You’ve seen the ads: credit counseling companies say they can help by getting your payments and interest rates lowered. Others claim they can get your debts wiped out entirely by settling them for pennies on the dollar. Money reporter Stacy Johnson takes an inside look at these companies.
I've been offering money advice for more than 30 years. Here are the 10 most important things I've learned about making more money and being happier while you do it.
Best Buy Outlet takes up to 40% off a selection of new, open-box, and refurbished clearance items. (Prices are as marked.) Plus, an alternate selection of items is marked down by at least 50% off. Shipping starts at $3.99, but most orders of $35 or more qualify for free shipping. (Select items are also available via in-store pickup, but some are offered exclusively via shipping or pickup.) Save on discounted items like computers, tablets, headphones, cameras, televisions, and smartphones. Deal ends August 5.
Note: Most open-box and refurbished items include a 90-day to 1-year warranty. Be sure to scroll down the page and click the "Specifications" bar to find warranty information.
Best Buy Outlet takes up to 40% off a selection of new, open-box, and refurbished clearance items. (Prices are as ... Read more.
Updated: 1 week ago
At Chipotle, play the Chipotle Experience to receive a coupon to buy one burrito, burrito bowl, salad, or order of tacos and get another one for free. Listen back to your track and enter your mobile number and ZIP code to receive your coupon via text. It's one of the best BOGO offers we've seen from Chipotle this year that isn't restricted. (We've seen similar offers for nurses and teachers only; this is open to anyone.) Deal ends August 31.
At Chipotle, play the Chipotle Experience to receive a coupon to buy one burrito, burrito bowl, salad, or order of ... Read more.
Updated: 6 days 9 hr ago
Microsoft offers more than 200 of its Microsoft eBooks for free during its Multi-Million eBook Giveaway. Topics include Windows 10, Office 365, Power BI, Azure, SharePoint, Dynamics CRM, PowerShell, Exchange Server, System Center, and SQL Server.
Microsoft offers more than 200 of its Microsoft eBooks for free during its Multi-Million eBook Giveaway. Topics include Windows 10, ... Read more.
Updated: 1 week 4 days ago
As a result of a class action settlement, cusomers who purchased products containing lithium-ion cylindrical batteries (such as portable computers, power tools, camcorders, and more) may be entitled to cash compensation. The suit alleges that LG Chem, Hitachi, and NEC fixed the price of battery cells. Affected consumers are those that purchased eligible products from 2000 to May 31, 2011. Claims must be filed by November 29. Click here to find out more information about this suit.
As a result of a class action settlement, cusomers who purchased products containing lithium-ion cylindrical batteries (such as portable computers, ... Read more.
Updated: June 28, 2017
Walmart continues to discount a selection of apparel, furniture, toys, appliances, and more as part of its Warehouse Clear-Out. Choose in-store pickup to dodge the $5.99 shipping fee, or recieve free shipping on orders of $35 or more. (Larger items may incur additional shipping fees.) A couple of best bets:
Playmobil Fire Rescue Helicopter for $6.69 (low by $3)
HyperTough 174-Piece Tool Set w/ Trolley Bag for $89 ($30 off)
Walmart continues to discount a selection of apparel, furniture, toys, appliances, and more as part of its Warehouse Clear-Out. Choose ... Read more.
Updated: 13 hr 43 min ago
Today only, Macy's takes up to 70% off a selection of apparel, accessories, jewelry, beauty items, household items, and more during its Ultimate Pop-Up Sale. Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95, although orders over $49 also ship free. (In-store pickup may also be available.)
Today only, Macy's takes up to 70% off a selection of apparel, accessories, jewelry, beauty items, household items, and more ... Read more.
Updated: 7 hr 3 min ago
Dick's Sporting Goods takes up to an extra 60% off select clearance items. (The extra discount applies in cart.) Shipping starts at $5.99, although many orders of $25 or more qualify for free shipping. (Large items may incur additional fees, as free shipping only covers up to $15 off the shipping cost. In-store pickup is also available for select items.) A couple of best bets, with prices after the in-cart discount and $5.99 for shipping:
Schrade Tough Tool 21-Function Multi-Tool for $8.98 (low by $1)
Nike Men's Swingman Baseball Hoodie for $17.99 ($37 off)
Dick's Sporting Goods takes up to an extra 60% off select clearance items. (The extra discount applies in cart.) Shipping ... Read more.
Updated: 1 day 9 hr ago
Marmot takes up to 60% off during its End of Season Sale. Plus, all orders receive free shipping. Choose from men's, women's, and kids' apparel and camping equipment.
Marmot takes up to 60% off during its End of Season Sale. Plus, all orders receive free shipping. Choose from ... Read more.
Updated: 2 days 15 hr ago
Sperry cuts up to 60% off a selection of men's and women's sale items as part of its Clearance Sale. (Prices are as marked.) Plus, all orders receive free shipping. Sizes may be limited. Deal ends July 26.
Sperry cuts up to 60% off a selection of men's and women's sale items as part of its Clearance Sale. ... Read more.
Updated: 4 hr 58 min ago
At participating Starbucks locations, My Starbucks Rewards members earn automatic Gold status for one year with any purchase via the Starbucks app or with a registered Starbucks card. (Not a member? It's free to join.) Normally, Gold status requires collecting 300 stars (with each dollar spent earning two stars), making this a savings of $150.
With Gold status, members get a personalized Gold card, Star Reward with every 125 stars, monthly double-star days, and all benefits from Green level (such as free birthday rewards). Click here to find your nearest location. Deal ends July 31.
At participating Starbucks locations, My Starbucks Rewards members earn automatic Gold status for one year with any purchase via the ... Read more.
Updated: 4 days 10 hr ago
Ending today, Daily Steals takes up to 92% off a selection of new and refurbished computers, smartphones, electronics, home items, and more during its Christmas in July Sale. Plus, most items receive free shipping; otherwise, shipping starts at around $3. A couple of best bets, both with free shipping:
Audio-Technica SonicFuel Earbuds in Pink for $6.99 (low by $6)
refurb Parrot MiniDrone Jumping Sumo for $21.99 (pictured, $18 less than new)
Note: Check individual product pages for warranty information for refurbished items.
Ending today, Daily Steals takes up to 92% off a selection of new and refurbished computers, smartphones, electronics, home items, ... Read more.
Updated: 10 hr 31 min ago
13 Deals offers this Collapsible 3-Section Car Trunk Organizer for free plus $5.49 for shipping. That's tied with last week's mention as the lowest price we've seen since Black Friday week. (It's the best deal now by $4.) It measures 12.5" x 23" x 12.5".
13 Deals offers this Collapsible 3-Section Car Trunk Organizer for free plus $5.49 for shipping. That's tied with last week's ... Read more.
Updated: 3 days 15 hr ago
City-Green via eBay offers this 80cc 2-Stroke Bicycle Gas Engine Kit for $95.97 with free shipping. That's the lowest price we could find by $4. It fits most 26" or 28" bikes with V-frames and includes an engine, necessary parts, and hardware.
City-Green via eBay offers this 80cc 2-Stroke Bicycle Gas Engine Kit for $95.97 with free shipping. That's the lowest price ... Read more.
Updated: 5 days 6 hr ago
Udemy offers the YouTube SEO Bootcamp Course for $10. Coupon code "YTFREE420" makes it free. That's $200 off list and the lowest price we could find. The course features 28 lectures totalling over one hour of on-demand video.
Udemy offers the YouTube SEO Bootcamp Course for $10. Coupon code "YTFREE420" makes it free. That's $200 off list and ... Read more.
Updated: 1 day 14 hr ago
Other World Computing discounts a selection of new, open-box, refurbished, and used clearance items during its Garage Sale, with prices starting at 48 cents. Shipping starts at around $3, but most orders of $49 or more qualify for free shipping. Stock for many items is limited. Discounted items include PC and Mac upgrades, cables, keyboards, and external HDDs.
Other World Computing discounts a selection of new, open-box, refurbished, and used clearance items during its Garage Sale, with prices ... Read more.
Updated: 3 days 15 hr ago
Southwest Airlines via DealBase discounts Southwest Airlines 1-Way Fares Nationwide with prices starting at $40.98. (On the DealBase landing page, click on "Southwest Airlines" in the top line to see this sale.) That's a buck under our mention from last week and the lowest price we could find for select routes today by at least $5. Note that blackout dates and other conditions may apply. Book this travel deal by July 27 for travel from August 22 through December 13.
All prices, dates, and booking details were valid at the time of publication.
Southwest Airlines via DealBase discounts Southwest Airlines 1-Way Fares Nationwide with prices starting at $40.98. (On the DealBase landing page, ... Read more.
Updated: 5 days 5 hr ago
Today only, Hollister takes 60% to 70% off its men's and women's clearance items, with deals starting at $2.08. (Prices are as marked.) Alternatively, all men's and women's jeans are cut to $25 each. Shipping adds $7, but orders of $50 or more qualify for free shipping.
Today only, Hollister takes 60% to 70% off its men's and women's clearance items, with deals starting at $2.08. (Prices ... Read more.
Updated: 3 hr 35 min ago
Dick's Sporting Goods continues to take up to 50% off a selection of bikes and bicycling gear. (Prices are as marked.) Shipping starts at $5.99, although select models and gear receive free shipping. (In-store pickup may also be available.) A couple of best bets:
Nishiki Women's Anasazi Hybrid Bike for $399.99 + pickup ($150 off)
GT Unisex Aggressor Pro Mountain Bike for $449.99 $299.98 + $0 s&h ($150 off)
Dick's Sporting Goods continues to take up to 50% off a selection of bikes and bicycling gear. (Prices are as ... Read more.
Updated: 9 hr 15 min ago
Timbuk2 cuts up to 50% off sale items during its End of Season Sale. Plus, take an extra 15% off via coupon code "PLUS15". Even better, all orders receive free shipping. (Shipping normally adds $6 for orders under $50; oversize items may incur additional fees.) Discounted items include backpacks, messenger bags, laptop bags, duffels, and totes. Deal ends July 28.
Timbuk2 cuts up to 50% off sale items during its End of Season Sale. Plus, take an extra 15% off ... Read more.
Updated: 3 hr 7 min ago
Udemy continues to offer a selection of online courses for free, as listed below. These courses include hours of content and are the best deals we could find for such classes. The deals:
Work From Home: The Amazon FBA MasterPlan for free
Become an Android Developer from Scratch for free (pictured)
Introductory Photography Course for free
Code Your First Game: Arcade Classic in JavaScript on Canvas for free
Udemy continues to offer a selection of online courses for free, as listed below. These courses include hours of content ... Read more.
Updated: 4 days 14 hr ago
United Airlines via DealBase offers United Airlines 1-Way Fares Nationwide with prices starting at $42.20. (On the DealBase landing page, click on "United Airlines" in the top line to see this sale. Although the landing page shows fares starting from $49, we found lower prices within.) That's the lowest price we could find for select routes by at least $12. Book this travel deal by July 27 for travel from August 22 through December 16.
Prices, dates, and booking details were valid at the time of publication.
United Airlines via DealBase offers United Airlines 1-Way Fares Nationwide with prices starting at $42.20. (On the DealBase landing page, ... Read more.
Updated: 5 days 12 hr ago
Spring offers the Kenneth Cole Men's The Perfect Couple Sandals in Cognac for $12 with free shipping. That's the lowest price we could find by $7. They're available in sizes 7 to 13.
Spring offers the Kenneth Cole Men's The Perfect Couple Sandals in Cognac for $12 with free shipping. That's the lowest ... Read more.
Updated: 4 hr 33 min ago
As part of a class action lawsuit, customers who purchased Johnson & Johnson's Aveeno Active Naturals Products between May 7, 2007 and June 13, 2017 may be entitled to cash compensation. The suit alleges that Johnson & Johnson made misstatements about its products by describing them as natural. Click here to find a full list of products and how to file a claim.
As part of a class action lawsuit, customers who purchased Johnson & Johnson's Aveeno Active Naturals Products between May 7, ... Read more.
Updated: July 4, 2017
CheapCaribbean offers an All-Inclusive Riu Santa Fe 4-Night Flight and Hotel Vacation for Two in Los Cabos, Mexico, with prices starting from $1,034.52, as provided by ShermansTravel. Plus, kids 12 and under stay and eat for free. That's the lowest price we could find for this package by $77 and the best deal we've seen for a 4-night flight and hotel vacation at this property. Book this travel deal by July 31 for travel from August 18 through October 26.
CheapCaribbean offers an All-Inclusive Riu Santa Fe 4-Night Flight and Hotel Vacation for Two in Los Cabos, Mexico, with prices ... Read more.
Updated: 8 hr 41 min ago
Walmart offers the Duck Brand Attic Stairway Cover for $31.11 $29.26. (Amazon charges the same, although it's currently on backorder.) Choose in-store pickup to dodge the $5.99 shipping fee. (You can also pad your order over $35 to qualify for free shipping.) That's $7 off and the lowest price we could find. It seals attic openings up to 25.5" x 54".
Walmart offers the Duck Brand Attic Stairway Cover for $31.11 $29.26. (Amazon charges the same, although it's currently on backorder.) ... Read more.
Updated: 13 hr 31 min ago
Udemy offers the JavaScript Basics Web Development Course for $95. Coupon code "WEBFREE01" makes it free. That's $95 off list and the lowest price we could find. It includes 1.5 hours on-demand video.
Udemy offers the JavaScript Basics Web Development Course for $95. Coupon code "WEBFREE01" makes it free. That's $95 off list ... Read more.
Updated: 1 day 16 hr ago
Fashion Group via Rakuten offers the Nike Men's Tailwind 12E Sport Sunglasses in Pewter for $34.99 with free shipping. That's the lowest price we could find for any color by $25. They feature interchangeable lenses.
Note: Coupon code "20BACK" bags about $7 in Rakuten Super Points.
Fashion Group via Rakuten offers the Nike Men's Tailwind 12E Sport Sunglasses in Pewter for $34.99 with free shipping. That's ... Read more.
Updated: 36 min ago
Michael Kors takes up to 50% off a selection of sale styles as part of its Summer Sale. (Prices are as marked.) Shipping adds $5, but orders of $50 or more qualify for free shipping. Some exclusions may apply. Deal ends July 31.
In related news, Michael Kors is set to purchase Jimmy Choo for around $1.2 billion.
Michael Kors takes up to 50% off a selection of sale styles as part of its Summer Sale. (Prices are ... Read more.
Updated: 7 hr 7 min ago
Disney Store takes up to 70% off a selection of toys, clothing, jewelry, and more during its Swell Sale. Plus, coupon code "SHIPNOW" bags free shipping for orders of $50 or more.
Disney Store takes up to 70% off a selection of toys, clothing, jewelry, and more during its Swell Sale. Plus, ... Read more.
Updated: 5 days 6 hr ago
Walmart offers the Eccotemp Indoor Tankless Water Heater for $240. Opt for in-store pickup to drop the price to $160. (Amazon charges the same price, although it's currently on backorder.) That's tied with last week's mention and the lowest price we could find by $86. It features 1/2" NPT water fittings acrylic glass casing, child locking technology, and automatic temperature controls.
Walmart offers the Eccotemp Indoor Tankless Water Heater for $240. Opt for in-store pickup to drop the price to $160. ... Read more.
Updated: 5 days 9 hr ago
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