7 Ways to Save at BJ’s Wholesale Club

Photo (cc) by JeepersMedia

When it comes to warehouse clubs, the pecking order is clear: Costco is the powerful locomotive at the front of the pack.

Farther down the track is Sam’s Club, fired by all of Walmart’s retail might.

Meanwhile, lagging somewhere way off in the distance is BJ’s Wholesale Club — the little engine that could.

But just because BJ’s is the underdog doesn’t mean you should overlook it. This warehouse club offers great savings, and even a few perks you won’t find at its more widely known competitors.

Following are seven ways to save at BJ’s — including a big one you won’t find at any other warehouse club.

1. Get cash back on online purchases, plus a free $10 gift card

If you’re not using a cash-back site, you may bewasting money when you shop online.

For example, in less than 15 seconds, you can register with Ebates. The website offers cash back at more than 1,800 online stores, including BJ’s. While rebates tend to be low at BJ’s — typically 1 percent — rebates at other online stores can be as high as 40 percent. You’ll get your cash quarterly as long as you’ve earned at least $5.

There’s no “gotcha.” Stores pay Ebates a commission for sending you their way, and Ebates shares the commission with you as cash back. Here’s what to do:

  1. Click this link, which will take you to the Ebates sign-up page. Join with Facebook, or simply fill in your email address. That’s it: You don’t have to provide bank or credit card info, and the process takes less time than it took to read this sentence.
  2. Choose your bonus: You can get either a $10 Ebates cash bonus, or a $10 gift card from Walmart.
  3. Spend at least $25 through Ebates within 90 days of becoming a member. (Hint: Sign up for their daily double email to learn which stores are offering double cash back and use their browser plug-in.)

That’s it! Free money for signing up, and free money when you shop online — not just at BJ’s but at nearly 2,000 other websites, too.

2. Stick to your list

It’s easy to give into your impulses when shopping in a warehouse — especially one that carries thousands more items than its competitors. BJ’s says it carries about 7,000 items, compared with a more typical 4,000 at competitors.

But if you make a list ahead of time and adhere to it as you walk up and down BJ’s product-laden aisles, you’ll likely spend less and walk out of the store a winner.

3. Clip those coupons

Are you aware that unlike Costco and Sam’s Club, BJ’s honors manufacturer coupons? Plus, it allows you to stack them with in-store coupons and deals.

You can score BJ’s own coupons in the BJ’s Member Journal (the company’s magazine), in the mail and through promotional emails (register for these on BJs.com).

Be sure to organize all those coupons before your next shopping trip to save time as well as money!

4. Give store brands a shot

If you’re used to shopping name brands, you might be surprised to find that BJ’s house brands give these goods a run for their money while also costing less. BJ’s offers its own competing paper goods, diapers, produce, pet food and more.

Plus, BJ’s brand products — Berkley Jensen and Wellsley Farms — come with a 100 percent money back guarantee. So, there’s no harm in taking them for a test run!

5. Upgrade to BJ’s Perks Rewardas member

A standard Personal Membership at BJ’s costs $50 annually. An upgrade to BJ’s Perks Rewards Membership bumps the fee up to $100 per year. But members of BJ’s Perks Rewards earn 2 percent cash back on most of their in-store and online purchases.

If you do the math, you’ll realize that depending on how often you shop and how much you buy, the upgraded membership easily can pay for itself, and then some.

6. Apply for a BJ’s MasterCard

The warehouse club offers two MasterCards to choose from. The BJ’s Perks Plus MasterCard allows cardholders to earn 3 percent back on most of their BJ’s purchases. It is available to members who pay the $50 annual membership fee.

The BJ’s Perks Elite MasterCard is available to members who pay the $100 membership fee, and allows cardholders to earn 5 percent back on a majority of their in-store and online purchases.

Members who hold these cards also enjoy 10 cents off every gallon of BJ’s gasoline and up to 2 percent back on restaurant and gas purchases in other places where MasterCard is accepted. Finally, you will get 1 percent back on purchases everywhere else MasterCard is accepted.

7. Get military savings

U.S. military personnel can get a reduced membership fee. According to BJ’s:

Active military ID, “Veteran” designation on state-issued ID, or other proof of service is required. Military Memberships have the same features and benefits as an Inner Circle Membership

As a thank you for your service, you’ll save 30 percent off your membership, and you’ll get a $10 coupon.

Do you have other tips for saving at BJ’s? Share them in our Forums. It’s a place where you can swap questions and answers on money-related matters, life hacks and ingenious ways to save.

Disclosure: This article contains affiliate links. That means we might make a little something when you click on them. That doesn’t mean you’re paying extra, and we’d never recommend anything just for that reason. It’s simply something that helps us keep the lights on and the free content flowing. Thanks for helping!

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Read Next
12 Ways to Never Pay Full Price for Anything
12 Ways to Never Pay Full Price for Anything

Stop paying retail prices. Here are plenty of ways around that.

5 Ways to Avoid Taxes on Social Security Income
5 Ways to Avoid Taxes on Social Security Income

Here’s how to minimize and delay the chunk that Uncle Sam claims.

The Worst Nursing Homes in America Are Revealed
The Worst Nursing Homes in America Are Revealed

The nursing homes with a history of providing subpar care previously hadn’t been identified for a government list.

Retirees Can Dodge Taxes on These 9 Types of Income
Retirees Can Dodge Taxes on These 9 Types of Income

There are lots of things Uncle Sam can’t touch — so long as you play by the rules.

America’s Most Reliable Appliance Brand Is a Surprise
America’s Most Reliable Appliance Brand Is a Surprise

Have you heard of this appliance manufacturer?

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
7 Kirkland Signature Items to Avoid at Costco
7 Kirkland Signature Items to Avoid at Costco

Even if it seems you save a bundle buying Costco’s Kirkland Signature brand products, they may not be the bargain they appear to be.

If You Find This Thrift Shopping, Buy It
If You Find This Thrift Shopping, Buy It

Whether you resell it for a big profit or add it to your own wardrobe, this type of clothing is a hidden steal.

3 Ways to Get Microsoft Office for Free
3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

9 Things You’ll Never See at Costco Again
9 Things You’ll Never See at Costco Again

The warehouse store offers an enormous selection, but these products aren’t coming back.

Organize Your Home With These 10 Thrift Store Finds
Organize Your Home With These 10 Thrift Store Finds

Resolve to be clutter-free in 2021 with these secondhand purchases.

11 Laws You Could Be Breaking Without Knowing It
11 Laws You Could Be Breaking Without Knowing It

Seriously? Fibbing about the weather is a crime? This and other little-known legal traps await the unwary.

Is This Treatable Condition Causing Your High Blood Pressure?
Is This Treatable Condition Causing Your High Blood Pressure?

Researchers say too many doctors are overlooking this potential source of hypertension.

13 Things Seniors Can Get for Free — or Almost Free
13 Things Seniors Can Get for Free — or Almost Free

There are many ways to get cheap or free services and goods after reaching a certain age.

These Are the 3 Best Used Cars You Can Buy
These Are the 3 Best Used Cars You Can Buy

These vehicles boast reliability, safety and long-lasting value.

Taking a Multivitamin? Here’s Why You Should Reconsider
Taking a Multivitamin? Here’s Why You Should Reconsider

A new study has bad news for the millions of Americans who spend money on multivitamins.

This Surprise Factor Can Raise Your Risk of Dementia
This Surprise Factor Can Raise Your Risk of Dementia

Nearly half of U.S. residents may face this threat.

21 Items to Cut From Your Budget That You Won’t Even Miss
21 Items to Cut From Your Budget That You Won’t Even Miss

Start off the new year by implementing these small-but-smart savings strategies. They’ll soon add up.

This Is America’s New Favorite Grocery Store
This Is America’s New Favorite Grocery Store

Consumers say a familiar name has become their go-to source of grocery items.

Internet Providers Can’t Charge You for This Anymore
Internet Providers Can’t Charge You for This Anymore

Starting this month, your ISP no longer can bill you for this fee.

15 Painless Ways You Can Cut Costs in 2021
15 Painless Ways You Can Cut Costs in 2021

Follow these tips to save, so you’ll have money for things that really matter.

Prepare to Pay More for These 31 Drugs in 2021
Prepare to Pay More for These 31 Drugs in 2021

More than 700 prescription medications have seen price hikes so far this year. Here’s a look at the worst.

10 Cars You Are Most Likely to Keep for 15 Years
10 Cars You Are Most Likely to Keep for 15 Years

The cars that owners hold onto the longest have one thing in common, a new study shows.

The 10 Golden Rules of Becoming a Millionaire
The 10 Golden Rules of Becoming a Millionaire

I’m a millionaire several times over. I got here the same way you can — by following these simple steps.

5 States Lowering Taxes This Year and 2 Raising Them
5 States Lowering Taxes This Year and 2 Raising Them

State personal income tax rates, brackets and deductions just changed in these places.

View More Articles

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.