1. Home
  2. 6 Ways to Make Saving Easy
  • Sign up
  • Sign in
Money Talks News
  • Popular
  • Latest
    • Coronavirus
    • Ask Stacy
    • Make
    • Save
    • Borrow
    • Grow
    • Live
    • More
  • Deals
    • Automotive
    • Clothing & Accessories
    • Computers
    • Electronics
    • Everything Else
    • Financial Services
    • Gaming & Toys
    • Health & Beauty
    • Home & Garden
    • Movies, Music & Books
    • Office & Supplies
    • Special Occasion
    • Sports & Fitness
    • Store Events
    • Travel & Entertainment
  • Podcasts
  • Solutions
  • Academy
The Most Common Reason That Older Adults Fall Down
This Pastime Can Keep Your Brain Sharp as You Age
10 U.S. Jobs That Are Disappearing Fastest
3 Ways a Health Savings Account Can Improve Your Finances

6 Ways to Make Saving Easy

There are methods you can use to spend less and save more that won't seem like a hardship or burden.

Amanda Geronikos • April 26, 2013

Photo (cc) by formatc1

Saving money seems daunting. Nobody wants to stash hard-earned cash when it could happily be spent on the here and now — perhaps a concert or trip to the beach. But saving also doesn’t mean you have to take hundreds of dollars out of your paycheck. There are plenty of ways to save and not feel like you’re saving at all.

1. Put an extra dollar into savings each week

I found this simple savings plan on Reddit. Here’s how it works: In the first week, you put just $1 into your savings account. The second week, you put in $2. The third week, you add $3, and so on. You see where this is going. By Week 52, you’re adding $52 to your savings account, and you’ve saved about $1,500 in a year.

2. Consider how much you make in an hour

Before you splurge on a new Coach bag or flat-screen TV, think about how many hours you’ll have to work in order to pay for that item. If you calculate several weeks of work, you might rethink your large purchase and have more money to put into savings instead.

3. Join a bank that offers “hidden” savings

Bank of America has a program called Keep the Change. Each purchase made with a Bank of America debit card is basically rounded up to the nearest dollar, and the difference is moved to the member’s savings account, where it builds interest.

4. Turn your hobby into a part-time job

Are you a musician? Why not set up local gigs and get paid for your talents? Do you like to write? Consider a freelance job. The money you earn on the side can go into savings, while your day job pays for other necessities.

5. Hide your credit card

Out of sight, out of mind. We’re not saying you should ditch credit cards completely, but if you only use them every once in a while, you won’t accrue more debt than you can pay off each month. Leaving your credit card at home just means you’ll only be able to spend money you actually have.

6. Keep the change

At the end of each day, put your change in a jar. You’ll be surprised to see how much all those pennies and nickels amount to at the end of a year or even just a few months.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Read Next
10 Ways Anyone Can Earn More Income
10 Ways Anyone Can Earn More Income

Looking for additional cash? Here are a bunch of options that are accessible to anyone with internet access.

Why Cutting the Cord Can Be Confusing — and How to Decide If It’s for You
Why Cutting the Cord Can Be Confusing — and How to Decide If It’s for You

Streaming TV might sound like the antidote to sky-high cable bills, but cutting the cord is easier said than done.

17 Home Upgrades That Rarely Help Close a Sale
17 Home Upgrades That Rarely Help Close a Sale

Real estate agents give these renovations low marks when it comes to helping sell homes.

7 Tricks to Cleaning Your Bathroom Faster
7 Tricks to Cleaning Your Bathroom Faster

These tips can get your bathroom sparkling with little time and no elbow grease.

How Baby Boomers Are Earning an Extra $573 a Month
How Baby Boomers Are Earning an Extra $573 a Month

In the gig economy, baby boomers are out-hustling their younger competition. You can cash in, too.

Sign up for our free newsletter!

Join our many free newsletter subscribers building wealth and destroying debt:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
7 Kirkland Signature Items to Avoid at Costco
7 Kirkland Signature Items to Avoid at Costco

Even if it seems you save a bundle buying Costco’s Kirkland Signature brand products, they may not be the bargain they appear to be.

If You Find This Thrift Shopping, Buy It
If You Find This Thrift Shopping, Buy It

Whether you resell it for a big profit or add it to your own wardrobe, this type of clothing is a hidden steal.

3 Ways to Get Microsoft Office for Free
3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

9 Things You’ll Never See at Costco Again
9 Things You’ll Never See at Costco Again

The warehouse store offers an enormous selection, but these products aren’t coming back.

Organize Your Home With These 10 Thrift Store Finds
Organize Your Home With These 10 Thrift Store Finds

Resolve to be clutter-free in 2021 with these secondhand purchases.

11 Laws You Could Be Breaking Without Knowing It
11 Laws You Could Be Breaking Without Knowing It

Seriously? Fibbing about the weather is a crime? This and other little-known legal traps await the unwary.

Is This Treatable Condition Causing Your High Blood Pressure?
Is This Treatable Condition Causing Your High Blood Pressure?

Researchers say too many doctors are overlooking this potential source of hypertension.

13 Things Seniors Can Get for Free — or Almost Free
13 Things Seniors Can Get for Free — or Almost Free

There are many ways to get cheap or free services and goods after reaching a certain age.

Taking a Multivitamin? Here’s Why You Should Reconsider
Taking a Multivitamin? Here’s Why You Should Reconsider

A new study has bad news for the millions of Americans who spend money on multivitamins.

21 Items to Cut From Your Budget That You Won’t Even Miss
21 Items to Cut From Your Budget That You Won’t Even Miss

Start off the new year by implementing these small-but-smart savings strategies. They’ll soon add up.

These 10 Postal Price Hikes Start Next Week
These 10 Postal Price Hikes Start Next Week

Starting on Jan. 24, the price of various mail and shipping services will rise.

Internet Providers Can’t Charge You for This Anymore
Internet Providers Can’t Charge You for This Anymore

Starting this month, your ISP no longer can bill you for this fee.

10 Cars You Are Most Likely to Keep for 15 Years
10 Cars You Are Most Likely to Keep for 15 Years

The cars that owners hold onto the longest have one thing in common, a new study shows.

Prepare to Pay More for These 31 Drugs in 2021
Prepare to Pay More for These 31 Drugs in 2021

More than 700 prescription medications have seen price hikes so far this year. Here’s a look at the worst.

15 Painless Ways You Can Cut Costs in 2021
15 Painless Ways You Can Cut Costs in 2021

Follow these tips to save, so you’ll have money for things that really matter.

5 States Lowering Taxes This Year and 2 Raising Them
5 States Lowering Taxes This Year and 2 Raising Them

State personal income tax rates, brackets and deductions just changed in these places.

This Surprise Factor Can Raise Your Risk of Dementia
This Surprise Factor Can Raise Your Risk of Dementia

Nearly half of U.S. residents may face this threat.

11 Huge Retirement Costs That Are Often Overlooked
11 Huge Retirement Costs That Are Often Overlooked

Does your retirement budget account for all of these costs?

20 Amazon Purchases We Loved in 2020
20 Amazon Purchases We Loved in 2020

These practical products made everyday life a little easier last year — and will do so in the new year, too.

View More Articles

Sign up for our free newsletter!

Join our many free newsletter subscribers building wealth and destroying debt:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.

Sign up for our free newsletter!

Simple ways to make, save, and grow your money daily:

  happy subscribers    

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Podcasts

Listen to the latest episode of Money! with Stacy Johnson.

Must Read

A few of the best stories from our Emmy Award winning editorial team.

26 Work-From-Home Jobs That Pay $100,000
26 Work-From-Home Jobs That Pay $100,000
11 Home Upgrades With the Best Payback in 2020
11 Home Upgrades With the Best Payback in 2020
These 5 Laptops Have the Best Battery Life
These 5 Laptops Have the Best Battery Life
15 Ways Retirees Can Make Their Savings Last Longer
15 Ways Retirees Can Make Their Savings Last Longer
10 Products That Will Help You Save Money
10 Products That Will Help You Save Money
5 Ways to Save up $500,000 in 15 Years
5 Ways to Save up $500,000 in 15 Years
5 Simple Steps to an Awesome Retirement
5 Simple Steps to an Awesome Retirement
What Brand Makes the Best Rechargeable AA Batteries?
What Brand Makes the Best Rechargeable AA Batteries?
MTN Solutions Center

A curated selection of helpful products and services we recommend for our readers.

Find help with:
Making Extra Money Credit Card Debt Tax Debt Student Loan Debt Credit Restoration Debt Collectors Social Security
Find the best:
Financial Adviser Credit Card Budget Personal Loan Mortgage Purchase Mortgage Refinance Savings & CDs HELOC Cell Phone Plan Travel Deals
Sign up for our free newsletter!

Join our many free newsletter subscribers building wealth and destroying debt:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Popular Topics
  • Retirement Investment
  • Surveys for Money
  • How to Make Money Online
  • Emergency Stockpile
  • Free Movie Streaming
  • Senior Discounts
Connect
  • Memberships
  • About
  • Contact
  • Careers
Media
  • Advertise
  • Television
  • Where We Air
  • Scripts
  • Sitemap
Legal
  • Terms
  • Privacy
  • Cookies
Editorial
  • Fact-Checking Policy
  • Ethics Policy
  • Corrections Policy
  • Ownership & Funding Info

Do Not Sell My Personal Information

© 2021 Money Talks News. All Rights Reserved.
‭1 (833) 669-8557 | 1732 1st Ave #26661, New York, NY 10128

Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

View This Page Without Ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Help us produce more money-saving articles and videos by subscribing to a membership.

Sign up for our free newsletter!

Join our happy subscribers and sign up for our free newsletter! You'll get:

  • Tips and advice from our expert money reporters. (Our average experience is 18 years!)
  • Unexpected ways to make more and spend less, delivered to you daily.
  • The best deals and coupons to save on everything you buy.
  • A free copy of our eBook '208 Ways to Save Money Every Day' and our video consumer finance course 'Life or Debt', together a $49 value!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.