B.T. Ballenger
7 Hot Holiday Toys Under $10
B.T. Ballenger on November 23, 2011
The shopping season has begun – already feeling short on cash? Here are some cheap toys retailers say are popular this year.
5 Reasons to Shop on Small Business Saturday
B.T. Ballenger on November 21, 2011
We haven’t quite reached “The 12 Days of Christmas,” but we’re getting closer. Black Friday, Cyber Monday, Free Shipping Day, and now Small Business Saturday. Is yet another designated shopping day worth it? Yes.
4 Tips to Find the Right Charity
B.T. Ballenger on November 16, 2011
Americans donate billions of dollars to more than a million charities each year. But they’re not all created equal. Learn how to tell a fake charity from a real one, and a good charity from one that’s great.
18 Tips to Save on Holiday Shopping
B.T. Ballenger on November 14, 2011
With less than two weeks until the biggest shopping day of the year, how’s your gift list looking? If you need ideas for presents and tips to save some money, we have lots.
Holiday Jobs: 6 Tips to Get and Keep Them
B.T. Ballenger on November 14, 2011
Many companies hire extra help for the holidays. While this typically starts before Halloween and peaks shortly after, a survey from CareerBuilder shows this year’s different: Employers are hiring later and paying more.
6 Great Ways to Save on Holiday Travel
B.T. Ballenger on November 11, 2011
Holiday flights can be expensive and a major cheer-kill. Find out how to lower the stress and the cost of getting to your friends and family for the holidays.
Credit Scores: 9 Things That Don’t Matter, 5 That Do
B.T. Ballenger on November 9, 2011
There are a lot of misconceptions about credit scores. Some people believe everything from where they live to the color of their skin affects their score. Here’s what influences scores, what doesn’t, and what you can do to improve yours.
The 10 Cheapest Colleges in the United States
B.T. Ballenger on November 8, 2011
Student loan debt is becoming an enormous burden for many college graduates, many of whom can’t find jobs. How do you avoid it? Attend a cheaper college, and use loans as a last resort.
How to Score Cheap Tickets and Avoid Rip-offs
B.T. Ballenger on November 7, 2011
A night out at a steep discount: That’s the ticket. But with all the scalpers and scammers out there, make sure you know how to pick it.
5 Tips for Finding Outlet Store Deals
B.T. Ballenger on November 4, 2011
Most people know about outlet store savings – cheaper prices on off-season and refurbished goods. But you may not be getting the deal you expect.
5 Ways to Avoid Debit Card Fees
B.T. Ballenger on November 2, 2011
America, land of the fee. Because the Dodd-Frank Act is costing big banks swipe fee revenue, they’re trying to pin the loss on consumers. But public outcry, and these tips, might save you from new fees on debit cards.
How Popular Is Your Boss?
B.T. Ballenger on October 27, 2011
Office bosses as a group tend to get a bad rap – but recent research shows most people have nothing but nice things to say about the folks in charge.
Bright Idea: Get the Right Light
B.T. Ballenger on October 24, 2011
The government is implementing new lighting standards in January. New bulbs will cost more up front, but rack up savings in the long term.
The 5 Best Tips for a Cheaper Winter
B.T. Ballenger on October 21, 2011
Winter is on the way: Time to save some cold cash on heating costs. Here’s where to find the biggest bang for your buck in quick, cheap home improvements.
Why I’m Still a Happy Renter: 4 Tips for the Apartment Hunt
B.T. Ballenger on October 21, 2011
Experts suggest potential homebuyers should snatch up cheap homes at low interest rates now – and that’s fine if you have the cash. But there are plenty of great rentals seeking tenants for low rents right now, if you know how to look.
Why Men Don’t Read Product Reviews, and Why They Should
B.T. Ballenger on October 20, 2011
A new survey backs up what we’ve all heard before: Guys don’t have the patience for shopping. One of the effects of that is that they don’t read product reviews. But there are ways to do that more quickly so you can save time and money.
8 Ways to Get Your Favorite Music Free
B.T. Ballenger on October 19, 2011
Friends, lend me your ears: The digital music scene has come a long way since the illegal file-sharing boom of Napster and the first appearance of the iPod. If you’ve been looking for an alternative to keeping all those MP3s on your computer or phone, try out these services.
6 Free Ways to Save Your Digital Life
B.T. Ballenger on October 18, 2011
McAfee’s rolling out a new all-in-one security product for computers, phones, and tablets. But their expensive bundle includes a lot of services you already have, or can get for free – in one case, from McAfee itself!
4 Reasons to Start Thinking Taxes Now
B.T. Ballenger on October 17, 2011
Nobody wants to think about taxes heading into the holidays. But there are tax opportunities now that disappear at the end of the year, and others where more time means less pain and better planning.
8 Alternatives to Netflix
B.T. Ballenger on October 14, 2011
A lot of people are mad at Netflix for raising rates. But while there are a lot of other options out there, Netflix may still be the best fit for many. Check out the alternatives and decide for yourself.
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