1. Home
  2. More
  3. Your Social Security Checks Get Bigger on This Date
  • Sign up
  • Sign in
Money Talks News
  • Popular
  • Latest
    • Coronavirus
    • Ask Stacy
    • Make
    • Save
    • Borrow
    • Grow
    • Live
    • More
  • Deals
    • Automotive
    • Clothing & Accessories
    • Computers
    • Electronics
    • Everything Else
    • Financial Services
    • Gaming & Toys
    • Health & Beauty
    • Home & Garden
    • Movies, Music & Books
    • Office & Supplies
    • Special Occasion
    • Sports & Fitness
    • Store Events
    • Travel & Entertainment
  • Podcasts
  • Solutions
  • Academy
  • Subscribe to our newsletter
  • Follow us on Facebook
  • Follow us on Twitter
  • Search our site
5 Things You Must Do Before the Next Recession5 Things You Must Do Before the Next Recession
4 Genius Ways to Protect Your Retirement Savings4 Genius Ways to Protect Your Retirement Savings
Senior man leaning on a caneOlder Adults Who Can’t Do This May Be at Higher Risk of Death
Senior standing beside window5 Money Mistakes That Will Wreck Your Retirement

Your Social Security Checks Get Bigger on This Date

Social Security recipients will see their monthly payments grow soon. But the exact date differs from person to person.

Chris Kissell • November 22, 2021 • Advertising Disclosure

Share on Facebook Share on Twitter Share by Email Share on Pinterest Printable version available to members PDF version available to members
Senior woman drinking coffee
Inside Creative House / Shutterstock.com

In 2022, Social Security recipients will see their monthly checks grow by 5.9%, the biggest cost-of-living adjustment (COLA) in decades, as we previously reported.

But when exactly will you receive the first of those fatter checks?

As it turns out, it depends on your birthdate — specifically, the number of the day on which you were born. For example, if your birthday was June 3, 1955, the important number to remember is “3.”

Although the COLA kicks in for the entire program in January, your own first check that reflects the 2022 COLA will arrive on the following schedule:

  • If your birthday falls on days 1 through 10: You will receive your payments on the second Wednesday of each month, meaning you will receive your first payment with the 2022 COLA on Jan. 12.
  • If your birthday falls on days 11 through 20: You will receive your payments on the third Wednesday, meaning you will receive your first 2022 payment on Jan. 19.
  • If your birthday is on days 21 through 31: You will receive your payments on the fourth Wednesday, meaning you will receive your first 2022 payment on Jan. 26.

There are a couple of exceptions to this rule, however. If you started receiving Social Security benefits prior to May 1997, or you receive both Social Security and Supplemental Security Income (SSI) benefits, you will receive your Social Security payment on the third of each month.

SSI benefits are income supplements for people who are elderly, blind or disabled, and who have little to no income.

When should you claim Social Security?

Deciding when to enroll in Social Security can be tricky. For many people, it pays to wait as long as possible, up to age 70, since your monthly benefit amount increases each year you wait. But others might benefit from taking benefits sooner, even as early as age 62, which is the earliest most people can claim them.

Upset senior
See Also:
5 Medicare Mistakes to Avoid for a Healthy Retirement

Wondering which option is right for you? Check out:

  • “7 Reasons Not to Take Social Security at Age 62“
  • “5 Times When It’s Smart to Claim Social Security Early“

If reading those stories hasn’t made the right choice for you crystal clear, it might be time to look for the help of an expert. Stop by Money Talks News’ Solutions Center and learn more about Social Security Choices.

That company provides a personalized analysis of various Social Security claiming strategies, helping you zero in on the best decision for your situation. Social Security Choices sells its product for $39.99, but you can use the coupon code “moneytalks” to get a $10 discount off the usual price.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

  Like Article   Add a Comment

Sign up for our free newsletter!

Simple ways to make, save, and grow your money daily:

  happy subscribers    

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

MTN Podcasts

Every week our podcasts bring you lively money discussions that will give you a few laughs along with advice that will make you richer.

Money with Stacy Johnson

Listen/Subscribe

Read Next

Some of our favorite stories for you to read next.

woman thinking dreaming
The Top 8 Retirement Dreams People Look Forward To
Worried retired couple
The 2 Biggest Retirement Fears of Baby Boomers
Money with Stacy Johnson
5 Countries Where You Can Retire on $2,000 a Month or Less
Sign up for our free newsletter!

Join our many free newsletter subscribers building wealth and destroying debt:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Popular Topics
  • Retirement Investment
  • Surveys for Money
  • How to Make Money Online
  • Emergency Stockpile
  • Free Movie Streaming
  • Senior Discounts
Connect
  • Support & FAQs
  • Memberships
  • About
  • Contact
  • Careers
  • Accessibility Statement
Media
  • Advertise
  • Television
  • Where We Air
  • Scripts
  • Sitemap
Legal
  • Terms
  • Privacy
  • Cookies
Editorial
  • Fact-Checking Policy
  • Ethics Policy
  • Corrections Policy
  • Ownership & Funding Info

Do Not Sell My Personal Information

© 2022 Money Talks News. All Rights Reserved.
‭1 (833) 669-8557 | 1732 1st Ave #26661, New York, NY 10128

Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

View This Page Without Ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Help us produce more money-saving articles and videos by subscribing to a membership.

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.

Sign up for our free newsletter!

Join our happy subscribers and sign up for our free newsletter! You'll get:

  • Tips and advice from our expert money reporters. (Our average experience is 18 years!)
  • Unexpected ways to make more and spend less, delivered to you daily.
  • The best deals and coupons to save on everything you buy.
  • Free copies of our eBooks '208 Ways to Save Money Every Day' and '108 Easy Ways to Earn Extra Cash', together a $29 value!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.