Tag: Ask Stacy
Ask Stacy: Do I Have to File Income Taxes?
Stacy Johnson CPA on March 3, 2017
Believe it or not, there are people who don’t have to file income taxes and there are others who think they don’t. Here’s why you don’t want to be in either group.
Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?
Stacy Johnson CPA on February 24, 2017
Want to get rid of the mortgage ASAP and pay as little interest as possible in the meantime? Here’s what you need to know.
Ask Stacy: Should I Try Multilevel Marketing?
Stacy Johnson CPA on February 17, 2017
There are lots of ways to make extra money, including the time-tested method of network or multilevel marketing. Is it for you?
Ask Stacy: Should I Pay for Identity Theft Protection and Credit Monitoring?
Stacy Johnson CPA on February 10, 2017
We’ve all seen the ads: Protect your credit for just $9.95 a month! Worth the money? Here are three reasons why it’s not.
Ask Stacy: Where Can I Find Help With Credit Card Debt?
Stacy Johnson CPA on January 27, 2017
Are you being bombarded with ads from agencies wanting to help you out of a debt jam? Ignore them. Read this instead.
Ask Stacy — Is There a Statute of Limitations on Debt?
Stacy Johnson CPA on January 20, 2017
You have an old debt that long ago dropped off your credit history. Then one day you get a call from a debt collector insisting you pay it. Can they do that?
Ask Stacy: What the Heck Is a Hedge Fund and How Do They Work?
Stacy Johnson CPA on January 13, 2017
Here’s what they are and why they may be the dumbest thing you can do with a million bucks.
Ask Stacy: The Most-Asked Money Questions of 2016
Stacy Johnson CPA on January 6, 2017
Here are some of the most popular categories of reader questions from 2016, along with answers. Odds are you’ve probably wondered about some of these things yourself.
Ask Stacy: How Can I Get Out of My Financial Hole?
Stacy Johnson CPA on December 30, 2016
In this week’s column, one reader is having trouble making ends meet and another provides some insight and inspiration that might help.
Ask Stacy: Where Can I Get a Free Credit Score?
Stacy Johnson CPA on December 23, 2016
There used to be few free ways to see your credit score. Now you can find one in seconds.
Ask Stacy: How Can I Get a Government Grant?
Stacy Johnson CPA on December 16, 2016
Free money in the form of government grants is a rumor that just won’t die. But I’m dead certain you’re not going to get a federal grant to prop up your business or fix up your home.
Ask Stacy: Why Is My Bond Fund Losing Money?
Stacy Johnson CPA on December 9, 2016
There’s no investment safer than U.S. Treasury bonds. But here’s something odd: You can lose money by investing in them. If you own a bond or a bond mutual fund, you really need to read this.
Ask Stacy: Is It Possible to Get Out of a Co-Signed Loan?
Stacy Johnson CPA on December 2, 2016
It’s a common situation: You take out joint credit or co-sign a loan, then wish you hadn’t. What can be done? Usually, not much. But there may be hope.
Ask Stacy: Do I Need a Financial Adviser, or Can I Manage My Money Myself?
Stacy Johnson CPA on November 25, 2016
Is investing something you can do on your own, or do you need to pay a pro?
Ask Stacy: Insurance Price Is Important, but What About Company Quality?
Stacy Johnson CPA on November 17, 2016
The internet is full of tips about lowering the cost of insurance. But how about some advice on getting what you pay for?
Ask Stacy: Are Service Plans and Extended Warranties Worth It?
Stacy Johnson CPA on November 11, 2016
Should you buy a service contract or extended warranty? My answer has always been no. These days, however, I’m less sure. Here’s why.
Ask Stacy: How Am I Supposed to Live on Social Security Alone?
Stacy Johnson CPA on November 4, 2016
A reader just retired and is worried that her retirement income won’t be enough. She should be.
Ask Stacy: Should I Hire BillCutterz to Lower My Cable and Other Bills?
Stacy Johnson CPA on October 28, 2016
With no effort on my part, BillCutterz saved me $240 annually, then told me where I might find another $360. You really should check these guys out.
Ask Stacy: Should I Borrow From My Retirement Account to Pay Debts?
Stacy Johnson CPA on October 21, 2016
One in 5 Americans able to borrow from their 401(k)s have done so. But that doesn’t mean it’s a great idea.
Ask Stacy: Can I Have My Student Loans Forgiven?
Stacy Johnson CPA on October 14, 2016
A reader wants to know whether it’s possible to get out from under student loans by having them forgiven. Here’s the must-know if you have student loans.
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