10 Clever Ways to Make Extra Money

This year we’re gonna finally do it: Save money, pay down debt and get that big purchase we’ve been putting off.

2020 is going to be our year.

But where are we going to find the money to do all of these things? What if we haven’t found the cash to make our financial resolutions happen?

If a new job or raise isn’t on the horizon, there are still ways to make extra cash without a lot of time or effort. Whether you’re selling stuff or getting your side hustle on, you can earn extra income that will help you stick to financial resolutions.

Here are some of our favorite options that anyone can cash in on:

1. Shop

Yes, you can make money by spending money.

Cash-back portals like the following offer money back when you shop online and sometimes in stores:

To learn more about them, check out “3 Websites That Pay You for Shopping.”

I’ve used Rakuten — formerly called Ebates — for years, and if you don’t use this or a similar cash-back portal when shopping online, you’re throwing away money.

2. Use your phone

You paid a lot for your smartphone, so why not let it earn its keep? There are a ton of ways your phone can earn you money.

Just to name a few:

  • The app HealthyWage will pay you for reaching your own weight-loss goals.
  • TaskRabbit helps you find tasks to do for people for quick cash.
  • Ibotta lets you earn cash back on in-store and online purchases.

3. Watch, play or take a survey

If you’ve got time to sit around and watch TV, you’ve got time for Swagbucks. This rewards program lets you earn gift cards or cash just by doing online activities you probably already do anyway, including:

  • Searching the web
  • Shopping online
  • Watching videos
  • Playing games
  • Answering surveys

For more details, check out “6 Ways to Score Free Gift Cards and Cash in 1 Place.”

4. Work from home

Whether you’re looking to switch careers completely or you have a little time outside your full-time job, there are some legitimate work-from-home opportunities. You can find them through a specialized jobs website like FlexJobs.com, which vets and posts openings for remote jobs as well as part-time and freelance jobs.

I’m pretty thankful I get to work from home as a freelance journalist — maybe that’s in your future, too. Fiverr is one option for offering freelance services.

5. Use your skills

Can you fix computers, TVs and tablets? Are you proficient in Microsoft Office? Can you teach someone how to play a piano or guitar?

Earn extra cash by doing something you already know how to do. There are always people looking for someone to fix something or teach them something. Test the waters by creating an ad on Craigslist or in a community newsletter.

6. Rent out your stuff

You can rent out your car or home to make some extra cash.

Sites like Turo help you rent out your car for a few hours or a few days. For more details, check out “How to Make Extra Money Renting Out Your Car.”

You could make some great cash just by opening your doors. Vacation rental websites like these will help you rent out a room, your entire house or even your RV:

7. Sell your old stuff

You’ll instantly feel better once you get your home in order. Not only will you kick out the clutter, you also will earn extra cash doing it.

One way is to try a yard sale. If that would require too much time or effort, you can try selling locally online. I use the app OfferUp constantly to sell things to people around town.

8. Sell your new stuff

If you like to design, create and make your own art, crafts and other goods, you can make extra cash by selling your amazing work. Show off your creations at local craft fairs or online marketplaces like those detailed in “4 Ways Creative People Can Make Money Online.”

9. Sit

Offer to take care of others’ homes when they head out of town. The site Rover is better known for connecting pet sitters with people in need of pet-sitting, but it also connects house sitters with people in need of house-sitting.

If you’d rather just walk dogs, Rover can help with that, too.

If you love kids and have the extra time, babysit for friends and neighbors. You can make a few extra bucks watching kids for a few hours or even picking them up from school. Care.com is one place to find those gigs.

10. Do manual labor

In winter, you can get paid to shovel snow. In summer, you can get paid to mow lawns. Handymen and handywomen are always needed.

Depending on your skills and physical condition, you could get paid to paint, put furniture together, help people move or clean swimming pools. The options for manual labor are endless.

Thumbtack is a good place to find such work.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Read Next
This Is the Best Age to Buy Long-Term Care Insurance
This Is the Best Age to Buy Long-Term Care Insurance

If you wait too long to apply for coverage, you could be denied. So, when’s the sweet spot to apply?

The 13 Worst Types of Tickets for Your Car Insurance Rate
The 13 Worst Types of Tickets for Your Car Insurance Rate

Some types of traffic violations can drive your car insurance rate dramatically higher.

16 Products That Solve Everyday Annoyances
16 Products That Solve Everyday Annoyances

These items put an end to the daily irritations that bug you the most.

These Are the 4 Best Medicare Advantage Plans for 2020
These Are the 4 Best Medicare Advantage Plans for 2020

Medicare Advantage customers themselves rate these plans highest.

10 Times You’re Right to Be a Cheapskate
10 Times You’re Right to Be a Cheapskate

Clever shoppers can save money without sacrificing quality. Here is how to do it.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
10 Things Frugal People Never Buy
10 Things Frugal People Never Buy

If you’re a true tightwad, the mere thought of spending money on these items gives you the willies.

10 Useless Purchases You Need to Stop Making
10 Useless Purchases You Need to Stop Making

You might as well flush your money down the loo if you spend it on these things.

7 Social Security Rules Everyone Should Know by Now
7 Social Security Rules Everyone Should Know by Now

Confusion over Social Security is a shame, considering how many of us will need this money badly.

Why Your Next Stimulus Check Might Be Bigger Than You Expect
Why Your Next Stimulus Check Might Be Bigger Than You Expect

Your third coronavirus payment will be the biggest yet — and possibly even bigger than you realize.

9 Shopping Mistakes to Avoid at Costco
9 Shopping Mistakes to Avoid at Costco

Are you missing out on serious savings at your favorite warehouse club?

If You Find This Thrift Shopping, Buy It
If You Find This Thrift Shopping, Buy It

They don’t make coffee makers like this anymore.

The 16 Cars Most Likely to Last 200,000 Miles
The 16 Cars Most Likely to Last 200,000 Miles

One automaker takes half the spots on a list of the longest-lasting vehicles.

3 Ways to Get Microsoft Office for Free
3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

14 Things You Should Stop Buying in 2021
14 Things You Should Stop Buying in 2021

These convenient household products come with hidden costs that you might not have considered.

Is Writing a Check Still Safe?
Is Writing a Check Still Safe?

Every time you pay by check, you hand your bank account numbers to a stranger.

6 Ways to Protect Your Retirement Accounts From Hackers
6 Ways to Protect Your Retirement Accounts From Hackers

Imagine having $245,000 stolen from your retirement account — and not being reimbursed.

8 Things You Should Replace to Improve Your Life Today
8 Things You Should Replace to Improve Your Life Today

Being frugal isn’t smart if you put off replacing these items.

13 Amazon Purchases We Are Loving Right Now
13 Amazon Purchases We Are Loving Right Now

These practical products make everyday life a little easier.

This Is the Most Dependable Car Brand in the U.S.
This Is the Most Dependable Car Brand in the U.S.

This brand’s vehicles are least likely to give drivers repair headaches, according to J.D. Power.

7 Social Security Benefits You May Be Overlooking
7 Social Security Benefits You May Be Overlooking

There’s more to Social Security than retirement benefits.

The 6 Best Investing Apps for Beginners
The 6 Best Investing Apps for Beginners

If you’re looking to ease into investing in the coronavirus economy with just a little money, check out these easy-to-use tools.

7 Hidden Sections of Amazon Every Shopper Should Know
7 Hidden Sections of Amazon Every Shopper Should Know

These little-known departments of Amazon are gold mines for deal-seekers and impulse shoppers alike.

7 Income Tax Breaks That Retirees Often Overlook
7 Income Tax Breaks That Retirees Often Overlook

Did you realize all these tax credits and deductions exist — or that they apply to retirees?

7 Kirkland Signature Items to Avoid at Costco
7 Kirkland Signature Items to Avoid at Costco

Even if it seems you save a bundle buying Costco’s Kirkland Signature brand products, they may not be the bargain they appear to be.

View More Articles

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.