Photo (cc) by j.stum
This post comes from Des Toups at partner site Insurance.com.
The top 20 ticket magnets include sports cars, SUVs, old beaters and a hybrid.
Insurance.com analyzed data submitted by more than 557,000 drivers who were comparing car insurance quotes to find the car models whose drivers had the most violations.
One in 3 drivers of the Subaru WRX had a traffic violation in the past three years, ranking the turbocharged, all-wheel-drive sport compact atop the 526-model list. (See the entire Ticket Magnets rankings.)
The most-ticketed brand overall was Scion, with 27.5 percent of owners reporting a traffic conviction. The average for all vehicles was 19.9 percent.
Cars that get the most tickets, by rank, make and model, and the percentage with tickets:
- Subaru WRX — 33.6 percent.
- Pontiac GTO — 32.7 percent.
- Scion FR-S — 32.6 percent.
- Toyota Supra — 30.8 percent.
- Subaru Tribeca — 29.7 percent.
- Volkswagen Rabbit — 29.6 percent.
- Mercury Topaz — 28.8 percent.
- Scion TC — 28.8 percent.
- Toyota FJ Cruiser — 28.4 percent.
- Mazda Mazda2 — 28.1 percent.
- Hyundai Veloster — 28.1 percent.
- Volkswagen GTI — 28.1 percent.
- Suzuki Reno — 28.1 percent.
- Scion XA — 27.8 percent.
- Pontiac G8 — 27.7 percent.
- MINI Cooper S Countryman — 27.5 percent.
- Mitsubishi 3000 GT — 27.4 percent.
- Saturn Aura — 27.1 percent.
- Infiniti QX56/QX80 — 27.1 percent.
- Toyota Prius C — 27 percent.
Insurance companies pay more attention to claims than tickets when they set rates. A car whose owners have a lot of accident claims or expensive repairs will cost more to insure, even for the driver who has a spotless record.
But tickets do tend to have a dramatic effect on individual rates.
A 25-year-old male in ZIP code 94608 driving a 2013 Honda Civic with full coverage, for example, would see his monthly premiums soar with a single conviction for speeding 11 to 15 mph over the limit.
|Company||No tickets||With ticket||Increase|
The driver’s cheapest option with a clean record becomes the most expensive with a single speeding ticket; shopping around after a violation would save this driver $39 a month – $468 a year.
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