Tag: Ask Stacy
Ask Stacy: How Can I Get Credit Without Credit?
Stacy Johnson CPA on October 7, 2016
It’s the old chicken/egg story. This reader can’t get credit because she has no credit history. But is that really the problem? I think not.
Ask Stacy: Do I Really Need to Wait Until Age 70 to Collect Social Security?
Stacy Johnson CPA on September 30, 2016
Many financial advisers, including me, often say to wait till the last possible minute to start taking Social Security. Why are we trying to keep people from having a nice life?
Ask Stacy: How Can I Know I’ll Have Enough to Retire?
Stacy Johnson CPA on September 23, 2016
One online calculator tells this reader he’s on track; another tells him he needs to save half his salary from now until the day he retires. Which should he believe?
Ask Stacy: Can I Make Money Flipping Houses?
Stacy Johnson CPA on September 16, 2016
Buying low, selling high: Flipping houses can bring the profits home. But is it as easy as they make it seem on TV?
Ask Stacy: Can I Put Together My Own Will?
Stacy Johnson CPA on September 9, 2016
Sure, you can write your own will. But why would you? Instead use these tools and tips.
Ask Stacy: How Can I Get Out of My Timeshare Without Being Robbed?
Stacy Johnson CPA on September 2, 2016
Like marriage, hammocks and car leases, time-shares are a lot easier to get into than out of. Here’s everything you need to know before you buy (or what you wish you’d known before you bought).
Ask Stacy: How Can I Stop Robocalls, Junk Mail and Spam?
Stacy Johnson CPA on August 19, 2016
The bad news: There’s no way to completely eliminate junk calls, mail and email. The good news: You can slow the flood to a trickle in a matter of minutes. Here’s how.
Ask Stacy: Millennials Are Ruining This Country … Aren’t They?
Stacy Johnson CPA on August 12, 2016
A reader is concerned that the younger generation is pushing the country to the brink of disaster. He must not remember the ’60s.
Ask Stacy: Why Does My Credit Score Go Up and Down So Much?
Stacy Johnson CPA on August 5, 2016
Your credit score is bobbing and weaving. But why does it fluctuate when nothing in your financial life is changing? Should you care?
Ask Stacy: How to Get Credit When the Only Credit You Have Is Bad
Stacy Johnson CPA on July 29, 2016
If your credit is so bad you can’t get even a secured credit card, here are the steps you can take to rebuild it.
Ask Stacy: Is It Time to Buy Gold?
Stacy Johnson CPA on July 1, 2016
Few investments are as heavily advertised, or as debated, as gold. Should precious metals be a part of your investment portfolio?
Ask Stacy: How Much Should I Contribute to My 401(k)?
Stacy Johnson CPA on June 17, 2016
Get every dime your employer offers in matching money, or you’re turning down free money. Here’s how to figure out how to get your max match, and why you should contribute even without a match.
Ask Stacy: Should I Save More for Retirement or Pay Down My Mortgage?
Stacy Johnson CPA on June 13, 2016
Living a debt-free life is important, especially as you approach retirement. But there are worse things than debt.
Ask Stacy: 7 Things You Need to Know About Social Security
Stacy Johnson CPA on June 10, 2016
If you’re like most Americans, Social Security is going to be a major part of your retirement income. Learn these facts now, and you’ll put more gold in your golden years.
Ask Stacy: What’s the Best Company to Repair My Credit?
Stacy Johnson CPA on June 3, 2016
Whether it’s your car, your plumbing or your body, if it’s broken, there are pros who often can repair it. But can the same be said for your credit?
Ask Stacy: Do I Have to Admit to a Bankruptcy?
Stacy Johnson CPA on May 27, 2016
Do you still have to admit to a bankruptcy after it no longer appears on your credit report?
Ask Stacy: I Just Realized I Messed Up My Taxes — What Now?
Stacy Johnson CPA on May 13, 2016
With many things in life, you don’t get do-overs. Fortunately, taxes aren’t one of them. Months, even years, after filing your return, if you want to claim a deduction you forgot or fix another mistake, you can. Meet the 1040X.
Ask Stacy: Is Life Insurance Necessary?
Stacy Johnson CPA on April 29, 2016
Auto, homeowners and health insurance: necessary. But what about life insurance? Here are seven things everyone should know.
Ask Stacy: What’s Income Inequality and Why Does It Matter?
Stacy Johnson CPA on April 22, 2016
A reader commented on a post we had about income inequality, basically saying CEOs deserve to make 1,000 times what they pay their workers. I disagree.
Ask Stacy: Where Can I Find a Cheap Will?
Stacy Johnson CPA on April 15, 2016
Kevin’s facing a familiar challenge: He needs a will, but doesn’t have the money to pay a lawyer. What should he do?
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