Ask Stacy
Ask Stacy: Do I Really Need to Wait Until Age 70 to Collect Social Security?
Stacy Johnson CPA on January 31, 2018
Many financial advisers, including me, often say to wait till the last possible minute to start taking Social Security. Why are we trying to keep people from having a nice life?
Ask Stacy: How Can I Know I’ll Have Enough to Retire?
Stacy Johnson CPA on January 31, 2018
One online calculator tells this reader he’s on track; another tells him he needs to save half his salary from now until the day he retires. Which should he believe?
Ask Stacy: Can I Make Money Flipping Houses?
Stacy Johnson CPA on January 31, 2018
Buying low, selling high: Flipping houses can bring the profits home. But is it as easy as they make it seem on TV?
Ask Stacy: Can I Put Together My Own Will?
Stacy Johnson CPA on January 29, 2021
Sure, you can write your own will. But why would you? Instead use these tools and tips.
Ask Stacy: How Can I Get Out of My Timeshare Without Being Robbed?
Stacy Johnson CPA on February 8, 2019
Like marriage, hammocks and car leases, time-shares are a lot easier to get into than out of. Here’s everything you need to know before you buy (or what you wish you’d known before you bought).
Ask Stacy: How Can I Stop Robocalls, Junk Mail and Spam?
Stacy Johnson CPA on January 31, 2018
The bad news: There’s no way to completely eliminate junk calls, mail and email. The good news: You can slow the flood to a trickle in a matter of minutes. Here’s how.
Ask Stacy: Millennials Are Ruining This Country … Aren’t They?
Stacy Johnson CPA on January 31, 2018
A reader is concerned that the younger generation is pushing the country to the brink of disaster. He must not remember the ’60s.
Ask Stacy: Why Does My Credit Score Go Up and Down So Much?
Stacy Johnson CPA on April 30, 2020
Your credit score is bobbing and weaving. But why does it fluctuate when nothing in your financial life is changing? Should you care?
Ask Stacy: How to Get Credit When the Only Credit You Have Is Bad
Stacy Johnson CPA on January 31, 2018
If your credit is so bad you can’t get even a secured credit card, here are the steps you can take to rebuild it.
Ask Stacy: Is It Time to Buy Gold?
Stacy Johnson CPA on June 13, 2018
Few investments are as heavily advertised, or as debated, as gold. Should precious metals be a part of your investment portfolio?
Ask Stacy: How Much Should I Contribute to My 401(k)?
Stacy Johnson CPA on January 31, 2018
Get every dime your employer offers in matching money, or you’re turning down free money. Here’s how to figure out how to get your max match, and why you should contribute even without a match.
Ask Stacy: Should I Save More for Retirement or Pay Down My Mortgage?
Stacy Johnson CPA on January 31, 2018
Living a debt-free life is important, especially as you approach retirement. But there are worse things than debt.
Ask Stacy: 7 Things You Need to Know About Social Security
Stacy Johnson CPA on May 7, 2020
If you’re like most Americans, Social Security is going to be a major part of your retirement income. Learn these facts now, and you’ll put more gold in your golden years.
Ask Stacy: What’s the Best Company to Repair My Credit?
Stacy Johnson CPA on January 31, 2018
Whether it’s your car, your plumbing or your body, if it’s broken, there are pros who often can repair it. But can the same be said for your credit?
Ask Stacy: Do I Have to Admit to a Bankruptcy?
Stacy Johnson CPA on January 31, 2018
Do you still have to admit to a bankruptcy after it no longer appears on your credit report?
Ask Stacy: I Just Realized I Messed Up My Taxes — What Now?
Stacy Johnson CPA on January 31, 2018
With many things in life, you don’t get do-overs. Fortunately, taxes aren’t one of them. Months, even years, after filing your return, if you want to claim a deduction you forgot or fix another mistake, you can. Meet the 1040X.
Ask Stacy: Is Life Insurance Necessary?
Stacy Johnson CPA on January 31, 2018
Auto, homeowners and health insurance: necessary. But what about life insurance? Here are seven things everyone should know.
Ask Stacy: What’s Income Inequality and Why Does It Matter?
Stacy Johnson CPA on March 4, 2021
A reader commented on a post we had about income inequality, basically saying CEOs deserve to make 1,000 times what they pay their workers. I disagree.
Ask Stacy: Where Can I Find a Cheap Will?
Stacy Johnson CPA on January 31, 2018
Kevin’s facing a familiar challenge: He needs a will, but doesn’t have the money to pay a lawyer. What should he do?
Ask Stacy: Where Do I Find the Money to Start a Business?
Stacy Johnson CPA on March 8, 2021
Dream of being self-employed? As you finance your startup, here’s one scam to avoid and some legitimate places to find the cash you’ll need.
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