What Is a USDA Loan and How Does It Work?
Deane Biermeier, Special to USA TODAY on August 23, 2026
A USDA mortgage can cover 100% of an eligible home’s price, but income caps, location rules and annual fees still shape the deal
How Much House Can I Afford? Mortgage Affordability Explained
Deane Biermeier, Special to USA TODAY on August 8, 2026
Lenders may approve more than your budget can comfortably handle, especially after taxes, insurance, maintenance and savings goals enter the equation.
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