Remember those ambitious financial goals you set back in January? If you’re like most people, some probably stuck while others… well, let’s just say good intentions don’t always translate into lasting change.
But here’s the thing: June is actually the perfect time for a financial reset. You’ve got real data about what’s working and half a year left to make meaningful progress.
Whether you crushed your savings goals or completely forgot about that investment account you meant to open, this mid-year checkpoint is your chance to course-correct and finish 2025 strong.
Not all of these tips will work for you, but a few will be perfect for your situation, so don’t skip any.
1. Earn an extra million
A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s twice as much: literally a game-changer.
If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and instantly get matched with up to three vetted financial advisors in your area, all legally bound to work in your best interests.
Even if you don’t want help picking investments, an advisor can help lower your tax burden, create a comprehensive financial plan, maximize your Social Security, help with estate planning and make sure you’re on the right track. They can also be there, in case one day, you’re not.
Using SmartAsset only takes a few minutes, and in many cases you’ll be offered a free consultation.
Nothing to lose and lots to potentially gain. Take a minute and check it out right now!
Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
2. Earn a cash bonus from this high-interest bank account
If you’re banking at a traditional brick-and-mortar bank, you’re getting ripped off. They’re charging you for checking account and paying a pittance on your savings.
Better idea? SoFi. They offer a combination checking-and-savings account, and if you set up direct deposit, you can earn a competitive APY on your savings. That’s many times the national average.
Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10/20/26) for up to 6 months. Open your first SoFi Checking and Savings account between 10/20/26 and 12/31/27, then within 60 days of account opening receive an eligible direct deposit OR $5,000 or more in qualifying deposits. You must maintain eligible direct deposit or $5,000 in qualifying deposits every 31 days to keep the Boost, for up to 6 months. Rates variable, subject to change.
Terms apply at sofi.com/banking. SoFi Bank, N.A. Member FDIC.
Better yet, they pay you a cash bonus just for signing up!
Direct-deposit $5,000 or more within the first 25 days, you'll get a cash bonus. Direct-deposit $1,000 to $5,000, you’ll get a $50 bonus.
Other cool features:
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- Get paid up to two days early
- No overdraft fees or monthly fees
- Free use 55,000 ATMs nationwide
- Free paper checks, if you want them
- Deposits insured up to $2 million
- Earn up to 15% cash back using your debit card
Banking has changed. Time for you to change with it.
3. Talk to a free debt coach
National Debt Relief is one of the most respected providers of debt relief in the country. They’ve helped more than 500,000 people, are A+ rated by the Better Business Bureau and also top-rated by TopConsumerReviews, TopTenReviews, ConsumersAdvocate and ConsumerAffairs.
How it works: You fill out a form on the company website, then a debt coach will call you to learn more about your situation. If they can help you, they’ll set you up with an affordable plan that works for you — and give you an estimate of when you can expect to be debt-free! There’s also no upfront fee and no obligation to get started.
National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt.
Ready to start a new, happier chapter of your life? Click here and see what they can do for you!
4. Stop losing $600+ a year on your car insurance
How would you feel if you found out you’re throwing away $600 annually just to pad some insurance company’s bottom line?
It’s very possible. But there’s only one way to know for sure.
Take a minute and use this new insurance shopping tool from FinanceBuzz. It can tell if you’re overpaying for your car insurance with just a few clicks.
Savings will vary by driving history and how many discounts you’re eligible for, but don’t be surprised if you can find the same coverage for hundreds less. And if not? You’ll get peace of mind by knowing you’re already getting the best possible deal.
To find out if you’re losing up to $600 or more a year, just click this link, answer a few questions, enter your ZIP, email, and phone, and within two minutes you’ll see if you qualify for a lower rate.
5. Don’t pay to fix your car
The cost of car repairs is skyrocketing. One shop told Consumer Reports that a decade ago, their average repair was $1,600. These days, the average bill is $4,000.
Typically, a vehicle manufacturer warranty lasts three years. Yet the average car is around 12 years old. If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with Endurance Warranty Services.
The company provides extended warranty plans of up to 36 months. Choose from at least six different plans, to get only the coverage you actually need, for cars up to 20 years old.
All their warranties include 24/7 roadside assistance plus rental car benefits while your vehicle is being repaired. For the first year, you’ll get the Elite Benefits program for free; this includes complete tire coverage, key fob replacement, a collision discount and a $1,000 payment if your car is determined to be a total loss.
Endurance has a network of thousands of ASE-certified repair shops. More important: Endurance pays the repair bill upfront. All you need to cover is the deductible.
ConsumerAffairs calls Endurance “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Take a minute and get a quote.
6. Stop paying full price for retail purchases
Are you over 18? Then you’re eligible to save hundreds of dollars every year simply by joining AARP.
“What?” You say, “I thought AARP was for retired people.”
As it turns out, you don’t have to be 50 or older to join AARP. And members get discounts on hundreds of things, like:
- Up to $200 per person off flights
- Up to 30% off rental cars
- Up to 15% off restaurants
- Up to 20% off hotels
You’ll also save on eyeglasses, prescriptions, meal deliveries and lots more. And that’s not all. AARP offers a Fraud Watch Network, job listings, retirement planning tools, games, and tons of information, programs and resources.
Anyone trying to save money can’t afford not to join AARP, especially since the cost is as low as $15 per year with auto-renewal. You’ll likely recoup the cost in the first week. Click here and check it out.
7. Earn up to $1,000 a month doing simple tasks
Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff, or playing games.
But FreeCash is in a league of its own.
Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned more than $150,000,000!
So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
8. Have your dream home without breaking the bank
Why settle for less when you can create the home of your dreams right where you are? Or use the cash for anything else you need?
With today’s soaring real estate prices, a home equity line of credit (HELOC) could be the answer to unlocking your home’s full potential without breaking the bank.
Instead of stretching your budget on an overpriced new home, tap into the equity you’ve built to finance those renovations you’ve longed for. Upgrade your outdated kitchen, build your dream master suite, or finally add that home office. But the flexibility doesn’t stop there – use your HELOC funds for other goals like consolidating debt, paying for education, taking a dream vacation and more!
The best part? HELOCs typically offer lower interest rates than credit cards or personal loans since they’re secured by your home’s equity. That means big savings while you build lasting value.
Don’t wait any longer to unlock your home’s potential.
Visit Money.com's home equity loan table today to easily compare HELOC rates from multiple lenders and find the most affordable option.
9. Stop managing your money in pieces
Forget juggling separate budgeting and investment apps and spreadsheets for everything else. Origin puts your entire financial world — budgeting, investing, estate planning, even tax filing — under one roof.
Connect all your accounts and watch Origin’s AI create a personalized budget based on your actual spending patterns, not generic templates. Track your full net worth across checking, investments and equity. Get high-yield returns on cash, automated investing and access to certified financial planners when you need human guidance.
Start your free seven-day trial today and discover why thousands have consolidated their entire financial life into Origin.
Whether you’re buying your first home, planning for kids or building serious wealth, Origin grows with you. No more paying for multiple subscriptions or wondering if your money strategy actually works.
Get 35% off your first year and finally see your complete money picture.
10. Save $2000 On Your Car Payment The Loan Hack Dealers Hide
Why struggle with high monthly payments when you could save up to $2000? At My Auto Loan, they flip the script on traditional auto financing by putting YOU in control.
Their hassle-free platform makes getting the best auto loan ridiculously simple. With one application, up to four lenders compete for your business, driving down rates and maximizing your savings.
Whether you’re looking to buy out your lease, refinance your current loan, or purchase a new vehicle, we’ve eliminated the stress and confusion from auto financing. No more dealership pressure tactics or confusing paperwork.
The process couldn’t be easier:
Complete one simple application (takes just minutes)
- Receive up to four personalized loan offers
- Choose the option that works best for your budget
- Get funded in as little as 24 hours
- Don’t settle for the first loan offer you receive. Our customers save thousands by letting lenders compete, and you can too. With no fees, no obligations, and an “Excellent” Trustpilot rating, there’s zero risk to see how much you could save.
Ready to put more money back in your pocket?
APPLY NOW and start saving!
11. Invest like a millionaire for only $40/month
Want to trade like the pros but lack their expertise?
EchoTrade is revolutionizing investing by giving everyday Americans access to registered investment firms’ portfolios—previously only available to millionaires.
Why struggle alone in this uncertain market when you can mirror successful traders automatically? EchoTrade connects directly to your existing brokerage account (Robinhood or Tradier) and executes trades for you in real-time—not weeks later when opportunities have vanished.
Time-sensitive opportunity: Start your 14-day FREE trial today and see how professional portfolio management could transform your financial future. When market conditions change by the minute, can you afford to rely on outdated information?
Take control of your wealth-building journey. Join thousands of Americans who are copying professional traders with a single click while maintaining full control of their money.
START YOUR FREE TRIAL NOW– Simply enter your first name, last name, email, and phone number on the next page to instantly access your 14-day free trial.
It takes less than 30 seconds to begin investing like the pros, then just $40/month if you choose to continue.
Echo Trade is a subscription service providing access to investment strategies from professional money managers. Echo Trade is not an investment advisor, brokerage firm, or fiduciary. Investing carries risks, including loss of principal. Past performance doesn't guarantee future results. Users must connect a compatible brokerage account to use trading functionality.
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