This year we’re gonna finally do it: We’re going to save our money, pay down debt, finally get that big purchase we’ve been putting off, and make sure our finances are in order. 2017 is going to be our year.
But wait. Where are we going to find the money to do all of these things? One-third of us made financial resolutions this year, but what if we haven’t found the cash to make them happen?
If a new job or raise isn’t on the horizon, there are still ways to make extra cash without a lot of time or effort. Whether you’re selling stuff or getting your side hustle on, you can earn an extra income that will help you conquer your financial resolutions. Here are 10 of our favorites;
1. Shop (yes, really)
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Yes, you can make money by spending money. Ebates offers money back when you shop online and now in stores. I’ve used Ebates for about five years, and if you don’t use this or a similar cash-back app, you’re literally throwing money away. To learn more, check out “4 Websites That Pay You to Go Shopping.”
2. Your phone can net you cash
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You paid a lot for your smartphone, so why not let it earn its keep? There are a ton of ways your phone can earn you money. Track your workout progress with HealthyWage or Gym Pact, and get money back when you hit goals. Fiverr and TaskRabbit let you choose small tasks to do for people for a quick $5 each. Field Agent makes you money for scanning bar codes, and ReceiptHog lets you scan your receipts to earn cash back.
3. Watch, play and survey
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If you’ve got time to sit around and watch TV, you’ve got time for Swagbucks — which lets you earn money and gift cards just by answering some surveys or watching some videos. The site rewards viewers when they watch content from their media partners, like Hulu. You can also earn bucks by playing games and — one of the most popular ways — by answering surveys. If you make Swagbucks your default search engine, you’ll earn even more.
4. Work from home
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Whether you’re looking to switch careers completely or you have a little time outside your full-time job, there are some legitimate work-from-home opportunities. Don’t be surprised if your skill set is in high demand. Some of the biggest companies that are hiring people to telecommute are in health care, electronics and sales. Some gigs pay in the six-figure range, like software engineers and medical writers. I’m pretty thankful I get to work from home as a freelance journalist — maybe that’s in your future, too!
5. Use your skills (this time for money!)
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Can you fix computers, TVs and tablets? Are you proficient in Microsoft Office? Can you show someone how to play a piano or guitar? Use your skills to make money, including just driving people around. There is always someone looking for someone to fix stuff or teach them, and you could be the one to earn extra cash by doing something you already know how to do. This goes for tutoring, teaching, repairing and other services. Test the waters by creating an ad on Craigslist or in a community newsletter.
6. Rent out your stuff — or yourself!
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You can rent out your car, your home or even yourself. Airbnb will help you rent out a couch, a room or your entire house, and you could make some great cash just by opening your doors. Sites like Turo help you rent out your car for a few hours or a few days. (For more details on that, check out this post.) You can even rent your friendship.
7. Sell your old stuff
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You’ll instantly feel better once you get your home in order. Not only will you kick out the clutter, you can earn extra cash doing it. Try a garage or yard sale. If that’s too much time or effort, try selling locally using Craigslist and OfferUp — I use that app constantly to sell things to people around town. If you want to expand your market reach, try eBay and Amazon.
8. Sell your new stuff
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If you like to design, create and make your own art, crafts and other goods, you can make extra cash by selling your amazing work. Show off your creations on Etsy, DeviantART, RedBubble, CafePress and at local craft fairs.
9. Do manual labor
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In winter, you can get paid to shovel snow. In summer, you can get paid to mow lawns. Handymen and women are always needed to do upkeep on houses. Depending on your skills and physical condition, you could get paid to paint, put furniture together, help people move or clean swimming pools. The options for manual labor are endless. Thumbtack is a good place to find work.
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Offer to take care of others’ homes when they head out of town. Sites like Mindahome can hook you up with people looking for this service. Or, if you’d rather sit, walk or board pets, check out Rover.com. If you love kids and have the extra time, babysit for friends and neighbors. Child care is crazy expensive, so, while you don’t have to charge as much as other places, you can make a few extra bucks watching kids for a few hours or even picking them up from school. Care.com is a place to find gigs.
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