This Year’s Top-Rated Rewards Credit Card

Photo by Ljupco Smokovski / Shutterstock.com

MoneyTalksNews has partnered with CardRatings for our coverage of credit card products. MoneyTalksNews and CardRatings may receive a commission from card issuers.

There are so many credit card offers vying for your attention, with varying interest rates, perks and fees — it’s a chore to figure out which one is best. Fortunately, the task has been done for you. In a study of credit card rewards and costs over a two-year period WalletHub just concluded that Capital One has the best card rewards program. For one thing, the program is less restrictive for earning and redeeming rewards points, WalletHub explains:

Capital One leads the way with no earning limits and rewards that neither expire nor are forfeited if you miss a payment.

Capital One issues a number of different cards that offer rewards and cash back, but here we feature their best travel rewards card.

Capital One Venture Rewards Credit Card

Capital One Venture card

What makes it awesome: This card offers a hefty welcome bonus of 50,000 reward miles after spending $3,000 within the first three months with the account. (That’s worth $500 in travel.) You’ll earn a whopping 10 miles for every dollar spent on hotels worldwide, plus 2 miles per dollar on all other purchases. So long as you are paying off your card each month (since paying interest on a balance is obviously counterproductive), you can rack up serious mileage for all your adventures.

More highlights:

  • Earn 10 miles for every dollar spent on hotels around the world.
  • Earn 2 miles for every dollar spent on everything else with this card, every day.
  • No blackout dates when you travel.
  • Points transfer to more than a dozen hotel and airline loyalty programs.
  • Pay no foreign transaction fees.
  • No annual fee for the first year, then $95 per year.
Click here for more details and to compare this card with other offers.

Whatever you need in a credit card — whether it’s reward points, cash back or a low interest rate — you can find it with our credit card search tool. Click here to search for the plastic that best fits your needs.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Read Next
6 Ways to Guarantee Yourself a Steady Retirement Income

Saving is just one part of the retirement equation. Do this now to guarantee income in your golden years.

14 Things That Are ‘Free’ With Medicare

These services could save you money and help prevent costly health problems.

9 Hidden Ways to Get More Out of Amazon

You don’t have to be a Prime member to take advantage of these little-known perks of shopping on Amazon.

7 Free Tools for Saving More Money at Amazon

Use these websites and other tools to save money — or earn extra cash — when shopping at Amazon.

8 Common and Costly Homebuying Myths

Think you’re ready to buy a house? Don’t fall victim to these rookie mistakes.

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Most Popular
7 Kirkland Signature Items to Avoid at Costco

Even if it seems you save a bundle buying Costco’s Kirkland Signature brand products, they may not be the bargain they appear to be.

If You Find This Thrift Shopping, Buy It

Whether you resell it for a big profit or add it to your own wardrobe, this type of clothing is a hidden steal.

3 Ways to Get Microsoft Office for Free

With a little ingenuity, you can cut Office costs to zero.

9 Things You’ll Never See at Costco Again

The warehouse store offers an enormous selection, but these products aren’t coming back.

Organize Your Home With These 10 Thrift Store Finds

Resolve to be clutter-free in 2021 with these secondhand purchases.

11 Laws You Could Be Breaking Without Knowing It

Seriously? Fibbing about the weather is a crime? This and other little-known legal traps await the unwary.

Is This Treatable Condition Causing Your High Blood Pressure?

Researchers say too many doctors are overlooking this potential source of hypertension.

These 10 Postal Price Hikes Start Next Week

Starting on Jan. 24, the price of various mail and shipping services will rise.

13 Things Seniors Can Get for Free — or Almost Free

There are many ways to get cheap or free services and goods after reaching a certain age.

Taking a Multivitamin? Here’s Why You Should Reconsider

A new study has bad news for the millions of Americans who spend money on multivitamins.

21 Items to Cut From Your Budget That You Won’t Even Miss

Start off the new year by implementing these small-but-smart savings strategies. They’ll soon add up.

Internet Providers Can’t Charge You for This Anymore

Starting this month, your ISP no longer can bill you for this fee.

12 Diseases That Are Common in Seniors Who Get COVID-19

Seniors with these chronic conditions are more likely to be hospitalized due to the coronavirus, according to new Medicare data.

15 Painless Ways You Can Cut Costs in 2021

Follow these tips to save, so you’ll have money for things that really matter.

10 Cars You Are Most Likely to Keep for 15 Years

The cars that owners hold onto the longest have one thing in common, a new study shows.

This Surprise Factor Can Raise Your Risk of Dementia

Nearly half of U.S. residents may face this threat.

Prepare to Pay More for These 31 Drugs in 2021

More than 700 prescription medications have seen price hikes so far this year. Here’s a look at the worst.

9 Deep Discounts Available on Amazon This Friday

These items are all steeply discounted — but the deals won’t last long.

5 States Lowering Taxes This Year and 2 Raising Them

State personal income tax rates, brackets and deductions just changed in these places.

View More Articles

View this page without ads

Help us produce more money-saving articles and videos by subscribing to a membership.

Get Started

Add a Comment

Our Policy: We welcome relevant and respectful comments in order to foster healthy and informative discussions. All other comments may be removed. Comments with links are automatically held for moderation.

User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.