This Year’s Top-Rated Rewards Credit Card

This Year’s Top-Rated Rewards Credit Card
Photo by Ljupco Smokovski /

MoneyTalksNews has partnered with CardRatings for our coverage of credit card products. MoneyTalksNews and CardRatings may receive a commission from card issuers.

There are so many credit card offers vying for your attention, with varying interest rates, perks and fees — it’s a chore to figure out which one is best. Fortunately, the task has been done for you. In a study of credit card rewards and costs over a two-year period WalletHub just concluded that Capital One has the best card rewards program. For one thing, the program is less restrictive for earning and redeeming rewards points, WalletHub explains:

Capital One leads the way with no earning limits and rewards that neither expire nor are forfeited if you miss a payment.

Capital One issues a number of different cards that offer rewards and cash back, but here we feature their best travel rewards card.

Capital One Venture Rewards Credit Card

Capital One Venture card

What makes it awesome: This card offers a hefty welcome bonus of 50,000 reward miles after spending $3,000 within the first three months with the account. (That’s worth $500 in travel.) You’ll earn a whopping 10 miles for every dollar spent on hotels worldwide, plus 2 miles per dollar on all other purchases. So long as you are paying off your card each month (since paying interest on a balance is obviously counterproductive), you can rack up serious mileage for all your adventures.

More highlights:

  • Earn 10 miles for every dollar spent on hotels around the world.
  • Earn 2 miles for every dollar spent on everything else with this card, every day.
  • No blackout dates when you travel.
  • Points transfer to more than a dozen hotel and airline loyalty programs.
  • Pay no foreign transaction fees.
  • No annual fee for the first year, then $95 per year.
Click here for more details and to compare this card with other offers.

Whatever you need in a credit card — whether it’s reward points, cash back or a low interest rate — you can find it with our credit card search tool. Click here to search for the plastic that best fits your needs.

Popular Articles

These Are the 20 Best Hospitals in the U.S.
These Are the 20 Best Hospitals in the U.S.

A familiar name tops this list.

Never Use a Debit Card to Buy These 9 Things
Never Use a Debit Card to Buy These 9 Things

Use your debit card for one of these expenses, and you could risk your bank account balance, your credit score or even identity fraud.

107 Easy Ways to Make Extra Cash
107 Easy Ways to Make Extra Cash

Need quick cash? Here are lots of easy ways to earn extra money from home, from getting cash back when you shop to getting paid for watching videos and playing games.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started


User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.