A Surefire Way to Save Big on Your Cellphone Plan

Photo by Oleksii Didok / Shutterstock.com

This post comes from partner site WhistleOut.com.

It may be tempting to choose one of the big four carriers when picking a cellphone plan. After all, you want the best network with the best coverage and data speed right? Well, did you know that the prepaid carriers all operate on the same networks, so you can experience the same great coverage but at a lower price? Read on to learn how choosing a prepaid carrier can save you hundreds of dollars.

Savings, savings, savings

If you do a quick search on the cheapest cellphone plans available now, you’re going to find that prepaid carriers dominate the budget-friendly landscape. Apart from Sprint’s limited-time offer on the Unlimited Plan making it free for a year, you’re going to be scrolling for a while before you see a plan from T-Mobile, Verizon, AT&T or Sprint at the regular price. What you will see, however, are some lesser-known prepaid carriers, including:

  • Unreal Mobile
  • Red Pocket Mobile
  • Mint Mobile
  • Tello
  • Twigby
  • Gen Mobile

The truth is, prepaid carriers (or MVNOs) are much cheaper than plans from the big four carriers. And I’m talking MUCH cheaper, especially if you don’t need unlimited data. If you only need about 5GB of mobile data a month, then you can pay around $20 to $30 a month for a great plan.

If you want to go with a postpaid plan, the cheapest you’ll find (not including special deals or military and senior discounts) is T-Mobile’s Essentials plan for $60 per month. Yes, you’ll have unlimited data, but if you don’t need that much data, you’re definitely overpaying for a cellphone plan.

By choosing a prepaid plan, you could be saving yourself over $400 a year!

Benefits of prepaid plans

Many people don’t realize how cellphone plans have changed over the years and how similar prepaid and postpaid plans now are. Here are the benefits of how prepaid plans work:

  • Cheaper: The amount of savings you’ll make by choosing a prepaid carrier is mind-blowing.
  • No credit checks: Postpaid plans usually require that you pass a credit check before you can sign up for a plan. Prepaid plans typically do not.
  • No data overages or lockouts: Back in the day, if you went over your data cap for the month, you would either get charged for extra data (postpaid plans) or your data would just get suspended until your month resets. Those days are long gone. Instead, most prepaid carriers will simply slow your data down until the next billing period.
  • Get the same coverage: If you’re on a prepaid plan from a carrier other than the big four, you can rest easy knowing that you’re still using their networks. MVNOs use one or more of the big four networks to power their services, but they charge a lower monthly fee.
  • No contracts: You can cancel your service at any time with these prepaid carriers. You can switch whenever you like without having to pay any early termination fees or cancellation fees.

More from WhistleOut.com:

How to find cheaper car insurance in minutes

Getting a better deal on car insurance doesn't have to be hard. You can have The Zebra, an insurance comparison site compare quotes in just a few minutes and find you the best rates. Consumers save an average of $368 per year, according to the site, so if you're ready to secure your new rate, get started now.

Read Next
3 Bank Accounts With Perks for Customers Age 55 and Older
3 Bank Accounts With Perks for Customers Age 55 and Older

These checking accounts offer exclusive discounts and other perks — including interest — to older customers.

11 Secret Uses for Everyday Items That Will Save You Money
11 Secret Uses for Everyday Items That Will Save You Money

These are simple solutions for life’s irritations.

10 Common Expenses That Have Skyrocketed for Seniors
10 Common Expenses That Have Skyrocketed for Seniors

Retirees must stretch their dollars further and further these days — no thanks to these costs.

10 Things That Can Ding Your Social Security Payments
10 Things That Can Ding Your Social Security Payments

Here are 10 things that could mean less money in your pocket during retirement.

9 Indestructible Products That Are Worth the Price
9 Indestructible Products That Are Worth the Price

If you’re willing to pay a little more for these products, you may never have to shop for another again.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
This Gas Station Scam Is Victimizing More Drivers
This Gas Station Scam Is Victimizing More Drivers

For the second straight year, a growing number of Americans believe they’ve fallen prey to this scam.

7 Ways to Boost Your Credit Score Fast
7 Ways to Boost Your Credit Score Fast

Your financial security might soon depend upon the strength of your credit score.

This Is the Most Popular Age for Claiming Social Security
This Is the Most Popular Age for Claiming Social Security

Both men and women are most likely to start receiving Social Security benefits at this age.

Could You Give Up These 7 Expenses to Save Thousands of Dollars a Year?
Could You Give Up These 7 Expenses to Save Thousands of Dollars a Year?

You could save more than $30,000 by setting aside these costly expenses for just one year.

6 Things You Should Never Buy at Trader Joe’s
6 Things You Should Never Buy at Trader Joe’s

We love Trader Joe’s for plenty of reasons. But think twice about this handful of products.

7 Unusual Ways to Declutter Your Home
7 Unusual Ways to Declutter Your Home

Tired of possessions weighing you down? Here are seven ways to declutter painlessly and effectively.

Don’t Toss These 7 Household Items — Sell Them
Don’t Toss These 7 Household Items — Sell Them

Here’s how to earn cash as you give new life to these unwanted items.

6 Legal Documents Retirees Need — but Don’t Have
6 Legal Documents Retirees Need — but Don’t Have

Few retirees have these documents that are crucial to their golden years — especially during a pandemic.

19 High-Paying Jobs You Can Get With a 2-Year Degree
19 High-Paying Jobs You Can Get With a 2-Year Degree

These jobs pay more than the typical job in the U.S. — and no bachelor’s degree is required.

Eat This Food If You Want to Avoid Alzheimer’s Disease
Eat This Food If You Want to Avoid Alzheimer’s Disease

One type of food associated with the Mediterranean diet offers especially large benefits.

11 Expenses That Quietly Drain Your Wallet
11 Expenses That Quietly Drain Your Wallet

It’s scandalously easy to overspend in these areas of your life.

The 15 Worst States for Retirees in 2020
The 15 Worst States for Retirees in 2020

Based on dozens of metrics tied to affordability, quality of life and health care, these are not ideal places to spend retirement.

21 Things You Should Always Buy at a Dollar Store
21 Things You Should Always Buy at a Dollar Store

Dollar stores have great bargains on both everyday and occasional purchases.

9 Dumb Ways You Are Ruining Your Home Value
9 Dumb Ways You Are Ruining Your Home Value

Homeowners, beware these mistakes that can drive away potential buyers.

18 Amazon Purchases That We Are Loving Right Now
18 Amazon Purchases That We Are Loving Right Now

These practical products make everyday life a little easier.

3 Ways to Get Microsoft Office for Free
3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

7 Tips for Building an Emergency Stockpile
7 Tips for Building an Emergency Stockpile

A pandemic or natural disaster could leave you reliant on your existing food supply. Is your pantry prepared?

15 Outrageously Overpriced Products — and How to Save on Them
15 Outrageously Overpriced Products — and How to Save on Them

Retailers mark up products by hundreds of times their cost — but you don’t have to pay the premium.

Why Half of Retirees Now Owe Taxes on Social Security
Why Half of Retirees Now Owe Taxes on Social Security

Growing numbers of seniors are paying taxes on their Social Security benefits, but you might be able to avoid this fate.

View More Articles

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.