If you’re a member of anything from AARP to Costco, you might be paying too much for home insurance.
Following are several examples of groups that offer homeowners insurance discounts to at least some of their members. If you don’t belong to any of these groups, you will find other ways to save in “8 Foolproof Ways to Slash the Cost of Homeowners’ Insurance.”
This nonprofit federation of motor clubs offers various types of insurance programs, but the details vary from one AAA club to another. Check the website of the club for your region to see what kind of insurance discounts it may offer.
Visiting AAA.com should redirect you to the website for your region’s AAA club.
3. Wholesale clubs
If you belong to or are considering joining a wholesale club, ask about homeowners insurance discounts for members.
For example, Costco partners with Ameriprise to offer an “exclusive discount” on home insurance. The program is unavailable in a handful of states and Puerto Rico, however.
Similarly, BJ’s partners with Geico.
4. Various other organizations
If you belong to some other form of membership organization, there may be an insurer with a homeowners insurance discount for you.
Insurer Safeco reports other types of groups that may offer the membership benefit of homeowners insurance discounts include:
- Alumni associations
- Auto clubs
- Professional groups
Have you ever taken advantage of home insurance discounts that come with a membership? Tell us what you thought of the perk by commenting below or on our Facebook page.