The 3 Best Senior Discounts on Cellphone Plans

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Senior man using smartphone
Prostock-studio /

Getting older can have its disadvantages, but discounts certainly aren’t one of them. Both T-Mobile and Verizon offer discounted unlimited plans for anyone age 55 or above.

You can also get an affordable plan from Lively, a carrier that focuses on providing extra health and safety features. Let’s take a look at the senior discounts from the major carriers.

T-Mobile senior discount

T-Mobile offers a discounted Essentials unlimited plan for seniors that includes unlimited talk, text and data for $40/month.

Normally, the Essentials plan would cost you $60/month, but you get a $20/month discount. If you add a second line to the equation, you get two unlimited plans for just $55/month, making each line cost about $27.50/month.

Here’s everything you get with the T-Mobile Essentials plan:

  • Unlimited nationwide talk, text and data
  • Unlimited talk, text and 2G data while traveling in Mexico and Canada
  • Unlimited texting and low flat rate calling ($0.25/minute) while traveling in 210+ destinations and countries
  • Unlimited video streaming data (480p)
  • 3GB of mobile hotspot data

The T-Mobile Essentials plan covers all the basics you want with an unlimited plan, and with the senior discount, you get everything for a much cheaper rate.

Verizon senior discount

You can get an unlimited plan from Verizon for $60/month if you’ve got at least 55 years of experience on this earth. Verizon is notoriously the most expensive cellphone carrier due to its awesome coverage network, so it’s a big win any time you can get a discount.

A similar Verizon cellphone plan should cost you closer to $70/month, so you end up getting a $10/month discount for your age. If you add a second line to your senior discount, you get both unlimited plans for $80/month, bringing down your cost to only $40/month per line.

You’re definitely doing something right in your life if you’re paying only $40 for an unlimited plan from Verizon. Here’s everything that comes with your Verizon plan:

  • Unlimited talk, text and data
  • Unlimited video streaming (480p)
  • 1-year of Disney+ for free, and then $6.99/month going forward
  • Unlimited calling to/from Mexico and Canada

The best thing about going with Verizon is that you get amazing coverage. If you like to travel around the country, you’ll find that Verizon offers more reliable coverage than other carriers.

The extra coverage especially comes in handy if you need to use your GPS in a location with a weaker signal. Not too long ago a trip to Yellowstone was saved for me because my wife happened to be on Verizon’s network.

Lively senior discount

The cellphone carrier Lively creates cellphone plans specifically to support seniors. Along with the unlimited talk, text and data, you can pay for additional safety features.

The base unlimited plan from Lively costs $69.98/month, which costs a bit more than the discounted unlimited plans from Verizon and T-Mobile.

Lively only makes sense if you actually want to pay for the additional features, otherwise your money would be better spent on either the T-Mobile or Verizon senior plans.

Check out the details on the health and safety features from Lively:

  • Basic Package: $19.99/month includes Urgent Response service
  • Preferred Package: $24.99/month includes Urgent Response, Urgent Care and Lively Link services
  • Ultimate Package: $34.99/month includes Urgent Response, Urgent Care, Lively Link and Personal Operator services

Here’s what those features actually do.

Urgent Response: 24/7 access to Urgent Response Agents
Urgent Care: Unlimited access to nurses and doctors
Lively Link: An app that updates friends and family if you need help
Personal Operator: Operators that help you in real time with various tasks

You can access all of these features from your smartphone. All in all, the unlimited plan and the additional safety features can cost you up to $100/month.

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