If you’re going to have credit cards, get the best possible deals. If you pay off your balance every month, get a card with no fee. If you don’t, get the lowest possible interest rate, but don’t forget to include any annual fees in the interest price you’re paying. You can find good credit card deals in magazines like Money and Kiplinger, or online at web sites like www.bankrate.com and www.ramresearch.com. And, as you’ve learned from reading this book, remember that a life with no debt is always your best option.