agile. It also includes resources on digital wellness, like managing screen time and avoiding online fatigue.

Stronger cognitive skills can help you spot online threats more easily and make better tech decisions.

Simple safety tips to start using now

While you explore these tools, start with these basic safety practices:

  • Use different passwords for each account and write them down in a secure notebook.
  • Enable two-factor authentication whenever possible.
  • Don’t trust unsolicited calls or emails — verify through official sources.
  • Keep your devices updated to patch security gaps.
  • If something feels off, trust your instincts and pause.

Confidence grows one click at a time

Learning digital skills as an older adult isn’t just possible — it’s increasingly common. Millions have already taken this path. With the right resources and mindset, you can too.

Your life experience gives you an edge: good instincts, strong focus, and the patience to learn new things. Choose one tool from this list and give it a try this week. You might be surprised how far one step can take you.

 

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