B.T. Ballenger
Unemployment No Longer the Stigma It Once Was
B.T. Ballenger on November 7, 2012
If you’re trying to claw your way back into the job market after being unemployed or underemployed, there’s finally some good news for you.
7 Tips to Pay Less for Health Insurance
B.T. Ballenger on March 26, 2012
Health insurance policies – and their premiums – vary widely. But you have more control over your costs and coverage than you might think.
What Happened When My Identity Was Stolen
B.T. Ballenger on March 26, 2012
Somebody in China stole my debit card number and ripped me off for $474.01. I got my money back – and I have tips to help you keep yours.
Beating the Banks: Microloans
B.T. Ballenger on November 6, 2012
What’s better than earning a higher interest rate on your savings? Helping a worthy entrepreneur while you do it. Microloans offer the opportunity to beat the banks while you save the world.
Tips on Collecting From Some of the World’s Best
B.T. Ballenger on March 16, 2012
Looking for an interesting alternative to low-paying savings accounts? Start a collection with tips from two guys who just made $38 million selling theirs.
5 Reasons to Use a Travel Agent
B.T. Ballenger on March 14, 2012
Tired of spending frustrating hours online booking flights with no certainty you’ll end up with the best deal? Maybe it’s time for a blast from the past.
4 Things to Know About Peer Lending
B.T. Ballenger on March 14, 2012
Tired of earning next to nothing on your savings? Meet someone making 13 percent by simply doing what the bank does.
Can the Tooth Fairy Predict the Economy?
B.T. Ballenger on November 6, 2012
A dental insurer believes “the value of a lost tooth is closely related to the U.S. economy.” But the going rate for lost baby teeth dropped 42 cents in the past year. Maybe the tooth fairy expects another recession?
5 Tips for Finding Work When You’re Over 50
B.T. Ballenger on March 12, 2012
Feel like your age and experience disqualify you from jobs? Maybe the problem is your perspective, or at least the employer’s – learn to take the qualities that come with age and turn them into work-finding assets.
7 Things to Know Before You Join a Clinical Trial
B.T. Ballenger on July 31, 2020
Clinical trials can earn you hundreds or even thousands. But they aren’t necessarily easy to get into – or through. Here are some details from those in the industry.
6 Steps to Pay Less for Car Insurance
B.T. Ballenger on March 7, 2012
Since you’re paying more for gas, maybe it’s time to save on another expensive part of the driving experience: insurance.
7 Top Scams and How to Avoid Them
B.T. Ballenger on March 5, 2012
It’s National Consumer Protection Week: the perfect time to familiarize yourself with today’s most common scams so you can avoid becoming a victim.
Starting Your Own Business? 3 Resources You Need to Know
B.T. Ballenger on March 2, 2012
You can start a business with a little money, a lot of hard work, and relentless optimism. But if you want to succeed with minimum cost and effort, take advantage of every entrepreneurial resource available. Here are some big ones…
8 Weird Ways to Make Extra Money
B.T. Ballenger on February 29, 2012
Need money? From writing messages on your lips to selling bodily fluids, these days there’s almost no limit to the ways you can turn a buck.
Are Student Loans the Next Debt Crisis? 6 Ways to Stay Out of Trouble
B.T. Ballenger on February 28, 2012
Last year, student loans surpassed credit cards as the largest consumer debt. Now lawyers are suggesting they may lead to the next economic crisis.
Tax Hacks 2012: 7 Smart Uses for Your Tax Refund
B.T. Ballenger on February 27, 2012
Tax refunds are the only windfall many people ever see, and year after year there’s a big temptation to blow it all on something fun. Nothing wrong with that if your finances are in order, but if not, there are better ideas.
11 Luxuries People THINK the Richest 1 Percent Have
B.T. Ballenger on February 27, 2012
How rich is “rich”? Most Americans believe the top 1 percent earn $1 million and up. But it’s a whole lot less.
Tax Hacks 2012: 10 Tips to Avoid an Audit
B.T. Ballenger on February 24, 2012
There’s no surefire way to avoid the nightmare millions of taxpayers fear: an IRS audit. But there are a lot of ways to reduce the risk.
Job Interviewing: 8 Things to Do and 8 Things to Avoid
B.T. Ballenger on February 24, 2012
If you’re out of work, job prospects may look grim. But hey, at least you aren’t the guy getting arrested during an interview. Here’s some advice, including what to avoid.
5 Tips for Writing a Terrific Cover Letter
B.T. Ballenger on February 23, 2012
A resume should say, “I did this stuff.” A cover letter should say, “I can do everything you need, and here’s why.”
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